Motorbike to deliver our bakery goods

David M

Nakuru, Kenya

100% repaid

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Entrepreneur

Name

David M

Member since

July 2010

On-time repayments

343 installments  •  88%

About Me

I grew in small village called mahiga . I schooled there up to class eight and due to luck of fund I did not get further education . I left home so that I could look for a living to leave space for the other siblings and to look for money to assist my parents to educate the others. I got daily wages from big farm owners and for about three years i saved and managed to buy a bicycle. I started selling local vegetables from house to house with the bicycle. Due to dry seasons the vegetables were not available so i started cooking half cakes (kangumus). With kangumu i managed to save selling second hand clothes and shoes and save yet more to open a retail shop then due to competition i left shopkeeping to bakery up to date.with bakery through zidisha lender i have a house for my family .anyway am married and have seven children now five of them are at school .i like reading the bible with them when e are free. i like it so much. a part from my children i have three of my sister who was left by her husband. and we are doing good.

My Business

I bake cakes, teascorns breads and buns.I also deepfly dognuts.I prepare drinks like tea and coffe and other drink eg joise and sodas and sell it in my kiosk.The nearest area where you can find a producd of the same is ten km ,thus making my product of demand within my locality.I trust and believe people must eat to live. So decided to bring a unique product.I usually make 1500 to1700 kes dairy and save a third of my dairy profit.I use my profit in food suplement ,pay school for children and buy small sheep and goat and rear them to sell when they are big enough.I use to sell at good price.I am also used to give2000 to 3000kes to my old parents to cater for household.

Loan Proposal

I want to by a new motorbike ,which will cost me 1100 dollars, equivalent to 110000 ksh.this is anew model with turbo , a boxer from bajaj company, since I haven't sold the old one, I want to service it ,with the remain of the loan, and employ a person to take my cakes to another route, this Will increase the earnings and give salary to someone.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,338.00

Date disbursed

Feb 26, 2019

Repayment status

On Time

Projected term

4 months

Other loans

Jul 2010:  $392

Jun 2011:  $710

Aug 2012:  $1,087

Aug 2013:  $1,082

Aug 2015:  $945

Apr 2018:  $1,217

Jul 2019:  $1,740

Lenders

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ldron7

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johnandmoliehi

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Svenip

Vienna, Austria

andreasol

Bielefeld, Germany

A

Anonymous

Sweden

Cloudways

Malta, Malta

S

SvenWaage

Stavanger, Norway

ads68

Melbourne, Australia

Y

Yevrahs

Dallas, Texas, United States

F

flaguy999

Tampa, United States

calvero

Bergen, Norway

Treesforpeople

Oxfordshire, United Kingdom

K

kingcamo1095

Mountain Home, United States

mojobob

Hayward, United States

JOKer

Weisendorf, Germany

JonB

London, United Kingdom

Freewolf

Salt Lake City, United States

D

DanielW

United States

Z

zvrk2014

Brookline, MA, United States

T

theironbank

United States

P

plhughes

United States

B

bugdaniel

Switzerland

G

Goldenretriever

United States

B

bscent

Hong Kong

K

kennychit

United States

Otto Barten

Amsterdam, Netherlands

M

MikeOWave

United States

SuperMario28

Cudahy, United States

Mike and Jacqui

United Kingdom

S

Sven

Netherlands

Christoph T

Germany

Jeroen Decock

Gent, Belgium

Villa Maria Outliers

Montreal, Canada

BS

Bennett Silbert

United States

PS

Penn State MFI

United States

MB

Michael Barrientos

United States

R

Roland

Germany

W

Wade

United States

W

wndw55

Germany

Lou Kaucic

Sanbornton, NH, United States

DF

Damon Feldman

United States

Christin

Germany

RH

Ralph Husmann

Germany

Kevin

San Francisco, United States

I

Ian

United Kingdom

V

Vivek

Arlington, VA, United States

KL

Ket Lin

United States

ME

Manaal Eisa

Washington DC, United States

WE

Wendy Emlyn

Devon, United Kingdom

Carla

Amsterdam, Netherlands

Framework Eyewear

Utrecht, Netherlands

AG

Aaron Gillgren

United States

M

Mart

United Kingdom

Mattie Shaw

Seattle, United States

VG

Virginia Garcia

Luxembourg

DS

Daniel Schultz

United States

LL

Lukas Leitinger

Austria

E

eriklonnroth

United Kingdom

Aran Dunlop

United States

MS

Mark S Yourek

United States

wissam

Jeddah, Saudi Arabia

DB

Dan Buthler

Sweden

JP

Jonas Pohlandt

Germany

A

Andrei

United States

Tullio

Italy

MW

Matthew Weintrub

United States

JJ

Jan Johansson

Sweden

IH

Isaac Hileman

United States

MT

Marco Tietz

United States

ON

Olof Nilsson Heijer

Sweden

Thomas

Sweden, Sweden

RW

Rachel Wikoff

Belgium

metab

Estados Unidos, Hong Kong

PR

Priscilla Rathbone

Seattle, Washington, United States

R

Richard

Netherlands

I

isaac

United Kingdom

JC

juli camrud

United States

RC

Rudi Chen

United States

Stephan W

Witten, Germany

KK

karl kerksiek

United States

TS

Tammy Schneidler

United States

HA

H and E Specter

United States

BR

Bob Reus

Netherlands

SA

Steve A

Newbury, United Kingdom

PS

Pam Sherlock

Germany

C P

Mazatlan, Mexico

K

Kenny

United States

Angela Linwood

Minneapolis, Minnesota, United States

A

AJ

United States

B

Brett

Australia

RG

Ravi Gadad

United States

RC

Roy Chicky Arad

tel aviv, Israel, Israel

JA

Jan Andresen

Hamburg, Germany

PE

Paul Ehrenreich

United States

KB

Kirstyn Brinkman

United States

SA

Shar Alamdari

Los Angeles, United States

AA

Anung Anandito

Singapore

Ed

Howells, United States

Ren

Minneapolis/StPaul, United States

DD

Dhinesh Dharman

United States

CN

Claus Nielsen

Denmark

HR

Heike Röll-Becker

Germany

Benjamin Kniaz

Boston, United States

WS

Warren Shen

United States

MF

Mike Frawley

United States

VR

Vanessa Richardson

Australia

JA

Joshua Axtell

United States

IC

Ian Coutts

Chicago, USA, United States

S

Simon

Norway

AK

Austin Kincaid

United States

VC

Victor Chong

United States

Grégoire

Zurich, Switzerland

RH

Rick Henrikson

United States

HD

Hardik Desai

United Kingdom

RB

Richard Baxter

Germany

Shane Bugeja

Mankato, Minnesota, United States

R

Ryan

Albuquerque, NM, United States

RA

Ritchie and Jie

Hong Kong

DY

David Yastremsky

United States

JM

Jacob Maldonado

United Kingdom

M

Mark

Toulouse, France, France

L

Lastoni

United States

T

Trudy

Canada

HCPSPIRIT

Helsinki, Finland

K

Kamol

Thailand

Diane U

Olympia, Wa, Usa, United States

GS

Gary Sinard

Franklin, TN, United States

M

Margaret

United States

JF

J Fister

United States

S

SD

Japan

M

Mary

United States

JF

Jan Fajerski

Germany

JA

Justin and Adrianne

United States

E

Emanuele

Italy

SW

Sean Walsh

United States

HL

Harris Lin

New Zealand

Genuine Interest

Singapore, Singapore

Ryan Agnew

Australia

J

Netherlands

DO

Denis Ontiveros

Guildford, United Kingdom

B

Ben

United States

AH

Andreas Huber

Switzerland

C

Christelle

Spain

SD

Steven Difalco

United States

Andrew

United States

B

Bram

Germany

M

Martina

Germany

T

Tim

Germany

F

Fred

Malta

A

Alex

Turkey

HC

Hamilton Chapman

United Kingdom

GH

Gary Horneman

United States

BW

Belinda Wang

United States

A

Anja

Germany

Tom Purser

Cambridge, United Kingdom

Ask David M a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • David M    Feb 25, 2022

    Hello members, hope you are all well in terms of health , am well too since., only that life has driven me hardly,can I rice again . I don't know what to do.the little am getting is for food . wish I get on. My feet. How can you help?.

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  • David M    Jun 4, 2021

    Every day comes with it's price, BT getting expensive for me to afford, when you have no friends to turn to. And relied by you family. While getting hands to mouth. Thanks God we exist.

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  • David M    May 2, 2021

    Hello members, as I had said earlier, due to hard time am going through, and my will to share the little I earn, it's hard to commit myself to the least amount listed in the list, I wish you put it to at least 2$ (200 kshs) hoping to hear soon from you. Nice times.

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  • David M    Apr 25, 2021

    Taking care of my seven children, and three of my sister, in a Lock down period, and no business at place is for real not a joke. Sometimes i felt like am not existing. Thanks that I still have hope and all the children are doing well and very understanding. They also give me courage, that we shall make it. Thanks you all members.

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  • MR

    Micky Richards    Apr 24, 2021

    Hi David
    I’m so sorry that things are so hard for you right now. I hope you can get a pause in the loan so it doesn’t add extra stress to your life.
    Micky

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    • David M    Apr 25, 2021

      Thanks you Micky, I hope things get better for me. I am doing all I can . I wish to built up with you, thanks a lot.

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    • Lilian    Apr 25, 2021

      Thanks Micky for your concern.. I hope Julia will address his case in a micable way.. wish u well David I understand how things are in this nation..

      Log in to reply • Share

      • David M    Apr 25, 2021

        Thanks a lot Lilian, God bless you.

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      • David M    Apr 25, 2021

        Lilian I can imagine the difficult tym you went through in life. It's not easy. God is their always for us.,

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  • David M    Apr 24, 2021

    Hello my lenders , sorry for my silence, it's only that I don't know what to do, I lost my business due to the corona pandemic, and the lockdown thereafter, my motorbike got burnt, at night by thugs, and left looking for small jobs from neighborhood. I has being trying to fix things but life has become very hard here. I thank God that we get daily food to feed my children, I tried to reschedule my lian to my ability but in vain. Am worried and disturbed in mind . I deed nothing wrong intentionally. Please help me. I feel restless.

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    • Treesforpeople    Apr 25, 2021

      I am sorry you're having such a difficult time David. Thanks for communicating what's happening - I do hope the right person sees this message soon and you're able to reschedule your loan. Sending you my best wishes from the UK.

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      • David M    Apr 25, 2021

        Thanks treesforpeople. I never imagined my self being I this state. Thanks for your understanding.

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  • Lilian    Apr 24, 2021

    Halo lenders, David and all his references are not picking up their calls,, will try later

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  • Lilian    Mar 16, 2021

    Halo lenders.. david hasn't picked my call same to his references.. will continue trying to locate him

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  • Lilian    Feb 9, 2021

    David hasn't picked up my call and the three references that have picked the call say the don't know him.. will try to call him again

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  • David M    Feb 3, 2021

    I am in a hardship, struggling to earn at least daily bread for me an d my family. This is after the falling of my business due to the corona pandemic. Since no other option to chose in the payment due, I just chose the least, but what is affordable as for now. And honestly I would not like to be a defaulter. Please bare with me.

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  • David M    Jan 22, 2021

    Since the corona pandemic strike in , an my business corrupted, hence to date, I have being earning hand to mouth, then came the reopening of schools, am still struggling to clear the fees, while trying to fix the business. Please bare with me. That amount is much to me as for now. Be blessed while considering me.

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  • David M    Dec 11, 2020

    Have not being able to restart the business due to luck of funds

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  • David M    Nov 3, 2020

    Business fall down

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  • David M    Oct 28, 2020

    I wish there be a way of reviving a fallen business, through zidisha . be it a top up, or half of loan risk allowance. Otherwise being healthically good, am going through a very hard time in business. For the far you've brought me, Thanks a lot my lenders.

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  • David M    Oct 17, 2020

    Hi my lenders, since I knew you, life has being so good, until the arrival of covid 19.which has turned my existence to hell. My businesses was done away , with my kids to look after starting up the business has become a big task to start. Only God knows what next , giving my family first priority, my mind is over working. Keeping in mind I don't want to frustrate you. Please pray for me. And for you , be blessed.

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  • David M    Sep 19, 2020

    The businesses corrupted in covid 19 fighting. The I went sick.

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  • Lilian    Sep 18, 2020

    Halo lenders I have spoken to David who has been hospitalized in a private hospital in nakuru..

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  • David M    Aug 29, 2020

    Yes it's great.

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  • David M    Aug 29, 2020

    This far God has brought us.

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  • David M    Aug 29, 2020

    Hallo my lenders, hope you are all doing good. It's my pressure to humble you for the far we've come. You've being so supportive in my life. Despite the covid 19 strike, which ruined my business almost to zero, am still doing to my level best to bring back the prosperity you had made it's foundation. I wish you had a way to help me raise again, and stand with my feet, by lending as little as thirty thousands kshs., ( 300 dollars) . am feeling left behind, and in the state am in, I will take long to catch up. While on the hand I would not like to fail you. Hope you respond to my request. I thank His Almighty as He has provided me with enough to feed my family, by blessing harvest, as you can see in the photo below. Thanks and cheers.

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