New water pump for my farm

Entrepreneur

About Me

My name is Nicholas Onyango Otieno, from Angorom village, Teso south Busia County, I am the fourth born in a family of six, I schooled at Angorom Primary School and later joined Kolanya High School. Unfortunately I didn’t further my education beyond that due to lack of fees. I decide to venture into commercial farming; I am currently growing high value horticultural crops and keeping dairy cattle.
From my income I have been able to take my young brother to college and take care of my elderly mother’s have also been able to take care of my bills and contribute monthly $5 towards taking care of orphan children at Angorom orphanage.
During my free time I always practice dancing and singing for my local band, I also love watching football, swimming, riding and making new friends. I also find time to do community work, cleaning my nearest town Busia, and visit less fortunate in the community e.g. orphans, street children and elderly.
I really find zidisha interesting and hope and life changing initiative after seeing my brother develop his poultry enterprise and the future looks bright. I wish that the beneficiaries will be honest so that more and more lives can be changed through this initiative

My Business

I am a smallholder commercial farmer .I got approximately one acre of land where I plant high value horticultural crops and keep my two crossbreed heifers for milk. My products include high end traditional African vegetables as well as exotic s such as cabbages and kales. I always do timing such that my vegetables are in the market during trough seasons when demand far outweighs supply. This has always given me, competitive edge against my competitors and since most of them doesn’t always have the products at that time.
I always ensure my products are of high standard, fresh and healthy so that my clients can get the highest utility from best quality products. For my milk I always do value addition so that I can get the premium price for my products. I don’t sale fresh milk but yoghurt for my esteemed clients.
I am looking forward to get one high quality grade cattle so that I am able to tremendously increase my productivity and generate more revenues.
In a typical month I always use $100 dollars to take care of my businesses .I use the money to buy fertilizers, pesticides, and milking gel, pay laborers who help me prepare my farm, seedlings and other miscellaneous. My monthly revenues are always are between $100-180 in a month, In a good month I make profit of $150

Loan Proposal

Hello ladies and gentlemen .My name is Nicholas Onyango,I am a commercial farmer growing high value horticultural crops and keeping livestock,I am requesting for loan to buy a new water pump for my farm.Currently i use watering can to water my farm and its so much inefficient.With the new water pump i will be able to increase my area under production.
I will use all the $150 to buy kick-start money maker pump.with the pump i am looking forward to increased revenues and a brighter future.Thank you

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