Entrepreneur
Name
Ukashat
Member since
October 2020
On-time repayments
6 installments • 83%
About Me
Hi everyone! My name is ukashat shehu. I am the last child in a family of seven. My father is a civil servant and my mother is a primary school teacher. I am pursuing a professional diploma in marketing at Kaduna polytechnic to prepare me for a job in banking industry. I currently operate a mobile money outlet where I carryout cash deposit and withdrawal, bills payment and airtime recharge. My parents are fully in support of me. I completely my parents efforts towards my education with 40% of my profits and re-invest the remaining 60% back into the business. I like reading novels and playing football
My Business
My business is Mobile money (agent banking). I carryout cash transfers and deposits, bill payment and airtime recharge. Due to its ease of use, a lot of people prefer to top up their mobile phone or carryout cash transactions via an agent to save them time and bypass banking hall crowd especially now that there is the risk of covid. I don't have to always ask my parents for money because my business has been supporting me financially. I head of zidisha from a close friend about all the successes the platform has been achieving. My business need slot of working capital to guarantee competitiveness
Loan Proposal
This loan, if approved will be invested to enhance the financial standing of my mobile money business. I humbly apply for this loan. This loan is very important because it will boost my business efficiency and service delivery which will translate into more profits. Thanks!
Income Source
Even though the pandemic is still much present, my business has not been severely impacted by covid. I do my business from home, at the shop and even through WhatsApp. I always make sure that at any point in time, I have something to fall back to as a buffer. Even if a problem should occur, my savings will be used quickly to settle all debt obligations. Thank you
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Loan Info
Project Type
Classic Loan
Disbursed amount
$38.00
Date disbursed
Nov 16, 2020
Repayment status
Late
Projected term
5 weeks
Other loans
Lenders
Summary
Amount repaid
$0.01
Amount remaining
$38.61
Expected completion
Dec 21, 2020
Status
Repaying late
Installment amount
$38.61
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 23, 2020 | $0.00 | Nov 25, 2020 | $0.00 |
| Nov 30, 2020 | $0.00 | Dec 2, 2020 | $0.00 |
| Dec 7, 2020 | $0.00 | Dec 9, 2020 | $0.00 |
| Dec 14, 2020 | $0.00 | Dec 16, 2020 | $0.00 |
| Dec 21, 2020 | $38.61 | ||
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