Morrison
Thika, Kenya
38% repaid
Name
Morrison
Member since
August 2015
On-time repayments
288 installments • 88%
Im Morrison wanyoike Ndungu, born and grow up in Mt Kenya Region Muranga county. I attended kagira primary school where learning was not walk over things since the society itself was hindrance and environment. God willing I managed to complete my O level and join secondary school.
I later join Excel Institute of Professionals where managed to pursue certified public accountant and it was point business ideas come into my mind. Together with my saving and Zidisha Lenders I managed to start motor bike business which has grow rapidly within a period of 3 years. I thanks team Zidisha since I have managed to buy three motor bike where I have employed three people hence improving there living standards.
The challenges concerning my business simply include lack of funds, environmental change ie Rainy season and mechanical breakdown. I have managed to open a new Take away shop ie Chips shop which has help to finance these businesses asp attached photo in my Zidisha profile. And that is the reason I’m requesting for fund to finance these chips shop.
The environment I’m operating Chips shop is favorable since youth do like a lot take away foods and are the most dominant. The weather and society is more friendly to an extent that soft drinks do go hand in hand with Chips.
My children want to grow up being entrepreneurs and financial independent plus help the society to realize its purpose. They look at me as their role model since I have taken big risk to open more business which has take great mile and has positive impact to society.
My business is Take Away shop mainly selling chips to youth and society at large. The business is situated at strategic place where customers can walk easily to shop.
Chips are mainly in demand since the surrounding is full of young generation in collage and secondary who like a lot take away food. They dislike cooking in their hostels and home so it favors my business a lot.
The reason behind choosing this business mainly is to create a solution to society and reduce the gap of wondering what I might eat today. And also the business itself is friendly to society since no noise or air pollution which might have hinder its grow and governing laws.
The associated cost with my business include Rent, Salaries, buying of potatoes, oil and Buying of other materials like kitchen items, refilling of gas etc. The revenue realized per day is ksh 2000 on peak day but on off peak day is ksh 1000 so I thank almighty Lord for this far plus team Zidisha for steady fasting my growth.
The profit realize I used to pay school fee for my kid, some I plough back to business to facilitate its growth and also when I’m called upon on fund raising committee I do attend and support the society with some of profit.
I will buy new chips machine at cost of ksh 50000 which will help in production of chips, refrigerator for keeping soft drinks cold at cost of ksh 20000 and also i will add new stock of potatoes, soft drinks.
This will help improve my business plus more clients will walk in to my premise.
I look forward to have big take away shop which can accommodate a lot of clients and also to employ more staffs from the society. in this case i will improve living standards of one or two peoples hence eradicating poverty.
I hope and believe my profit will grow by 30% per day .
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$1,335.00
Date disbursed
Jul 15, 2019
Repayment status
Late
Projected term
26 months
Other loans
Amount repaid
$513.38
Amount remaining
$821.84
Expected completion
Sep 28, 2021
Status
Repaying late
Installment amount
$11.12
Expected Payments | Actual Payments | ||
---|---|---|---|
Jul 23, 2019 | $9.85 | Jul 23, 2019 | $9.85 |
Jul 30, 2019 | $9.85 | Jul 23, 2019 | $9.85 |
Aug 6, 2019 | $9.85 | Jul 23, 2019 | $4.90 |
Aug 6, 2019 | $4.96 | ||
Aug 13, 2019 | $9.85 | Aug 6, 2019 | $0.46 |
Aug 14, 2019 | $9.39 | ||
Aug 20, 2019 | $9.85 | Aug 14, 2019 | $9.85 |
Aug 27, 2019 | $0.46 | Aug 14, 2019 | $0.46 |
Sep 3, 2019 | $9.85 | Aug 27, 2019 | $9.85 |
Sep 10, 2019 | $9.85 | Sep 10, 2019 | $9.85 |
Sep 17, 2019 | $9.85 | Sep 24, 2019 | $9.85 |
Sep 24, 2019 | $9.85 | Sep 24, 2019 | $4.93 |
Oct 1, 2019 | $4.93 | ||
Oct 1, 2019 | $9.85 | Oct 1, 2019 | $9.85 |
Oct 8, 2019 | $0.00 | ||
Oct 15, 2019 | $9.85 | Oct 15, 2019 | $9.85 |
Oct 22, 2019 | $9.85 | Oct 22, 2019 | $9.85 |
Oct 29, 2019 | $9.85 | Oct 22, 2019 | $4.93 |
Oct 29, 2019 | $4.93 | ||
Nov 5, 2019 | $9.85 | Nov 9, 2019 | $9.85 |
Nov 12, 2019 | $9.85 | Nov 15, 2019 | $9.85 |
Nov 19, 2019 | $0.00 | ||
Nov 26, 2019 | $9.85 | Nov 26, 2019 | $9.85 |
Dec 3, 2019 | $9.85 | Dec 5, 2019 | $9.85 |
Dec 10, 2019 | $9.85 | Dec 11, 2019 | $9.85 |
Dec 17, 2019 | $9.85 | Dec 17, 2019 | $9.85 |
Dec 24, 2019 | $9.85 | Dec 24, 2019 | $9.85 |
Dec 31, 2019 | $9.85 | Jan 2, 2020 | $9.85 |
Jan 7, 2020 | $9.85 | Jan 8, 2020 | $9.85 |
Jan 14, 2020 | $9.85 | Jan 14, 2020 | $9.85 |
Jan 21, 2020 | $9.85 | Jan 21, 2020 | $9.85 |
Jan 28, 2020 | $9.85 | Jan 28, 2020 | $9.85 |
Feb 4, 2020 | $9.85 | Feb 4, 2020 | $9.85 |
Feb 11, 2020 | $9.85 | Feb 11, 2020 | $9.85 |
Feb 18, 2020 | $9.85 | Feb 18, 2020 | $9.85 |
Feb 25, 2020 | $9.85 | Feb 25, 2020 | $9.85 |
Mar 3, 2020 | $9.85 | Mar 4, 2020 | $9.85 |
Mar 10, 2020 | $0.00 | ||
Mar 17, 2020 | $9.85 | Mar 16, 2020 | $9.85 |
Mar 24, 2020 | $9.85 | Mar 28, 2020 | $9.85 |
Mar 31, 2020 | $9.85 | Apr 3, 2020 | $9.85 |
Apr 7, 2020 | $0.99 | Apr 6, 2020 | $0.99 |
Apr 14, 2020 | $0.99 | Apr 13, 2020 | $0.99 |
Apr 21, 2020 | $0.99 | Apr 22, 2020 | $0.99 |
Apr 28, 2020 | $0.99 | Apr 22, 2020 | $0.99 |
May 5, 2020 | $0.99 | May 4, 2020 | $0.99 |
May 12, 2020 | $0.99 | May 4, 2020 | $0.99 |
May 19, 2020 | $1.00 | May 18, 2020 | $0.99 |
May 18, 2020 | $0.01 | ||
May 26, 2020 | $1.00 | May 18, 2020 | $0.48 |
May 26, 2020 | $0.51 | ||
Jun 2, 2020 | $1.00 | May 26, 2020 | $0.47 |
Jun 2, 2020 | $0.52 | ||
Jun 9, 2020 | $1.00 | Jun 2, 2020 | $0.46 |
Jun 8, 2020 | $0.53 | ||
Jun 16, 2020 | $1.00 | Jun 8, 2020 | $0.45 |
Jun 16, 2020 | $0.54 | ||
Jun 23, 2020 | $14.24 | Jun 16, 2020 | $0.44 |
Jun 23, 2020 | $0.99 | ||
Jun 24, 2020 | $12.81 | ||
Jun 30, 2020 | $1.00 | Jun 30, 2020 | $1.00 |
Jul 7, 2020 | $1.00 | Jun 30, 2020 | $1.00 |
Jul 14, 2020 | $1.00 | Jun 30, 2020 | $1.00 |
Jul 21, 2020 | $1.00 | Jun 30, 2020 | $1.00 |
Jul 28, 2020 | $1.00 | Jun 30, 2020 | $1.00 |
Aug 4, 2020 | $8.82 | Jun 30, 2020 | $3.89 |
Jul 14, 2020 | $4.93 | ||
Aug 11, 2020 | $1.00 | Aug 8, 2020 | $1.00 |
Aug 18, 2020 | $1.00 | Aug 8, 2020 | $1.00 |
Aug 25, 2020 | $1.00 | Aug 8, 2020 | $0.47 |
Aug 25, 2020 | $0.52 | ||
Sep 1, 2020 | $1.00 | Aug 25, 2020 | $0.46 |
Aug 31, 2020 | $0.53 | ||
Sep 8, 2020 | $1.00 | Aug 31, 2020 | $0.45 |
Sep 9, 2020 | $0.54 | ||
Sep 15, 2020 | $0.44 | Sep 9, 2020 | $0.44 |
Sep 22, 2020 | $1.00 | Sep 15, 2020 | $0.99 |
Sep 15, 2020 | $0.01 | ||
Sep 29, 2020 | $1.00 | Sep 15, 2020 | $1.00 |
Oct 6, 2020 | $1.00 | Sep 15, 2020 | $1.00 |
Oct 13, 2020 | $1.00 | Sep 15, 2020 | $1.00 |
Oct 20, 2020 | $1.00 | Sep 15, 2020 | $1.00 |
Oct 27, 2020 | $4.39 | Sep 15, 2020 | $4.39 |
Nov 3, 2020 | $1.00 | Oct 29, 2020 | $1.00 |
Nov 10, 2020 | $1.00 | Oct 29, 2020 | $1.00 |
Nov 17, 2020 | $1.00 | Oct 29, 2020 | $1.00 |
Nov 24, 2020 | $1.00 | Oct 29, 2020 | $1.00 |
Dec 1, 2020 | $1.00 | Oct 29, 2020 | $1.00 |
Dec 8, 2020 | $4.88 | Oct 29, 2020 | $4.88 |
Dec 15, 2020 | $1.00 | Dec 10, 2020 | $1.00 |
Dec 22, 2020 | $1.00 | Dec 10, 2020 | $1.00 |
Dec 29, 2020 | $1.00 | Dec 10, 2020 | $1.00 |
Jan 5, 2021 | $1.00 | Dec 10, 2020 | $1.00 |
Jan 12, 2021 | $1.00 | Dec 10, 2020 | $1.00 |
Jan 19, 2021 | $4.88 | Dec 10, 2020 | $4.88 |
Jan 26, 2021 | $11.12 | Jan 20, 2021 | $11.12 |
Feb 2, 2021 | $11.12 | Jan 20, 2021 | $0.71 |
Feb 7, 2021 | $10.41 | ||
Feb 9, 2021 | $11.12 | Feb 7, 2021 | $0.93 |
Feb 15, 2021 | $10.19 | ||
Feb 16, 2021 | $11.12 | Feb 15, 2021 | $1.14 |
Feb 26, 2021 | $9.97 | ||
Feb 23, 2021 | $11.12 | Feb 26, 2021 | $2.84 |
Feb 26, 2021 | $8.28 | ||
Mar 2, 2021 | $11.12 | Mar 9, 2021 | $11.12 |
Mar 9, 2021 | $11.12 | Mar 9, 2021 | $0.22 |
Mar 17, 2021 | $10.90 | ||
Mar 16, 2021 | $11.12 | Mar 17, 2021 | $1.26 |
Apr 4, 2021 | $9.85 | ||
Mar 23, 2021 | $7.39 | Apr 4, 2021 | $7.39 |
Mar 30, 2021 | $0.00 | ||
Apr 6, 2021 | $0.00 | ||
Apr 13, 2021 | $11.12 | Apr 23, 2021 | $11.12 |
Apr 20, 2021 | $11.12 | Apr 23, 2021 | $0.22 |
Dec 24, 2021 | $0.75 | ||
Jan 18, 2022 | $0.99 | ||
Jun 22, 2022 | $0.99 | ||
Jun 25, 2022 | $0.99 | ||
Jun 27, 2022 | $0.99 | ||
Jul 21, 2022 | $0.99 | ||
Jul 29, 2022 | $0.99 | ||
Apr 27, 2021 | $11.12 | ||
May 4, 2021 | $11.12 | ||
May 11, 2021 | $11.12 | ||
May 18, 2021 | $68.98 | ||
May 25, 2021 | $68.98 | ||
Jun 1, 2021 | $11.12 | ||
Jun 8, 2021 | $11.12 | ||
Jun 15, 2021 | $11.12 | ||
Jun 22, 2021 | $11.12 | ||
Jun 29, 2021 | $11.12 | ||
Jul 6, 2021 | $11.12 | ||
Jul 13, 2021 | $11.12 | ||
Jul 20, 2021 | $11.12 | ||
Jul 27, 2021 | $11.12 | ||
Aug 3, 2021 | $11.12 | ||
Aug 10, 2021 | $68.98 | ||
Aug 17, 2021 | $68.98 | ||
Aug 24, 2021 | $68.98 | ||
Aug 31, 2021 | $68.98 | ||
Sep 7, 2021 | $68.98 | ||
Sep 14, 2021 | $68.98 | ||
Sep 21, 2021 | $68.98 | ||
Sep 28, 2021 | $52.29 |
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