Nics digital agencies project six

Nicholas

Machakos, Kenya

12% repaid

Follow Nicholas How it Works

Entrepreneur

Name

Nicholas

Member since

December 2014

On-time repayments

119 installments  •  75%

About Me

My name is Nicholas Kyalo, Am 24 years old and came from Kenya, Machakos County ,Muthini Kiima Kimwe location. I live with my family of a single mother with one brother and one sister. I attended st. mary's boys primary school, from there i went to Pope Paul Vi Junior Seminary. After my Kenya Certificate of Secondary Education i joined Machakos Institute of technology and Stafford college in Machakos and learned Graphics Design.
I am still living in Machakos and Working there

My Business

After college i worked with different organization and companies like caritas machakos, bridge international academies etc.
As a graphic designer i have worked with Birch technologies for 3 years up to present and have acquire alot of knowledge, skills, creativity and experience in Graphic designing and printing, i have been working in birch technologies as graphic designer and reception. Due to the skills, knowledge and experience i have acquired within the three years in graphics and printing, i have decided to begin my own job/business for graphics and printing.
i kindly request for a loan to help me start my own job/business cause the capital i have from my savings is not enough to buy all the machines required for the job.
The machines require for the job are: 2 computers, printer, laminator, business card cutter, printing papers, chairs, tables and money for renting the office. so far i have some of the machines eg 1 computer, laminator and other accessories.
The loan am requesting would help me purchase the rest of the machines which will help me start my own job/business. The machines will cost:
1. computer $ 274.428
2. printer $ 2744.282
3. chairs $ 219.543
4. tables $ 329.314
etc
Kindly help me am in need of the loan .

Loan Proposal

Hi, zidisha and lenders. Hope you are doing well. I have opened a new office at kamba building , 3 floor, room 303. i have expanded my business (my small business) due to increased profit. Am in need of a laptop for the office. I will be using the laptop for designing artworks, typing, keeping office records and printing. i will also be using the laptop to showcase and field exhibition, client approval of job at clients offfice. i will buy a core i3 laptop, 4GB ram and 500 GB rom for my office and am in need a loan of 37,762.00. kshs ( kenya shillings) to finance the laptop. kindly finance me lenders. thanks in advance for everything you have done for me and others

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$381.00

Date disbursed

Sep 29, 2016

Repayment status

Late

Projected term

63 months

Other loans

Jan 2015:  $50

Apr 2015:  $99

Aug 2015:  $189

Mar 2016:  $220

Lenders

Kitty

Hailsham, United Kingdom

camilberlin

Berlin, Germany

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

Matching Fund

Sterling, United States

T

Tim

Cologne, Germany

TZ

The Zidisha Team

United States

TA

Thomas Albiez

Switzerland

PG

Paul Graham

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

A

Anonymous

United States

Paul Buchheit

Mountain View, United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Nicholas a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Nicholas    Jan 16, 2019

    hi guys i had and have serious financial crisis and my business is almost dead and i send an email to julia kurnia and told her to use my Members Loan Fund payment that zidisha had taken from my past loan to repay my loan and am trying to keep my business

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    • Nicholas    Jan 16, 2019

      secondly as time goes on i will pay you your money and everything

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  • Nicholas    Dec 31, 2016

    due to low income last month and this month am not able to pay 400sh so i would like to reduce the amount am pay to 100 and when my income increase. i will change back to normal

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  • Nicholas    Oct 17, 2016

    this is the laptop i bought and its good and has maded my job efficient. thanks lenmders for every thing

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  • Nicholas    Oct 17, 2016

    thanks lenders, this the laptop i bought and its working very good. thanks once more and God bless you

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  • Kitty    Sep 29, 2016

    Best wishes again and I hope the new laptop works well

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  • Nicholas    Sep 28, 2016

    hi, lenders hope you good, i would like to take this opportunity to thank you for financing my loan and my business. thank you once more.

    Am going to purchase a laptop for my office. it will make my job efficiency and easy due to meeting clients at their offices with my laptop for approval of some design work i will be doing for them

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  • Nicholas    Sep 19, 2016

    thanks lenders for everything have be so successful due to your loans and and help
    thanks in advance for every everything you have done for me

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  • Nicholas    Jun 25, 2016

    due to increased incomes/profits in my business i feel am able to pay 2000 per week so i would refer to increase my installments for paying my loans

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  • Nicholas    May 5, 2016

    hi, lenders my business is doing good and i would like to thank you for everything you have done for me and your continued support. thank you. looking forward for bigger loans

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  • Nicholas    Apr 8, 2016

    due to low income this month am not able to pay 1600 kshs from my business. i need to reduce the amount to 200 kshs which i can ford per week. thank lenders for what you are doing to me

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  • Kitty    Mar 21, 2016

    Best wishes for your continued success and thank you for the updates

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  • Nicholas    Mar 14, 2016

    thanks lenders for changing my life

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  • Nicholas    Dec 23, 2015

    Hi, Zidisha. org, Lenders and Members, I would request If It Is Possible For Us To Develop A Phone App For Zidisha. Org So That We Can Reach More People In World and share the goodness of zidisha, this is because Nowadays Every Body Got A Smart Phone and it will be easy to access zidisha account on phone for every member from his business, home and anywhere in the world with his/her phone. this will also save time wasted for members going to the cyber, money spend browsing etc so if its possible lets be creating and creat zidisha.org app for phone incase you need help i will be available

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  • Nicholas    Dec 23, 2015

    Hi, Zidisha. org, Lenders and Members, I would request If It Is Possible For Us To Develop A Phone App For Zidisha. Org So That We Can Reach More People In World and share the goodness of zidisha, this is because Nowadays Every Body Got A Smart Phone and it will be easy to access zidisha account on phone for every member from his business, home and anywhere in the world with his/her phone. this will also save time wasted for members going to the cyber, money spend browsing etc so if its possible lets be creating and creat zidisha.org app for phone incase you need help i will be available

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  • Nicholas    Dec 23, 2015

    Hi, Zidisha. org, Lenders and Members, I would request If It Is Possible For Us To Develop A Phone App For Zidisha. Org So That We Can Reach More People In World and share the goodness of zidisha, this is because Nowadays Every Body Got A Smart Phone and it will be easy to access zidisha account on phone for every member from his business, home and anywhere in the world with his/her phone. this will also save time wasted for members going to the cyber, money spend browsing etc so if its possible lets be creating and creat zidisha.org app for phone incase you need help i will be available

    Log in to reply • Share

  • Nicholas    Dec 23, 2015

    Hi, Zidisha. org, Lenders and Members, I would request If It Is Possible For Us To Develop A Phone App For Zidisha. Org So That We Can Reach More People In World and share the goodness of zidisha, this is because Nowadays Every Body Got A Smart Phone and it will be easy to access zidisha account on phone for every member from his business, home and anywhere in the world with his/her phone. this will also save time wasted for members going to the cyber, money spend browsing etc so if its possible lets be creating and creat zidisha.org app for phone incase you need help i will be available

    Log in to reply • Share

  • Nicholas    Dec 23, 2015

    Hi, Zidisha. org, Lenders and Members, I would request If It Is Possible For Us To Develop A Phone App For Zidisha. Org So That We Can Reach More People In World and share the goodness of zidisha, this is because Nowadays Every Body Got A Smart Phone and it will be easy to access zidisha account on phone for every member from his business, home and anywhere in the world with his/her phone. this will also save time wasted for members going to the cyber, money spend browsing etc so if its possible lets be creating and creat zidisha.org app for phone incase you need help i will be available

    Log in to reply • Share

  • Nicholas    Dec 22, 2015

    hi, hope you are fine, me too, my business is good and growing bigger every day. but i have been having few challenges of money since last month and the beginning of this month. this financials challenges/problems started due to late payments from some clients who i had done job for them and delayed to pay me. But some have managed to pay me. any way i hope the best from my business. thanks lenders for what you have done for me. Merry Christmas and happy new. lenders and the entire zidisha community

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  • Nicholas    Oct 22, 2015

    hi, lenders i received the money and my business is doing well expect the financial crisis in Kenya as a country. my business has improved greatly due to the loan you gave to me. thanks alot for improving my life. God bless you and thanks in advance for what you have done for many people like me

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  • Nicholas    Sep 10, 2015

    thanks lenders for funding my loan but the 7,000.00 Kenya shillings for Zidisha Members Loan fund contribution is too much for me. so am not in a position to pay that amount

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