New beddings for my cottages

Jessica

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Jessica

Member since

April 2016

On-time repayments

285 installments  •  70%

About Me

I grew up in a christian family my father was the pastor of Kenya Assemblies Of God Nakuru Kenya growing up as a pastors child was a bit challenging and honestly i didnt like it then because everyone expected us to behave in a certain way like we live in heaven with the angles for instance I was expected to dress up in long dresses which I didn't like any time I dressed in trousers or a short dress people would point fingers and say look at the pastors daughter this was not good at all, i went to school here in nakuru did my Olevels in nakuru too but went to nairobi for my diploma course in Housekeeping, just after my collage i got married though this was not what i wanted for myself but because i got pregnant i decided to get married and for 15 years of my life i was a stay at home mum and because i loved my housekeeping carrier so much i thought of ways of how i could go back to my passionate carrier and by the grace of God i bounced back.

My Business

I started my business in 2010 i have 22 rooms where guest check inn for bed and breakfast my business is situated in Nakuru town just 1km from the great Lake Nakuru, Sleepway Cottages as they are known have small dinning area where guest have there breakfast there, our rooms are big and spacious and our prices are quite affordable we charge USD15 for bnb and USD12 for bed only, i get 10-15 guests everyday i love my work it has made me be who i am today. I was passionate about hosting guests and making them comfortable while back at home and i said to myself when i grow up i would like to be a housekeeper and this is how i started my carrier i went to collage for housekeeping course and in 1998 i graduated. I use my profit in improving my business buying repairing and maintaining my business, i save alot and this has helped me to pay school fees for my children, i live in my own house and my business has helped me to buy new furniture in my house and a vehicle that i use in running my day to day errands.

Loan Proposal

If i am given a loan i would like to buy more bedings for my cottages i need more duvets for my cottages one duvet cost $20, this will help in improving 5 more rooms that didnt have duvets and this will increase my profit from 15 rooms to 20 rooms .

Feedback

4

None

None

  • Ekim Deniz Kurt    Dec 31, 2018

    Excellent repayment performance, never missed an installment and completed the repayment months in advance, congratulations and good luck!

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  • Dean Suminski    Jun 19, 2017

    Congratulations on paying off your loan! Keep getting those clothes clean and good fortune with the new machine.

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  • trincowski    Jun 19, 2017

    Jessica has not missed a single payment. Excellent behaviour!

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Loan Info

Project Type

Classic Loan

Disbursed amount

$250.00

Date disbursed

Apr 29, 2016

Repayment status

On Time

Projected term

10 months

Lenders

The Zinc Team

San Francisco, United States

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  • Jessica    Nov 30, 2023

    Thank you guys for the funds I am so grateful for your help and support.
    I will buy mattresses for my guest house thank you so much and God keep you well. Happy Holidays everyone!

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  • Jessica    Nov 30, 2023

    Thanks alot to all my backers I am so grateful for the financial assistance you gave me of $2000, this amount helped me to put tiles in all the bathrooms in my hotel this has really uplifted the face of my rooms this making it easy to clean and save time, now guests are enjoying their stay and now pay $20 per night from $10, I really thank you all for making it possible for us, we can now enjoy going for holiday with my family it is really paying off.

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  • Jessica    Jul 26, 2022

    I intend to renovate my cottages by painting both exterior and interior so the money you have lend me will be used to purchase high quality paint for both indoor and out door and for paying for the labour of work done.

    Thank you so much for your kind heart I am truly grateful and may God remember each one of you on your time of need.

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  • Jessica    Jul 26, 2022

    I used my completed loan to furnish my dining area by adding more tables and chairs to accommodate more people, the dinning table is a 8 seater which is very suitable for big families they now sit together when having meals, previously we had small tables that accommodated 2 and 3 people, I also bought a 5 seater dining table and still used the other 2 and 3 seaters for couples and for individuals. The last thing I did i put a concrete pavement around my compound which costed $ 1000, my compound looks really beautiful with the nice flowers and trees that makes the place look even better. A big thank you for all who helped me in achieving this by sending your finances I am truly grateful to y'all and to Zidisha may you live long.

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  • Jessica    Jul 20, 2022

    OMG..... This calls for coffee and blueberry muffins....I have completed my loan payment I am so grateful to God for enabling me,it was a tough journey COVID-19 messed up with my business but nothing lasts forever I am now back on my feet and doing better. hope Zidisha will lend me more money.

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  • Jessica    Oct 17, 2021

    I choose to pay a minimum of 500 shillings or more everyday.

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  • Jessica    Sep 22, 2021

    Still trying to revive my business so i would still ask for more tome and readjusting my weekly payments

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  • Jessica    Sep 20, 2021

    Still business not doing as well.

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  • Jessica    Aug 3, 2021

    Will pay little by little till am able to clear my balance.

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  • Jessica    Jul 11, 2021

    My business is now picking up its not like it used to be but we are not badly off, by the grace of God i will pay my my dues in time, but as for now bear with me as i continue making small payments.

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  • Jessica    May 26, 2021

    My business is still very low working all means to see it back on track.

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  • Jessica    Mar 2, 2021

    Business is back but still nit as it used to be we thank God gor that and also for sparing us during the covid-19 pandemic, i am hoping that all will ne well and my business will go back to its normal state this i pray.

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  • Jessica    Jan 16, 2021

    My business is still not doing well i still need time for it to start growing again.

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  • Jessica    Nov 17, 2020

    Still business not doing well.

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  • Janice    Nov 9, 2020

    She is still committed to repay her loan fully,only that as at bow her business is still low and her daily returns can't make to service the loan. She will be adjusting her loan to higher maoubt soon.

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  • Jessica    Sep 15, 2020

    Loss of business due to covid-19 has made me not pay my weekly installment as required, therefore I have adjusted my weekly installment to $5.

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  • Janice    Aug 20, 2020

    Jessica's business is still low due to low coronavirus pandemic affecting her customers base daily.

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    • Jessica    Aug 20, 2020

      Thanks Janice I have just adjusted my weekly installment to what I can afford now.

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  • Jessica    Jul 1, 2020

    Due to covid 19 pandemic and the Lock down I am not receiving any guests, its frustrating but am hopeful that things will be alright.

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  • Janice    Jun 11, 2020

    I have advised Jessica to reduce her weekly instalments that she can comfortably afford unit l the business resumes normal.

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  • Jessica    Apr 23, 2020

    We have closed down due to COVID 19 we are receiving 0 guests now thus cannot be able to pay my instalment in full! This is crazy!

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