Money to buy a computer

Yvonne

Kahawa Wendani, Kenya

100% repaid

Entrepreneur

Name

Yvonne

Member since

July 2014

On-time repayments

273 installments  •  32%

About Me

I was born in Kangemi back in 1992,my parents moved to the upcountry when I was very young at the age of 11 and that's when I moved to Kahawa Wendani to stay with my elder sister,joined Kahawa garrison primary school and later on Kahawa Garrison Secondary,after high school I joined Kenya Utalii College for a Travel and tourism Management course.During all this period I used to depend on my sister for support and that's why I started my business from the money from my business I cater for my basic needs and I save the rest for I would like to start a travel and tourism company some day.I like traveling,dancing and socializing.

My Business

My business involve transfer of money,basically depositing and withdrawing for clients its called MPESA services I also sell KPLC token my business is located in Kahawa Wendani area on the ground floor of the same building where I stay Josu Arcade.The business has great demand since within Kahawa Wendani most of the people who stay here are working class and students,we have the Kahawa Barracks being the biggest army camp in the country and we also have Kenyatta University so there is very high demand for my kind of business,I also work part time as a tour guide for Curt Tours.From the earnings from my business I settle my basic needs and I save the rest,my main challenge in business is during month ends when I require to have a big float of more than Ksh100,000 a day so I may not loose customer since for my business you earn more money from the number of transactions you operate and if you are short of float or cash you loose business.So if funded I will be in a better position to maintain more customers and repay my loan very well thank you.

Loan Proposal

I wish to apply for Ksh12900 that I plan to add to my savings and buy a computer worth ksh22,000 the computer that will be so useful to me since I will have more time in my business since I will be able to do my studies online at my business premise thus giving me more time at my shop and that will allow me make more interest in business and so re-paying my loan will not be a big problem and I will also manage to retain most of my clients whom do not like being served with my part time assistant.

Feedback

2

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Loan Info

Project Type

Classic Loan

Disbursed amount

$144.00

Date disbursed

Jun 2, 2015

Repayment status

On Time

Projected term

11 months

Lenders

Generaal

Antwerp, Belgium

J

jay12

Germany

djkmoran

United States

MW

Matt Willis

United States

Wendy

Los Angeles, United States

JD

Jeff DePree

United States

PG

Paul Graham

United States

Ask Yvonne a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Yvonne    Jan 10, 2018

    Dear lenders I'd like to reduce my loan repayment to a lower amount for two weeks then I'll bounce back up again thanks.

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  • Yvonne    Nov 1, 2017

    dear lenders am sorry for the delay in repayment I was sick and later when I recovered discovered I lost my phone and after replacing my line had problems with Mpesa but now the problem was resolved and am so determined to clear my loan soon thanks.

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  • Mary    Nov 1, 2017

    dear lenders Yvonne lost her phone and after renewal of her line her Mpesa had trouble but now she said the problem was resolved and she is looking forward to keep up with her repayments thanks.

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  • djkmoran    Dec 22, 2016

    Hello Yvonne, I wish you continued success into the new year. Thank you for the update regarding Mary. I pray that all is well with you, God bless!

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    • Yvonne    Dec 27, 2016

      Happy new year full of blessing to you too may God bless you

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  • Yvonne    Nov 13, 2016

    Dear djkmoran am happy and very glad for your concern I travelled for a school project and had to over spend and thus affected my loan repayment but am more than determined to bounce back and get my good records back as for my sister I visited her and discovered she has a problem on her leg but she has been following doctors advice and hope she will get well soon as for her loan she promised to bounce back soon and make good of her repayments thanks for the concern.

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  • djkmoran    Oct 17, 2016

    Hello Yvonne, it has been some time since you have given an update on your business. How are things and how is Mary doing?

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  • djkmoran    Sep 11, 2016

    Hello Yvonne, How are you doing in business and school? Is Mary okay?

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  • Yvonne    Aug 31, 2016

    Hello dear lenders it is work as usual here in Kenya hope everyone else is doing great and sharing God's gift of good health peace.

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  • Yvonne    Jul 20, 2016

    Hi to all lenders am happy to be updating on how am doing with my business and life all is good and am greatful to Zdisha for the continued support may God bless you to keep you growing stronger thanks.

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  • Yvonne    Jun 2, 2016

    Hello dear lenders am just saying business is getting better and better as students resume session hoping to clear my loan by August hope you will be there to give me support.

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  • djkmoran    May 6, 2016

    Hello Yvonne, it has been awhile since hearing from you. I hope you are doing well. How is your business and school situation now?

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    • Yvonne    May 9, 2016

      The situation got better infact am thinking of increasing my repayment to a higher amount thanks for enquiring.

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  • Yvonne    Feb 24, 2016

    Hello lenders sorry for the delay business and resuming back to school has been such a hustle as there has been some errors with our online program at school so for the past six weeks I had to cancel all online lessons but I will make my come back soon thanks.

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    • djkmoran    Mar 11, 2016

      Hello Yvonne, sorry to hear of your difficulties. How is your situation now?

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      • Yvonne    Mar 20, 2016

        I am bouncing back and fast soon everything will be just as good as it used to be thanks for the concern djkmoran.

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  • djkmoran    Feb 24, 2016

    Hello Yvonne, how are the renovations going?

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  • Yvonne    Jan 22, 2016

    I am so grateful to all lenders who have made it possible for me to get the 100% funding in good time I promise I will not let you down in repayment God bless.

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    • djkmoran    Jan 23, 2016

      Hello Yvonne, congratulations on getting funded. I know that you will always do your best. Keep us updated as to your renovations and God bless to you as well!

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  • Yvonne    Jan 19, 2016

    I have only one day left but I remain optimistic that my loan will be funded in good time.

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    • djkmoran    Jan 19, 2016

      Hello Yvonne, I am wishing you all the best and hoping that other lenders come forward to assist.

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      • Yvonne    Jan 22, 2016

        Thanks a lot djkmoran you are my hero here at Zidisha

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  • Yvonne    Jan 13, 2016

    Hello Djkmoran I have published a new loan and you are always there for me please convince other lenders to boost my bid and as usual I will do my best and not let anybody down with the repayments thanks.

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    • djkmoran    Jan 13, 2016

      Hello Yvonne, I have contributed what I can at the moment but will watch your progress on getting to 100%. I encourage lenders viewing Yvonne 's loan request to truly consider assisting her reach her goal. She and her sister Mary are dedicated and inspirational women deserving of support. Mary's page is here: www.zidisha.org/loan/new-fr...

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  • Yvonne    Jan 13, 2016

    Hi lenders I am very happy and glad I jioned Zidisha it helped me from my previous loan I bought a computer that really helped me with my studies I did my studies online at my work place and so my business benefited and made profits since I was always present at my work place and I did not miss any customers and also I did not have to employ anybody to cover me when I was attending classes.Thanks alot lenders I hope you will be with me on the loan am about to publish God bless.

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  • djkmoran    Dec 31, 2015

    Hello Yvonne, I hope you have a happy and prosperous new year!

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    • Yvonne    Jan 4, 2016

      Happy 2016 Sir wishing you and your family all the best.

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  • Yvonne    Dec 14, 2015

    December is here and life is full of fun,but me and my family we mourn my Grandma who passed away on 12th may God rest her soul in peace.

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  • Yvonne    Nov 24, 2015

    Hello lenders I was deermined to clear my loan and publish a higher one but to my surprise Zidisha increased the repayment rate to 95% in order to get an increase so as a result I am forced to reduce my reayment to 300 KES till it goes up thanks.

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