Name
Morrison
Member since
August 2015
On-time repayments
288 installments • 88%
Im Morrison wanyoike Ndungu, born and grow up in Mt Kenya Region Muranga county. I attended kagira primary school where learning was not walk over things since the society itself was hindrance and environment. God willing I managed to complete my O level and join secondary school.
I later join Excel Institute of Professionals where managed to pursue certified public accountant and it was point business ideas come into my mind. Together with my saving and Zidisha Lenders I managed to start motor bike business which has grow rapidly within a period of 3 years. I thanks team Zidisha since I have managed to buy three motor bike where I have employed three people hence improving there living standards.
The challenges concerning my business simply include lack of funds, environmental change ie Rainy season and mechanical breakdown. I have managed to open a new Take away shop ie Chips shop which has help to finance these businesses asp attached photo in my Zidisha profile. And that is the reason I’m requesting for fund to finance these chips shop.
The environment I’m operating Chips shop is favorable since youth do like a lot take away foods and are the most dominant. The weather and society is more friendly to an extent that soft drinks do go hand in hand with Chips.
My children want to grow up being entrepreneurs and financial independent plus help the society to realize its purpose. They look at me as their role model since I have taken big risk to open more business which has take great mile and has positive impact to society.
My business is Take Away shop mainly selling chips to youth and society at large. The business is situated at strategic place where customers can walk easily to shop.
Chips are mainly in demand since the surrounding is full of young generation in collage and secondary who like a lot take away food. They dislike cooking in their hostels and home so it favors my business a lot.
The reason behind choosing this business mainly is to create a solution to society and reduce the gap of wondering what I might eat today. And also the business itself is friendly to society since no noise or air pollution which might have hinder its grow and governing laws.
The associated cost with my business include Rent, Salaries, buying of potatoes, oil and Buying of other materials like kitchen items, refilling of gas etc. The revenue realized per day is ksh 2000 on peak day but on off peak day is ksh 1000 so I thank almighty Lord for this far plus team Zidisha for steady fasting my growth.
The profit realize I used to pay school fee for my kid, some I plough back to business to facilitate its growth and also when I’m called upon on fund raising committee I do attend and support the society with some of profit.
I will buy a new Motorbike to add to the fleet I already have.
The current price of a brand new motorbike is USD$1,000
Having acquired this new motorbike, my income will go up with an average 33% thereby improving the livelihood of my family. It will also ensure that my increased no. of clients are served without undue delays.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$1,034.00
Date disbursed
Jun 21, 2017
Repayment status
On Time
Projected term
8 months
Other loans
Amount repaid
$1,034.20
Amount remaining
$0.00
Date repaid
Nov 21, 2017
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jul 4, 2017 | $29.63 | Jul 3, 2017 | $29.63 |
Jul 11, 2017 | $29.63 | Jul 3, 2017 | $29.63 |
Jul 18, 2017 | $29.63 | Jul 11, 2017 | $29.63 |
Jul 25, 2017 | $29.63 | Jul 11, 2017 | $9.88 |
Jul 18, 2017 | $19.76 | ||
Aug 1, 2017 | $29.63 | Jul 18, 2017 | $9.88 |
Jul 25, 2017 | $19.76 | ||
Aug 8, 2017 | $29.63 | Jul 25, 2017 | $11.85 |
Aug 1, 2017 | $17.78 | ||
Aug 15, 2017 | $29.63 | Aug 1, 2017 | $11.85 |
Aug 10, 2017 | $17.78 | ||
Aug 22, 2017 | $29.63 | Aug 10, 2017 | $29.63 |
Aug 29, 2017 | $29.63 | Aug 10, 2017 | $6.88 |
Aug 16, 2017 | $22.76 | ||
Sep 5, 2017 | $29.63 | Aug 16, 2017 | $11.81 |
Aug 23, 2017 | $17.82 | ||
Sep 12, 2017 | $29.63 | Aug 23, 2017 | $16.75 |
Sep 1, 2017 | $12.88 | ||
Sep 19, 2017 | $29.63 | Sep 1, 2017 | $21.69 |
Sep 7, 2017 | $7.94 | ||
Sep 26, 2017 | $29.63 | Sep 7, 2017 | $29.63 |
Oct 3, 2017 | $29.63 | Sep 7, 2017 | $6.88 |
Sep 20, 2017 | $22.76 | ||
Oct 10, 2017 | $29.63 | Sep 20, 2017 | $16.75 |
Sep 20, 2017 | $12.88 | ||
Oct 17, 2017 | $29.63 | Sep 20, 2017 | $16.75 |
Sep 29, 2017 | $12.88 | ||
Oct 24, 2017 | $29.63 | Sep 29, 2017 | $29.63 |
Oct 31, 2017 | $29.63 | Sep 29, 2017 | $1.94 |
Oct 5, 2017 | $27.70 | ||
Nov 7, 2017 | $29.63 | Oct 5, 2017 | $16.75 |
Oct 14, 2017 | $12.88 | ||
Nov 14, 2017 | $29.63 | Oct 14, 2017 | $29.63 |
Nov 21, 2017 | $29.63 | Oct 14, 2017 | $1.94 |
Oct 23, 2017 | $27.70 | ||
Nov 28, 2017 | $29.63 | Oct 23, 2017 | $16.75 |
Oct 28, 2017 | $12.88 | ||
Dec 5, 2017 | $29.63 | Oct 28, 2017 | $16.75 |
Nov 3, 2017 | $12.88 | ||
Dec 12, 2017 | $29.63 | Nov 3, 2017 | $16.75 |
Nov 6, 2017 | $12.88 | ||
Dec 19, 2017 | $29.63 | Nov 6, 2017 | $29.63 |
Dec 26, 2017 | $29.63 | Nov 6, 2017 | $6.88 |
Nov 14, 2017 | $22.76 | ||
Jan 2, 2018 | $29.63 | Nov 14, 2017 | $29.63 |
Jan 9, 2018 | $29.63 | Nov 14, 2017 | $29.63 |
Jan 16, 2018 | $29.63 | Nov 14, 2017 | $6.88 |
Nov 15, 2017 | $22.76 | ||
Jan 23, 2018 | $29.63 | Nov 15, 2017 | $29.63 |
Jan 30, 2018 | $29.63 | Nov 15, 2017 | $16.75 |
Nov 17, 2017 | $12.88 | ||
Feb 6, 2018 | $29.63 | Nov 17, 2017 | $21.69 |
Nov 19, 2017 | $7.94 | ||
Feb 13, 2018 | $29.63 | Nov 19, 2017 | $29.63 |
Feb 20, 2018 | $29.63 | Nov 19, 2017 | $11.81 |
Nov 21, 2017 | $17.82 | ||
Feb 27, 2018 | $26.63 | Nov 21, 2017 | $21.69 |
Nov 21, 2017 | $4.94 |
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