Entrepreneur
Name
David M
Member since
July 2010
On-time repayments
343 installments • 88%
About Me
I grew in small village called mahiga . I schooled there up to class eight and due to luck of fund I did not get further education . I left home so that I could look for a living to leave space for the other siblings and to look for money to assist my parents to educate the others. I got daily wages from big farm owners and for about three years i saved and managed to buy a bicycle. I started selling local vegetables from house to house with the bicycle. Due to dry seasons the vegetables were not available so i started cooking half cakes (kangumus). With kangumu i managed to save selling second hand clothes and shoes and save yet more to open a retail shop then due to competition i left shopkeeping to bakery up to date.with bakery through zidisha lender i have a house for my family .anyway am married and have seven children now five of them are at school .i like reading the bible with them when e are free. i like it so much. a part from my children i have three of my sister who was left by her husband. and we are doing good.
My Business
I bake cakes, teascorns breads and buns.I also deepfly dognuts.I prepare drinks like tea and coffe and other drink eg joise and sodas and sell it in my kiosk.The nearest area where you can find a producd of the same is ten km ,thus making my product of demand within my locality.I trust and believe people must eat to live. So decided to bring a unique product.I usually make 1500 to1700 kes dairy and save a third of my dairy profit.I use my profit in food suplement ,pay school for children and buy small sheep and goat and rear them to sell when they are big enough.I use to sell at good price.I am also used to give2000 to 3000kes to my old parents to cater for household.
Loan Proposal
Install the mixer and start another branch in another village. I'll make cakes for sale in different varieties.
I'll employ three people whom I have trained to make cakes.
The community will benefit of having commodities at their doorstep.
Feedback
Positive
2
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$1,740.00
Date disbursed
Jul 29, 2019
Repayment status
Late
Projected term
23 months
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Summary
Amount repaid
$40.23
Amount remaining
$1,700.40
Expected completion
Jul 16, 2021
Status
Repaying late
Installment amount
$11.12
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Aug 9, 2019 | $0.49 | Aug 9, 2019 | $0.49 |
| Aug 16, 2019 | $0.49 | Aug 9, 2019 | $0.49 |
| Aug 23, 2019 | $0.49 | Aug 9, 2019 | $0.49 |
| Aug 30, 2019 | $0.49 | Aug 9, 2019 | $0.49 |
| Sep 6, 2019 | $0.49 | Aug 9, 2019 | $0.49 |
| Sep 13, 2019 | $0.49 | Sep 10, 2019 | $0.49 |
| Sep 20, 2019 | $0.49 | Sep 15, 2019 | $0.49 |
| Sep 27, 2019 | $0.49 | Sep 15, 2019 | $0.49 |
| Oct 4, 2019 | $0.49 | Sep 15, 2019 | $0.49 |
| Oct 11, 2019 | $0.49 | Sep 15, 2019 | $0.49 |
| Oct 18, 2019 | $0.49 | Sep 15, 2019 | $0.49 |
| Oct 25, 2019 | $0.49 | Oct 15, 2019 | $0.49 |
| Nov 1, 2019 | $0.49 | Oct 15, 2019 | $0.49 |
| Nov 8, 2019 | $0.49 | Oct 15, 2019 | $0.49 |
| Nov 15, 2019 | $0.49 | Oct 15, 2019 | $0.49 |
| Nov 22, 2019 | $0.49 | Oct 15, 2019 | $0.49 |
| Nov 29, 2019 | $0.99 | Nov 28, 2019 | $0.99 |
| Dec 6, 2019 | $0.99 | Nov 28, 2019 | $0.99 |
| Dec 13, 2019 | $0.99 | Nov 28, 2019 | $0.99 |
| Dec 20, 2019 | $0.99 | Nov 28, 2019 | $0.99 |
| Dec 27, 2019 | $0.99 | Nov 28, 2019 | $0.99 |
| Jan 3, 2020 | $0.49 | Jan 2, 2020 | $0.49 |
| Jan 10, 2020 | $0.49 | Jan 3, 2020 | $0.49 |
| Jan 17, 2020 | $0.49 | Jan 18, 2020 | $0.49 |
| Jan 24, 2020 | $0.49 | Jan 26, 2020 | $0.49 |
| Jan 31, 2020 | $0.49 | Jan 26, 2020 | $0.49 |
| Feb 7, 2020 | $0.99 | Jan 26, 2020 | $0.99 |
| Feb 14, 2020 | $0.49 | Feb 7, 2020 | $0.49 |
| Feb 21, 2020 | $0.49 | Feb 7, 2020 | $0.49 |
| Feb 28, 2020 | $0.49 | Feb 7, 2020 | $0.49 |
| Mar 6, 2020 | $0.49 | Feb 11, 2020 | $0.49 |
| Mar 13, 2020 | $0.49 | Mar 15, 2020 | $0.49 |
| Mar 20, 2020 | $0.49 | Mar 17, 2020 | $0.49 |
| Mar 27, 2020 | $0.49 | Mar 22, 2020 | $0.49 |
| Apr 3, 2020 | $0.49 | Apr 1, 2020 | $0.49 |
| Apr 10, 2020 | $0.49 | Apr 5, 2020 | $0.49 |
| Apr 17, 2020 | $0.49 | Apr 11, 2020 | $0.49 |
| Apr 24, 2020 | $0.49 | Apr 23, 2020 | $0.49 |
| May 1, 2020 | $0.49 | Apr 29, 2020 | $0.49 |
| May 8, 2020 | $0.49 | May 3, 2020 | $0.49 |
| May 15, 2020 | $0.49 | May 14, 2020 | $0.49 |
| May 22, 2020 | $0.49 | May 25, 2020 | $0.49 |
| May 29, 2020 | $0.50 | May 27, 2020 | $0.50 |
| Jun 5, 2020 | $0.50 | Jun 15, 2020 | $0.50 |
| Jun 12, 2020 | $0.50 | Jun 15, 2020 | $0.50 |
| Jun 19, 2020 | $0.50 | Jun 15, 2020 | $0.49 |
| Jun 15, 2020 | $0.01 | ||
| Jun 26, 2020 | $0.50 | Jun 15, 2020 | $0.49 |
| Jun 19, 2020 | $0.01 | ||
| Jul 3, 2020 | $0.49 | Jun 19, 2020 | $0.49 |
| Jul 10, 2020 | $0.50 | Jul 5, 2020 | $0.50 |
| Jul 17, 2020 | $0.50 | Jul 11, 2020 | $0.50 |
| Jul 24, 2020 | $0.50 | Jul 20, 2020 | $0.50 |
| Jul 31, 2020 | $0.50 | Jul 30, 2020 | $0.50 |
| Aug 7, 2020 | $0.50 | Aug 11, 2020 | $0.50 |
| Aug 14, 2020 | $0.50 | Aug 20, 2020 | $0.50 |
| Aug 21, 2020 | $0.50 | Aug 20, 2020 | $0.50 |
| Aug 28, 2020 | $0.50 | Aug 21, 2020 | $0.50 |
| Sep 4, 2020 | $0.00 | ||
| Sep 11, 2020 | $0.00 | ||
| Sep 18, 2020 | $0.00 | ||
| Sep 25, 2020 | $0.50 | Sep 19, 2020 | $0.50 |
| Oct 2, 2020 | $0.50 | Oct 6, 2020 | $0.50 |
| Oct 9, 2020 | $0.50 | Oct 8, 2020 | $0.50 |
| Oct 16, 2020 | $0.50 | Oct 17, 2020 | $0.50 |
| Oct 23, 2020 | $0.50 | Oct 22, 2020 | $0.50 |
| Oct 30, 2020 | $0.50 | Oct 28, 2020 | $0.50 |
| Nov 6, 2020 | $0.50 | Nov 3, 2020 | $0.50 |
| Nov 13, 2020 | $0.50 | Nov 15, 2020 | $0.50 |
| Nov 20, 2020 | $0.50 | Nov 22, 2020 | $0.50 |
| Nov 27, 2020 | $0.50 | Nov 22, 2020 | $0.50 |
| Dec 4, 2020 | $0.50 | Nov 22, 2020 | $0.02 |
| Dec 6, 2020 | $0.48 | ||
| Dec 11, 2020 | $0.52 | Dec 6, 2020 | $0.52 |
| Dec 18, 2020 | $0.50 | Dec 11, 2020 | $0.50 |
| Dec 25, 2020 | $0.50 | Dec 17, 2020 | $0.50 |
| Jan 1, 2021 | $0.50 | Dec 17, 2020 | $0.50 |
| Jan 8, 2021 | $0.50 | Dec 17, 2020 | $0.50 |
| Jan 15, 2021 | $0.50 | Dec 17, 2020 | $0.50 |
| Jan 22, 2021 | $0.99 | Jan 29, 2021 | $0.99 |
| Jan 29, 2021 | $11.12 | ||
| Feb 5, 2021 | $11.12 | ||
| Feb 12, 2021 | $11.12 | ||
| Feb 19, 2021 | $11.12 | ||
| Feb 26, 2021 | $11.12 | ||
| Mar 5, 2021 | $83.76 | ||
| Mar 12, 2021 | $83.76 | ||
| Mar 19, 2021 | $83.76 | ||
| Mar 26, 2021 | $83.76 | ||
| Apr 2, 2021 | $83.76 | ||
| Apr 9, 2021 | $83.76 | ||
| Apr 16, 2021 | $83.76 | ||
| Apr 23, 2021 | $83.76 | ||
| Apr 30, 2021 | $83.76 | ||
| May 7, 2021 | $83.76 | ||
| May 14, 2021 | $83.76 | ||
| May 21, 2021 | $83.76 | ||
| May 28, 2021 | $83.76 | ||
| Jun 4, 2021 | $83.76 | ||
| Jun 11, 2021 | $83.76 | ||
| Jun 18, 2021 | $83.76 | ||
| Jun 25, 2021 | $83.76 | ||
| Jul 2, 2021 | $83.76 | ||
| Jul 9, 2021 | $83.76 | ||
| Jul 16, 2021 | $53.36 | ||
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