Mobile phone payment service center
Priscilla
Keroka, Kenya
50% repaid
Entrepreneur
Name
Priscilla
Member since
February 2015
On-time repayments
171 installments • 30%
About Me
I was born in nairobi donholm area.i undertook my primary and secondary level in donholm.life in the city was difficult but my family managed to sail through.handwork has always seen me through hardships,believing too.after high school with the help of my family i was able to start my own business which is operating an mpesa agent a service which enables transfer of money through mobile network at a fee.i have two daughters who are young and one is in nursery school and the young one is 9months old. my older daughter dreams of becoming so many things given that she is still young to understand, she is barely 4years. at times she wants to be a doctor, then like mommy, then a teacher.....but we are working hard to better their lives.my hobbies are socializing,singing and listening to music.
My Business
basically i offer services of withdrawal,deposit and customer registration to the Mpesa money transfer service.Mpesa which is owned by safaricom is a widely used service in kenya and almost everybody relies on this service, being an agent safaricom company pays us commission on the number of transactions carried out within the month in relation to the amount tnsacted and that's how we get to make profit.however the cash for deposit and withdrawal is provided by us agents.I chose this business cause it is easy to operate and since it deals with cash no loss is incurred in breakages or damages of goods.my typical cost is $167 but i use $890 for float and cash for transactions.the profit is $167-222.depending on number of transactions per month.that is the cash for withdraw and deposit.this does not change through the month.I use the profits to pay for my bills and fees and also save for the future and incase of emergencies
Loan Proposal
A few months ago I took up an education policy for my two daughters so as to ease my financial burden when they reach a higher education level.
I will be needing this loan so as to help me pay the policy which I pay $65 on a monthly basis. The last loan I took helped me a lot to raise the policy money and now that I qualify for a larger limit it will be very helpful to me.
My only source of income is my m pesa shop which offers mobile money transfers. The success of an mpesa is having a larger amount of money that will enable you serve more customers and also handle larger transactions and hence more profit.
Now that my current loan limit has been increased I will be able to serve more people,this current limit will also see my monthly earnings increase by at least 5% which to my business will translate to 100$.
Kindly help me raise the amount and I will always promise to repay on time. Thanks a lot and God bless.
Feedback
Positive
3
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$368.00
Date disbursed
Jul 14, 2016
Repayment status
Late
Projected term
55 months
Lenders
Atlanta, United States
Reston, United States
Vienna, Austria
Germany
Oslo, Norway
Canada
United States
Germany
Canada
Taiwan
United Kingdom
United States
Waverton, Australia
United States
United States
United States
Denver, CO USA, United States
United States
Costa Rica
United States
United States
United States
Czech Republic
Washington DC, United States
New York City, United States
United States
Bologna, Italy
United States
India
Jake Gibson and Beverly Picardo
San Francisco, United States
Ask Priscilla a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.
Summary
Amount repaid
$192.08
Amount remaining
$194.31
Expected completion
Mar 10, 2019
Status
Repaying late
Installment amount
$1.01
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jul 24, 2016 | $20.17 | Jul 24, 2016 | $20.17 |
| Jul 31, 2016 | $20.17 | Jul 31, 2016 | $20.17 |
| Aug 7, 2016 | $20.17 | Aug 7, 2016 | $20.17 |
| Aug 14, 2016 | $20.17 | Aug 15, 2016 | $20.17 |
| Aug 21, 2016 | $20.17 | Aug 21, 2016 | $20.17 |
| Aug 28, 2016 | $0.00 | ||
| Sep 4, 2016 | $0.00 | ||
| Sep 11, 2016 | $5.04 | Sep 12, 2016 | $5.04 |
| Sep 18, 2016 | $5.04 | Sep 12, 2016 | $5.04 |
| Sep 25, 2016 | $5.04 | Sep 28, 2016 | $5.04 |
| Oct 2, 2016 | $5.04 | Sep 28, 2016 | $5.04 |
| Oct 9, 2016 | $5.04 | Oct 24, 2016 | $5.04 |
| Oct 16, 2016 | $5.04 | Nov 9, 2016 | $5.04 |
| Oct 23, 2016 | $5.04 | Nov 9, 2016 | $5.04 |
| Oct 30, 2016 | $5.04 | Nov 9, 2016 | $5.04 |
| Nov 6, 2016 | $5.04 | Nov 9, 2016 | $5.04 |
| Nov 13, 2016 | $5.04 | Dec 10, 2016 | $5.04 |
| Nov 20, 2016 | $5.04 | Dec 10, 2016 | $5.04 |
| Nov 27, 2016 | $5.04 | Dec 10, 2016 | $5.04 |
| Dec 4, 2016 | $5.04 | Dec 10, 2016 | $5.04 |
| Dec 11, 2016 | $5.04 | Dec 10, 2016 | $5.04 |
| Dec 18, 2016 | $5.04 | Dec 20, 2016 | $5.04 |
| Dec 25, 2016 | $0.00 | ||
| Jan 1, 2017 | $0.00 | ||
| Jan 8, 2017 | $0.00 | ||
| Jan 15, 2017 | $0.00 | ||
| Jan 22, 2017 | $0.00 | ||
| Jan 29, 2017 | $1.01 | Jan 30, 2017 | $1.01 |
| Feb 5, 2017 | $1.01 | Jan 30, 2017 | $1.01 |
| Feb 12, 2017 | $1.01 | Jan 30, 2017 | $1.01 |
| Feb 19, 2017 | $1.01 | Jan 30, 2017 | $1.01 |
| Feb 26, 2017 | $1.01 | Jan 30, 2017 | $1.01 |
| Mar 5, 2017 | $1.01 | Nov 4, 2018 | $1.01 |
| Mar 12, 2017 | $1.01 | Nov 13, 2018 | $1.01 |
| Mar 19, 2017 | $1.01 | Feb 4, 2019 | $1.01 |
| Mar 26, 2017 | $1.01 | Feb 4, 2019 | $1.01 |
| Apr 2, 2017 | $1.01 | Feb 4, 2019 | $1.01 |
| Apr 9, 2017 | $1.01 | Feb 4, 2019 | $1.01 |
| Apr 16, 2017 | $1.01 | Feb 4, 2019 | $1.01 |
| Apr 23, 2017 | $1.01 | Feb 20, 2019 | $1.01 |
| Apr 30, 2017 | $1.01 | Feb 20, 2019 | $1.01 |
| May 7, 2017 | $1.01 | Feb 20, 2019 | $1.01 |
| May 14, 2017 | $1.01 | Nov 29, 2023 | $0.50 |
| May 21, 2017 | $1.01 | ||
| May 28, 2017 | $1.01 | ||
| Jun 4, 2017 | $1.01 | ||
| Jun 11, 2017 | $1.01 | ||
| Jun 18, 2017 | $1.01 | ||
| Jun 25, 2017 | $1.01 | ||
| Jul 2, 2017 | $1.01 | ||
| Jul 9, 2017 | $1.01 | ||
| Jul 16, 2017 | $1.01 | ||
| Jul 23, 2017 | $1.01 | ||
| Jul 30, 2017 | $1.01 | ||
| Aug 6, 2017 | $1.01 | ||
| Aug 13, 2017 | $1.01 | ||
| Aug 20, 2017 | $1.01 | ||
| Aug 27, 2017 | $1.01 | ||
| Sep 3, 2017 | $1.01 | ||
| Sep 10, 2017 | $1.01 | ||
| Sep 17, 2017 | $1.01 | ||
| Sep 24, 2017 | $1.01 | ||
| Oct 1, 2017 | $1.01 | ||
| Oct 8, 2017 | $1.01 | ||
| Oct 15, 2017 | $1.01 | ||
| Oct 22, 2017 | $1.01 | ||
| Oct 29, 2017 | $1.01 | ||
| Nov 5, 2017 | $1.01 | ||
| Nov 12, 2017 | $1.01 | ||
| Nov 19, 2017 | $1.01 | ||
| Nov 26, 2017 | $1.01 | ||
| Dec 3, 2017 | $1.01 | ||
| Dec 10, 2017 | $1.01 | ||
| Dec 17, 2017 | $1.01 | ||
| Dec 24, 2017 | $1.01 | ||
| Dec 31, 2017 | $1.01 | ||
| Jan 7, 2018 | $1.01 | ||
| Jan 14, 2018 | $1.01 | ||
| Jan 21, 2018 | $1.01 | ||
| Jan 28, 2018 | $1.01 | ||
| Feb 4, 2018 | $1.01 | ||
| Feb 11, 2018 | $1.01 | ||
| Feb 18, 2018 | $1.01 | ||
| Feb 25, 2018 | $1.01 | ||
| Mar 4, 2018 | $1.01 | ||
| Mar 11, 2018 | $1.01 | ||
| Mar 18, 2018 | $1.01 | ||
| Mar 25, 2018 | $1.01 | ||
| Apr 1, 2018 | $1.01 | ||
| Apr 8, 2018 | $1.01 | ||
| Apr 15, 2018 | $1.01 | ||
| Apr 22, 2018 | $1.01 | ||
| Apr 29, 2018 | $1.01 | ||
| May 6, 2018 | $1.01 | ||
| May 13, 2018 | $1.01 | ||
| May 20, 2018 | $1.01 | ||
| May 27, 2018 | $1.01 | ||
| Jun 3, 2018 | $1.01 | ||
| Jun 10, 2018 | $1.01 | ||
| Jun 17, 2018 | $1.01 | ||
| Jun 24, 2018 | $1.01 | ||
| Jul 1, 2018 | $1.01 | ||
| Jul 8, 2018 | $1.01 | ||
| Jul 15, 2018 | $1.01 | ||
| Jul 22, 2018 | $1.01 | ||
| Jul 29, 2018 | $1.01 | ||
| Aug 5, 2018 | $1.01 | ||
| Aug 12, 2018 | $1.01 | ||
| Aug 19, 2018 | $1.01 | ||
| Aug 26, 2018 | $1.01 | ||
| Sep 2, 2018 | $1.01 | ||
| Sep 9, 2018 | $1.01 | ||
| Sep 16, 2018 | $1.01 | ||
| Sep 23, 2018 | $1.01 | ||
| Sep 30, 2018 | $1.01 | ||
| Oct 7, 2018 | $1.01 | ||
| Oct 14, 2018 | $1.01 | ||
| Oct 21, 2018 | $1.01 | ||
| Oct 28, 2018 | $1.01 | ||
| Nov 4, 2018 | $1.01 | ||
| Nov 11, 2018 | $1.01 | ||
| Nov 18, 2018 | $1.01 | ||
| Nov 25, 2018 | $1.01 | ||
| Dec 2, 2018 | $1.01 | ||
| Dec 9, 2018 | $1.01 | ||
| Dec 16, 2018 | $1.01 | ||
| Dec 23, 2018 | $1.01 | ||
| Dec 30, 2018 | $1.01 | ||
| Jan 6, 2019 | $1.01 | ||
| Jan 13, 2019 | $1.01 | ||
| Jan 20, 2019 | $1.01 | ||
| Jan 27, 2019 | $1.01 | ||
| Feb 3, 2019 | $1.01 | ||
| Feb 10, 2019 | $1.01 | ||
| Feb 17, 2019 | $1.01 | ||
| Feb 24, 2019 | $42.93 | ||
| Mar 3, 2019 | $42.93 | ||
| Mar 10, 2019 | $15.18 | ||
Loading...