New and cheaper phones

Thomas

Kiembeni, Kenya

100% repaid

Follow Thomas How it Works

Entrepreneur

Name

Thomas

Member since

February 2015

On-time repayments

205 installments  •  60%

About Me

I am humble businessman having been brought up from a humble background. I never lacked basic food,but clothing and education was a challenge. am the first born in a family of four.I have college Diploma education in Computer Engineering .This actually forms the backbone of my business because I can maintain most of my computers and photocopy machines therefore lowering business operational costs. my younger siblings have had the privilege of securing secondary education through me.Recently after securing business loan from Zidisha I was able to enrol my wife in fashion design course where she has graduated and having bought her a sewing machine ,she is ready to start her business and help in boosting family income.

My Business

My main business is simply technology, computer sales and repair,internet distribution small scale, cyber business, photocopying, phone sales and stationery. I bought a piece of land from extra income and this is where I intend to build my residence and family shop. This move is a bit costly but worthy in the long run.

Loan Proposal

The intended loan is to enable me acquire new and cheaper mobile phones for my clients.M-pesa has changed the way business operates as it is a secure mode of payment and thus the need to own mobile phones and easier communication.Each new phone will cost between 15 and 20 dollars .this will enable purchase about 20 pieces into my stock additional phones which will be retailing between 2000-2700 kenya shillings,it is a worthy venture.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$311.00

Date disbursed

Nov 18, 2015

Repayment status

On Time

Projected term

5 months

Other loans

Feb 2015:  $100

May 2015:  $222

Mar 2016:  $463

Sep 2016:  $705

Feb 2017:  $1,042

Oct 2017:  $1,866

Lenders

X

xander

Plainfield, Vermont, United States

W

WilsonLending

Atlanta, United States

mbunifu

San Jose, United States

NhinSD

San Diego, United States

A

andyfletcher

I want my "My loans" page back, Qatar

lorrymac

Killough, United Kingdom

E

Emerald

Pompano Beach, United States

LadyofHats

Hamburg, Germany

S

shane

San Diego, United States

T

tommy0579

Salt Lake City, UT, United States

Ambrose

Calgary, Canada

J

jgillard

Winchester, United Kingdom

Harley

New York, United States

BethaniK

Washington, United States

R

Roman

Barcelona, Spain

Zidisha

Sterling, United States

AnnaChristina

Pittsburgh, United States

P

psimeon

Palo Alto, United States

andreas

Katsdorf, Austria

Universal1

Melbourne, Australia

J

JandC

Watsonville, United States

Myrar

Aarau, Switzerland

Z

Zippo

Berlin, Germany

E

ebronken

Oslo, Norway

R

robandcasey

JOHNS ISLAND, United States

D

danderson1953

Plainsboro, United States

spartacone

Roma, Italy

AdvancingCompassion

San Diego, United States

N

nanax005

SALEM, United States

A

artom

Karkola, Finland

mauroandmichelle

Montreal, Canada

M

mhalme

Uusimaa, Finland

R

RealUtopia

San Diego, United States

Ellie

Urbana, United States

dhulsterwim

LIER, Belgium

swendl

Iowa, United States

Cadwah

Barcelona, Spain

E

eboleaga

Mexico City, Mexico

S

spesalvi

Houston, United States

rfriedenberg

New Jersey, United States

R

Rachel

Vernon, Canada

postnihilist

Honolulu, United States

T

TurgayAlihos

SOUTHBANK, Australia

N

NordBeraht

Germany

L

Ldeschae

Gent, Belgium

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

M

Marod

Edmonton, Canada

EstanislaoCruz

Ewa Beach, United States

tswickrama

Orlando, United States

Delphis2k

Birmingham, United Kingdom

W

wally

Torino, Italy

Julianne

Ireland

H

HobbyCollector

Beach City, United States

Lyssandra

Baltimore, United States

S

SnifferTheBunny

Brighton, United Kingdom

B

Bernsjx

Montreal, Canada

J

jumpfunky

Dortmund, Germany

T

Tom01

LONDON, United Kingdom

Jamesaubrey

Norman, United States

zZola

Gilford, United States

M

mark3339

San Diego, United States

C

Clben7

Cincinnati, United States

SP

Scott Palmer

branford, United States

Shemuel

New Jersey, United States

D

Dan

United States

M

misaheat

United States

araidia

United States

J

Jonas

Linköping, Sweden

T

theironbank

United States

Paul Buchheit

Mountain View, United States

M

mjmeader

United States

J

JDerrig

Downers Grove, United States

F

fkorling

Sweden

M

mbaroni

Italy

R

retzroff

United States

T

tiojoca

Portugal

S

Shanara

Germany

K

Kimbo

Vietnam

C

condo86

United States

mepster

San Francisco, Ca, United States

J

JimiK

Australia

B

blambert

United States

Grant Xavier Storer

Seattle, Wa, United States

M

Medagan

San Franciso, United States

C

cocolo

United States

G

garydale

Thailand

adrianz

United States

ND

Nick DG

Exeter, United Kingdom

L

laurahjones

United States

P

Paul

United States

J

Juano20

Australia

Matthias Schulz

Berlin, Germany, Germany

reluck

Marseille, France, France

K

KevinstuartCrowe

Canada

JP

James Parker

Sacramento, United States

BP

Ben Peter

Germany

AS

Ari Skjelbreia

Norway

UD

Ulf D

Frankfurt am Main, Germany

I

ikarus

Germany

Peter R

Fulda, Germany

M

Marco

Germany

D

Didaz

Germany

B

Bettina

Germany

V

VYMUN

Canada

DG

Daniel Goldfarb

United States

M

Marcus86257

United States

F

Fritze

Germany

EC

enrico camurati

Canada

MF

Martin Fisher

United States

NA

Nasser Alameri

United States

PG

Pierre-Matthieu Gomp

Germany

J

juehart

Austria

PR

Praveen Rajasekar

United States

F

funded

Australia

B

Barncat

United States

M

mmartin

United States

Torsten Schreiber

Frankfurt, Germany

CG

Cathy Gill

Baltimore, Maryland, United States

o24kristin

Schaumburg, United States

M

Marion

Germany

S

sa

Canada

K

Kristen

United States

DR

Derek R

Australia

WH

Walter Hill

United States

J

Johannes

Germany

H

Hakon

Drammen, Norway

BS

Bart Sturm

Amsterdam, Brazil

Francoise Kuenzi

Neuchâtel, Switzerland

FJ

Franklin Johnson

United States

AB

Antoine Blanc

France

JG

Joshua Gray Henderso

Italy

MA

Mary Art Hunt

United States

YG

Yann Graf

Netherlands

R

ro500

Canada

B

Beth

United States

Jack Doolan

Newcastle, United Kingdom

SL

Stef Loos

Belgium

K

KJLake

United States

NF

Nina Forsberg

Sweden, Greece

James Rubingh

Tokyo, Japan

DD

Del De Winter

Australia

Matthias

Seattle, United States

BV

Ben Veal

United Kingdom

Odyssey

France

JE

Jonathan Evans

Costa Rica

HT

Heather Tabacchi

United States

MW

Melissa Williams

Australia

MG

Miko Gottschalk

Germany

Max Lettenberger

Madison, WI, United States

JT

JW Tabacchi

United States

Kevin

San Francisco, United States

HS

Harry Shulman

United States

Crystal

Ohio, United States

GW

Gordon Wintrob

United States

M

Marc

Newcastle upon Tyne, United Kingdom

DB

Divya Bhat

United States

GJ

Gautam Jayaraman

United States

E

Eivind

Norway

KD

Kent Don

United States

TS

Ted Suzman

United States

EB

Erica Brescia

United States

Jennifer Weber

Canandaigua, Ny, United States

DN

Dtr Nbrt

Germany

A

Anthony

United States

Sandi Kaucic

Stow, Ohio, United States

BL

Brock Landers

Australia

J

Joris

Lithuania

M�

Michal Švec

Czech Republic

John Barnett

United States

Ask Thomas a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Thomas    May 5, 2019

    sorry guys for falling back on my remittances,in the next three months and that is a promise.with Annabel let her be informed that threats backfires and don't work well with some people.

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  • Annbel    Nov 6, 2018

    Thomas Omare said he doesn't want me as his mentor. He is usually rude whenever I call. CRB will do for him

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  • Annbel    Aug 15, 2018

    Omare said he doesn't want a mentor who tells him to adjust installments for easy payment.

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  • Thomas    May 27, 2018

    my debtor paid money he owes me,i think business is opening up ,i expect more payment this week from schools i supply so expect more payments.

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  • Thomas    May 27, 2018

    I have paid Kshs. 10,000.00 ,I think the mentor assigned to me is violent and i don't want to deal with her anymore,i cannot stand abuse from her.

    Log in to reply • Share

    • J    May 27, 2018

      Dear Thomas,

      This is a place to communicate with lenders. Please create a support ticket using the help menu (www.zidisha.org/borrower/help) to get help from a staff member.

      Kind regards,
      Joost
      Team Zidisha

      Log in to reply • Share

    • Annbel    Jul 2, 2018

      Kindly don't blame mentors for your mistakes. Every mentor is meant to advise you appropriately when you delay payment. We;mentors also have mentors and when they advise us to adjust installments, we don't argue with them but rather appreciate and do it. Adjusting installments to your current capacity maintains consistency.
      I recorded one of the call I made, it's shocking that you are the one who is violent. Maybe it's because I am a woman and you are a man. It's time we embraced women in leadership as Africans

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  • Thomas    May 26, 2018

    telling me to reason or adjust to Kshs.100 per week is an insult to me,i choose this media because i don't want it to look personal.

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  • Thomas    May 26, 2018

    i know that my premiums are not up to date and i am not re-adjusting the weekly amount to deceive my mind, i know what i owe you guys and thanks a lot for your patience and concern.However i think the language used by your so called mentor sometime back makes it hard for me to reason with her.I will start remitting but io want it to be noted that it was the work of( your mentor) so let her not take credit for that.

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    • Annbel    Jun 12, 2018

      Kindly be sincere, how can asking you to adjust your loan be an insult? Zidisha has provided the adjustment option for our good. If you are consistent in paying no one can offer you adjustment option.

      Log in to reply • Share

  • Annbel    May 26, 2018

    Thomas response was very rude especially when I tried advising him on loan adjustments for easier payment.

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  • Annbel    May 17, 2018

    Thomas promises to pay. He has had some challenges

    Log in to reply • Share

  • J    May 16, 2018

    Dear Thomas,

    Please post a photo of *yourself* as the profile picture, at the very top of the screen. This is a Zidisha requirement. Please take care of this, as soon as possible. Thank you!

    The other photo that’s currently there, you can move to a lower spot on the Discussion page, with a note to your lenders. Thanks. :)

    Kind regards,
    Joost
    Team Zidisha

    Log in to reply • Share

  • Thomas    May 16, 2018

    When you see that I have delayed remitting my premiums, it doesn't mean I have forfeited.

    Log in to reply • Share

  • Thomas    May 16, 2018

    Annabel please stop pestering me with unnecessary calls and SMS, I am a responsible person and I know that I took Zidisha loan and I will repay it to the cent

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  • Annbel    May 7, 2018

    Hello, Thomas's phone is off

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  • Annbel    Apr 4, 2018

    I called Thomas and he said he would pay

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  • Thomas    Mar 20, 2018

    seems that zidisha has no tracking mechanism of tracing money sent to wrong accounts,so far i have lost about ksh. 12,000.and this is a huge loss.

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  • Annbel    Mar 17, 2018

    In the process of reaching out to Thomas. He didn't answer my calls when I called. He might call back

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  • Annbel    Feb 16, 2018

    Hello lenders, I forwarded some messages from Thomas Omare to Zidisha staff. I am awaiting verification from them. Thanks

    Log in to reply • Share

  • Annbel    Feb 16, 2018

    I am yet to receive feedback from the Zidisha team where Mr. Omare challenge is concerned. They must be in the process of reviewing the challenge

    Log in to reply • Share


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