Name
Everlyn
Member since
February 2015
On-time repayments
308 installments • 94%
My story begins in small village called Nyakach where I grew up. I was raised in a family of five – 3 females and two males where I am the last born. Nyakach is a typical rural Kenya with no amenities worth talking about. I went to primary and later secondary school and I always knew that if given the chance to break free, I would most certainly jump at that opportunity.
This opportunity came after finishing my secondary education when I went to live with my sister in Mombasa – 800 kilometers from home. My life took a drastic change in Mombasa city where I was exposed to the comforts of urban life like tap water and electricity for the first time.
My sister was kind enough to sponsor me to a computer college where I did a short course in computer applications. I later got a job as a computer operator after finishing the course. While still working, I enrolled for a Diploma course in Business Management on part-time basis.
I secured another job after completing my Diploma course where I was employed as a Personal Assistant in a printing firm. I also started a cyber café after quitting the first job and I am still running this place with the help of one employee.
I am also hoping to do a Degree course in near future, time and finances allowing.
I run a small cyber café in Mombasa town where I deal with bureau services as well as offering cyber services like browsing and sending emails. Mombasa is big city with a large population and the demand for cyber services is quite high. I saw this opportunity while doing my first job and the business has been doing well.
Apart from cyber services, I also offer photocopying and typing services. All these activities combined give me a gross income of about $500 per month and the expenses gobble about half of that. I use the ‘take home’ amount for my upkeep and send some to my aging my parents back home.
This figure can easily go up if I introduce more services like lamination and book binding. For this reason, I decided to seek credit services hence the reason for joining Zidisha.
I will use this loan to do two things:
1. I will use USD 600 to pay for my college education. I am now doing the last module of my course and I will spend the money to cater for tuition fees, learning materials and examination fees.
2. I will use the balance to buy furniture like chairs and a table to use in my business.
Both projects are very important to me because they are geared to creating a bright future. I am optimistic that funding of this loan will bring me much closer to my dreams of attaining good education and expanding my business.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$977.00
Date disbursed
Oct 6, 2017
Repayment status
Late
Projected term
41 months
Other loans
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Amount repaid
$791.59
Amount remaining
$183.52
Expected completion
Mar 13, 2021
Status
Repaying late
Installment amount
$37.51
Expected Payments | Actual Payments | ||
---|---|---|---|
Oct 14, 2017 | $9.90 | Oct 15, 2017 | $9.90 |
Oct 21, 2017 | $9.90 | Oct 26, 2017 | $9.90 |
Oct 28, 2017 | $9.90 | Nov 1, 2017 | $9.90 |
Nov 4, 2017 | $9.90 | Nov 9, 2017 | $9.90 |
Nov 11, 2017 | $9.90 | Nov 18, 2017 | $9.90 |
Nov 18, 2017 | $9.90 | Nov 18, 2017 | $9.90 |
Nov 25, 2017 | $9.90 | Dec 2, 2017 | $9.90 |
Dec 2, 2017 | $2.47 | Dec 6, 2017 | $2.47 |
Dec 9, 2017 | $4.95 | Dec 19, 2017 | $4.95 |
Dec 16, 2017 | $4.95 | Dec 19, 2017 | $1.98 |
Dec 28, 2017 | $2.97 | ||
Dec 23, 2017 | $4.95 | Dec 28, 2017 | $4.95 |
Dec 30, 2017 | $4.95 | Dec 28, 2017 | $4.95 |
Jan 6, 2018 | $4.95 | Jan 22, 2018 | $4.95 |
Jan 13, 2018 | $4.95 | Jan 22, 2018 | $4.95 |
Jan 20, 2018 | $4.95 | Jan 30, 2018 | $4.95 |
Jan 27, 2018 | $4.95 | Jan 30, 2018 | $4.95 |
Feb 3, 2018 | $4.95 | Feb 9, 2018 | $4.95 |
Feb 10, 2018 | $4.95 | Feb 9, 2018 | $4.95 |
Feb 17, 2018 | $4.95 | Feb 27, 2018 | $4.95 |
Feb 24, 2018 | $4.95 | Feb 27, 2018 | $4.95 |
Mar 3, 2018 | $4.95 | Mar 11, 2018 | $4.95 |
Mar 10, 2018 | $4.95 | Mar 11, 2018 | $4.95 |
Mar 17, 2018 | $4.95 | Mar 26, 2018 | $4.95 |
Mar 24, 2018 | $4.95 | Mar 26, 2018 | $4.95 |
Mar 31, 2018 | $4.95 | Apr 9, 2018 | $4.95 |
Apr 7, 2018 | $4.95 | Apr 9, 2018 | $4.95 |
Apr 14, 2018 | $4.95 | Apr 22, 2018 | $4.95 |
Apr 21, 2018 | $4.95 | Apr 22, 2018 | $4.95 |
Apr 28, 2018 | $4.95 | May 9, 2018 | $4.95 |
May 5, 2018 | $4.95 | May 9, 2018 | $1.98 |
May 11, 2018 | $2.97 | ||
May 12, 2018 | $4.95 | May 16, 2018 | $4.95 |
May 19, 2018 | $4.95 | May 29, 2018 | $4.95 |
May 26, 2018 | $4.95 | May 29, 2018 | $4.95 |
Jun 2, 2018 | $4.95 | Jun 11, 2018 | $4.95 |
Jun 9, 2018 | $4.95 | Jun 11, 2018 | $4.95 |
Jun 16, 2018 | $4.95 | Jun 29, 2018 | $4.95 |
Jun 23, 2018 | $4.95 | Jun 29, 2018 | $4.95 |
Jun 30, 2018 | $4.95 | Jun 29, 2018 | $4.95 |
Jul 7, 2018 | $4.95 | Jul 17, 2018 | $4.95 |
Jul 14, 2018 | $4.95 | Jul 17, 2018 | $4.95 |
Jul 21, 2018 | $4.95 | Jul 30, 2018 | $4.95 |
Jul 28, 2018 | $4.95 | Jul 30, 2018 | $4.95 |
Aug 4, 2018 | $4.95 | Aug 15, 2018 | $4.95 |
Aug 11, 2018 | $4.95 | Aug 15, 2018 | $4.95 |
Aug 18, 2018 | $4.95 | Aug 27, 2018 | $4.95 |
Aug 25, 2018 | $4.95 | Aug 27, 2018 | $4.95 |
Sep 1, 2018 | $4.95 | Sep 10, 2018 | $4.95 |
Sep 8, 2018 | $4.95 | Sep 10, 2018 | $4.95 |
Sep 15, 2018 | $4.95 | Sep 21, 2018 | $4.95 |
Sep 22, 2018 | $4.95 | Sep 21, 2018 | $4.95 |
Sep 29, 2018 | $4.95 | Oct 9, 2018 | $4.95 |
Oct 6, 2018 | $4.95 | Oct 9, 2018 | $4.95 |
Oct 13, 2018 | $4.95 | Oct 14, 2018 | $4.95 |
Oct 20, 2018 | $4.95 | Oct 14, 2018 | $4.95 |
Oct 27, 2018 | $4.95 | Oct 14, 2018 | $4.95 |
Nov 3, 2018 | $4.95 | Oct 14, 2018 | $4.95 |
Nov 10, 2018 | $4.95 | Nov 12, 2018 | $4.95 |
Nov 17, 2018 | $4.95 | Nov 12, 2018 | $4.95 |
Nov 24, 2018 | $4.95 | Nov 12, 2018 | $4.95 |
Dec 1, 2018 | $4.95 | Nov 12, 2018 | $4.95 |
Dec 8, 2018 | $4.95 | Dec 6, 2018 | $4.95 |
Dec 15, 2018 | $4.95 | Dec 6, 2018 | $2.47 |
Dec 16, 2018 | $2.47 | ||
Dec 22, 2018 | $4.95 | Dec 16, 2018 | $2.47 |
Dec 28, 2018 | $2.47 | ||
Dec 29, 2018 | $4.95 | Dec 28, 2018 | $4.95 |
Jan 5, 2019 | $4.95 | Dec 28, 2018 | $2.47 |
Jan 8, 2019 | $2.47 | ||
Jan 12, 2019 | $4.95 | Jan 8, 2019 | $2.47 |
Jan 17, 2019 | $2.47 | ||
Jan 19, 2019 | $4.95 | Jan 23, 2019 | $4.95 |
Jan 26, 2019 | $4.95 | Jan 31, 2019 | $4.95 |
Feb 2, 2019 | $4.95 | Feb 8, 2019 | $4.95 |
Feb 9, 2019 | $4.95 | Feb 8, 2019 | $4.95 |
Feb 16, 2019 | $4.95 | Feb 11, 2019 | $4.95 |
Feb 23, 2019 | $4.95 | Feb 11, 2019 | $4.95 |
Mar 2, 2019 | $4.95 | Mar 1, 2019 | $4.95 |
Mar 9, 2019 | $4.95 | Mar 1, 2019 | $4.95 |
Mar 16, 2019 | $4.95 | Mar 20, 2019 | $4.95 |
Mar 23, 2019 | $4.95 | Mar 27, 2019 | $4.95 |
Mar 30, 2019 | $4.95 | Apr 5, 2019 | $4.95 |
Apr 6, 2019 | $4.95 | Apr 9, 2019 | $4.95 |
Apr 13, 2019 | $4.95 | Apr 17, 2019 | $4.95 |
Apr 20, 2019 | $4.95 | Apr 24, 2019 | $4.95 |
Apr 27, 2019 | $4.95 | May 3, 2019 | $4.95 |
May 4, 2019 | $4.95 | May 3, 2019 | $4.95 |
May 11, 2019 | $4.95 | May 15, 2019 | $4.95 |
May 18, 2019 | $4.95 | May 15, 2019 | $4.95 |
May 25, 2019 | $4.95 | May 27, 2019 | $4.95 |
Jun 1, 2019 | $4.95 | Jun 3, 2019 | $4.95 |
Jun 8, 2019 | $4.95 | Jun 12, 2019 | $4.95 |
Jun 15, 2019 | $4.95 | Jun 12, 2019 | $4.95 |
Jun 22, 2019 | $4.95 | Jun 12, 2019 | $4.95 |
Jun 29, 2019 | $4.95 | Jun 12, 2019 | $4.95 |
Jul 6, 2019 | $4.95 | Jul 5, 2019 | $4.95 |
Jul 13, 2019 | $4.95 | Jul 5, 2019 | $4.95 |
Jul 20, 2019 | $4.95 | Jul 23, 2019 | $4.95 |
Jul 27, 2019 | $4.95 | Jul 29, 2019 | $4.95 |
Aug 3, 2019 | $4.95 | Aug 6, 2019 | $4.95 |
Aug 10, 2019 | $4.95 | Aug 6, 2019 | $4.95 |
Aug 17, 2019 | $4.95 | Aug 20, 2019 | $4.95 |
Aug 24, 2019 | $4.95 | Aug 29, 2019 | $4.95 |
Aug 31, 2019 | $4.95 | Aug 29, 2019 | $4.95 |
Sep 7, 2019 | $4.95 | Sep 5, 2019 | $4.95 |
Sep 14, 2019 | $4.95 | Sep 18, 2019 | $4.95 |
Sep 21, 2019 | $4.95 | Sep 18, 2019 | $4.95 |
Sep 28, 2019 | $4.95 | Oct 3, 2019 | $4.95 |
Oct 5, 2019 | $4.95 | Oct 3, 2019 | $4.95 |
Oct 12, 2019 | $4.95 | Oct 14, 2019 | $4.95 |
Oct 19, 2019 | $4.95 | Oct 14, 2019 | $4.95 |
Oct 26, 2019 | $4.95 | Oct 28, 2019 | $4.95 |
Nov 2, 2019 | $4.95 | Oct 28, 2019 | $4.95 |
Nov 9, 2019 | $4.95 | Nov 11, 2019 | $4.95 |
Nov 16, 2019 | $4.95 | Nov 11, 2019 | $4.95 |
Nov 23, 2019 | $4.95 | Nov 29, 2019 | $4.95 |
Nov 30, 2019 | $4.95 | Nov 29, 2019 | $4.95 |
Dec 7, 2019 | $34.64 | Dec 9, 2019 | $9.90 |
Dec 24, 2019 | $9.90 | ||
Jan 7, 2020 | $14.85 | ||
Dec 14, 2019 | $0.00 | ||
Dec 21, 2019 | $0.00 | ||
Dec 28, 2019 | $0.00 | ||
Jan 4, 2020 | $0.00 | ||
Jan 11, 2020 | $0.00 | ||
Jan 18, 2020 | $4.45 | Jan 19, 2020 | $4.45 |
Jan 25, 2020 | $4.45 | Jan 19, 2020 | $0.49 |
Jan 29, 2020 | $3.96 | ||
Feb 1, 2020 | $4.45 | Jan 29, 2020 | $0.99 |
Feb 4, 2020 | $3.46 | ||
Feb 8, 2020 | $4.45 | Feb 4, 2020 | $1.48 |
Feb 10, 2020 | $2.97 | ||
Feb 15, 2020 | $4.45 | Feb 10, 2020 | $4.45 |
Feb 22, 2020 | $4.95 | Feb 10, 2020 | $2.47 |
Feb 24, 2020 | $2.47 | ||
Feb 29, 2020 | $4.95 | Mar 5, 2020 | $4.95 |
Mar 7, 2020 | $4.95 | Mar 10, 2020 | $4.95 |
Mar 14, 2020 | $4.95 | Mar 10, 2020 | $4.95 |
Mar 21, 2020 | $4.95 | Mar 17, 2020 | $4.95 |
Mar 28, 2020 | $4.95 | Mar 17, 2020 | $4.95 |
Apr 4, 2020 | $4.95 | Apr 6, 2020 | $4.95 |
Apr 11, 2020 | $4.95 | Apr 6, 2020 | $4.95 |
Apr 18, 2020 | $4.95 | Apr 20, 2020 | $4.95 |
Apr 25, 2020 | $4.95 | Apr 20, 2020 | $4.95 |
May 2, 2020 | $4.95 | May 4, 2020 | $4.95 |
May 9, 2020 | $1.00 | May 11, 2020 | $1.00 |
May 16, 2020 | $1.00 | May 11, 2020 | $0.19 |
May 18, 2020 | $0.81 | ||
May 23, 2020 | $1.00 | May 18, 2020 | $1.00 |
May 30, 2020 | $1.00 | May 18, 2020 | $1.00 |
Jun 6, 2020 | $1.00 | May 18, 2020 | $1.00 |
Jun 13, 2020 | $0.19 | May 18, 2020 | $0.19 |
Jun 20, 2020 | $1.00 | Jun 17, 2020 | $1.00 |
Jun 27, 2020 | $1.00 | Jun 17, 2020 | $1.00 |
Jul 4, 2020 | $1.00 | Jun 17, 2020 | $1.00 |
Jul 11, 2020 | $1.00 | Jun 17, 2020 | $1.00 |
Jul 18, 2020 | $1.00 | Jun 17, 2020 | $1.00 |
Jul 25, 2020 | $2.92 | Jun 17, 2020 | $2.92 |
Aug 1, 2020 | $1.00 | Aug 3, 2020 | $1.00 |
Aug 8, 2020 | $1.00 | Aug 3, 2020 | $1.00 |
Aug 15, 2020 | $1.00 | Aug 3, 2020 | $1.00 |
Aug 22, 2020 | $1.00 | Aug 3, 2020 | $1.00 |
Aug 29, 2020 | $0.95 | Aug 3, 2020 | $0.95 |
Sep 5, 2020 | $1.00 | Aug 28, 2020 | $1.00 |
Sep 12, 2020 | $1.00 | Aug 28, 2020 | $1.00 |
Sep 19, 2020 | $1.00 | Aug 28, 2020 | $1.00 |
Sep 26, 2020 | $1.00 | Aug 28, 2020 | $1.00 |
Oct 3, 2020 | $1.00 | Aug 28, 2020 | $1.00 |
Oct 10, 2020 | $0.05 | Aug 28, 2020 | $0.05 |
Oct 17, 2020 | $1.00 | Oct 7, 2020 | $1.00 |
Oct 24, 2020 | $1.00 | Oct 7, 2020 | $1.00 |
Oct 31, 2020 | $1.00 | Oct 7, 2020 | $1.00 |
Nov 7, 2020 | $1.00 | Oct 7, 2020 | $1.00 |
Nov 14, 2020 | $0.95 | Oct 7, 2020 | $0.95 |
Nov 21, 2020 | $1.00 | Nov 9, 2020 | $1.00 |
Nov 28, 2020 | $1.00 | Nov 9, 2020 | $1.00 |
Dec 5, 2020 | $4.93 | Nov 9, 2020 | $2.95 |
Dec 2, 2020 | $1.98 | ||
Dec 12, 2020 | $1.00 | Dec 8, 2020 | $1.00 |
Dec 19, 2020 | $0.95 | Dec 8, 2020 | $0.95 |
Dec 26, 2020 | $1.00 | Dec 8, 2020 | $1.00 |
Jan 2, 2021 | $1.00 | Dec 8, 2020 | $1.00 |
Jan 9, 2021 | $1.00 | Dec 8, 2020 | $1.00 |
Jan 16, 2021 | $1.00 | Jan 15, 2021 | $1.00 |
Jan 23, 2021 | $1.00 | Jan 15, 2021 | $1.00 |
Jan 30, 2021 | $37.51 | Jan 15, 2021 | $2.95 |
Mar 30, 2021 | $4.95 | ||
Apr 8, 2021 | $4.95 | ||
Apr 14, 2021 | $3.96 | ||
Apr 29, 2021 | $1.98 | ||
May 19, 2021 | $1.98 | ||
May 26, 2021 | $4.95 | ||
Jul 2, 2021 | $4.95 | ||
Jul 14, 2021 | $2.47 | ||
Dec 5, 2021 | $1.98 | ||
Dec 15, 2021 | $1.98 | ||
Jan 5, 2022 | $0.42 | ||
Feb 6, 2021 | $37.51 | Jan 5, 2022 | $2.55 |
Jan 19, 2022 | $4.95 | ||
Mar 2, 2022 | $4.95 | ||
Feb 13, 2021 | $37.51 | ||
Feb 20, 2021 | $37.51 | ||
Feb 27, 2021 | $37.51 | ||
Mar 6, 2021 | $37.51 | ||
Mar 13, 2021 | $10.36 |
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