Dwi Arif Zainul Ali
Batu, Indonesia
20% repaid
Name
Dwi Arif Zainul Ali
Member since
September 2017
On-time repayments
68 installments • 32%
I am the only one boy in our family, since my childhood I have lived with finances that are not good enough. From the experience since childhood that is what motivates me to be more advanced than others. Since I graduated from high school, I have enough capital to work. With the science that I can get to school, and entrepreneurship is also included. I maximize my potential to work in someone else"s company. To gain a valuable experience for my future career. My first working experience is detailed for almost 2 years. Then I decided to resign and get a job offer in the world of glasses. From where early science and optimetric I was born, from here I was motivated to start my own business. With the environment in Indonesia is very supportive and open to start a business with capital intention and cost is not too much. I ventured to start my own business, even though I had experienced unsatisfactory results. From that failure I get almost all the lessons while pioneering my own business. From here I learned to be open-minded and unyielding to the situation. And inevitably have to change the old mindset with a new one, that is sharing with others in various things not just the material alone. So that we can exchange ideas and ideas to be more forward in the future.
Our business provides frames and eyeglass lenses and eyewear making services with the support of tools and human resources enough to keep this business going well. This business is very good because it can compete with other similar vendors. Because of the support of lens materials, soften and other items related to the glasses and tools that qualified and liked by the people who need our help. Therefore our work can reach nearly 40 million per month during crowded visitors and the lowest 20 million rupiah. With production costs that are not up to 20% of turnover, as we already know that business is the most profitable eyewear business in the world. Because if we want, the margin can be increased up to 9x from the production cost. With all these advantages, we use funds from this business to add more efficient products and production tools to get the most efficient service possible so that consumers do not run to other vendors. In addition to added products and production tools, I also use these results to my personal life by buying a home and so on.
Estimated to buy softlen liquid Rp 800.000 and other softlen brand for Rp 600.000. hopefully my loan is approved to make my goods more diverse.
Show original Bahasa Indonesia
Saya adalah anak pria satu satunya dikeluarga kami, sejak kecil saya sudah hidup dengan keuangan yang tidak cukup bagus. Dari pengalaman sejak kecil itulah yang memotivasi saya untuk lebih maju dari orang lainnya. Sejak saya lulus sekolah menengah, saya punya modal cukup untuk bekerja. Dengan ilmu yang saya dapat disekolah, dan ilmu wirausaha juga termasuk. saya maksimalkan potensi saya untuk bekerja di perusahaan orang lain. Untuk mendapat pengalaman yang sangat berharga demi jengjang karir saya kedepannya. Pengalaman bekerja pertama saya adalah diretail selama hampir 2 tahun. Kemudian saya memutuskan resign dan mendapat tawaran pekerjan di dunia kacamata. Dari sinilah awal ilmu perkacamataan dan optimetris saya lahir, dari sini lah saya termotivasi untuk memulai bisnis sendiri. Dengan lingkungan di indonesia yang sangat mendukung dan terbuka untuk memulai usaha dengan modal niat dan biaya yang tidak terlalu banyak. Saya memberanikan diri untuk memulai bisnis sendiri, walaupun sempat mengalami hasil yang tidak memuaskan. Dari kegagalan itulah saya mendapatkan hampir semua pelajaran saat sedang merintis bisnis sendiri. Dari sinilah saya belajar untuk berpikiran terbuka dan pantang menyerah dengan keadaan. Dan mau tidak mau harus merubah pola pikir yang lama dengan yang baru, yaitu berbagi dengan orang lain dalam berbagai hal bukan hanya materi semata. Agar kita bisa saling bertukar pikiran dan gagasan untuk lebih maju kedepannya.
Bisnis kita menyediakan frame dan lensa kacamata dan jasa pembuatan kacamata dengan dukungan alat dan sumber daya manusia yang cukup untuk menjaga bisnis ini berjalan dengan baik. Bisnis ini sangat baik karena mampu bersaing dengan vendor lainnya yang serupa. Karena dukungan bahan lensa, softlen dan barang lainnya yang berhubungan dengan kacamata dan alat yang mumpuni dan disukai oleh masyarakat yang membutuhkan bantuan kami. Karena itu hasil kerja kami bisa mencapai hampir 40 juta perbulan disaat ramai pengunjung dan yang terendah 20 juta rupiah. Dengan biaya produksi yang tidak sampai 20% dari omset, karena yang sudah kita ketahui bahwa bisnis kacamata bisnis yang paling menguntungkan di dunia. Karena kalau kita mau, margin bisa ditingkatkan sampai 9x lipat dari ongkos produksi. Dengan semua keuntungan ini, kita gunakan dana dari bisnis ini untuk menambah jenis produk dan alat produksi yang lebih efisien agar bisa mendapatka pelayanan yang seefisien mungkin agar konsumen tidak lari ke vendor lain. Disamping untuk produk dan alat produksi yang ditambah, saya juga menggunakan hasil ini ke kehidupan pribadi dengan membeli rumah dan lain-lain.
Estimasi untuk membeli cairan softlen Rp 800.000 dan merk softlen lainnya seharga Rp 600.000. semoga pinjaman saya disetujui agar barang saya semakin beragam.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Mar 1, 2018
Repayment status
Late
Projected term
15 months
Other loans
Amount repaid
$19.73
Amount remaining
$80.83
Expected completion
Jun 14, 2019
Status
Repaying late
Installment amount
$0.76
Expected Payments | Actual Payments | ||
---|---|---|---|
Mar 9, 2018 | $7.56 | Mar 7, 2018 | $7.56 |
Mar 16, 2018 | $0.00 | ||
Mar 23, 2018 | $0.00 | ||
Mar 30, 2018 | $0.76 | Mar 27, 2018 | $0.76 |
Apr 6, 2018 | $0.76 | Apr 7, 2018 | $0.76 |
Apr 13, 2018 | $0.00 | ||
Apr 20, 2018 | $0.00 | ||
Apr 27, 2018 | $0.00 | ||
May 4, 2018 | $0.00 | ||
May 11, 2018 | $0.76 | May 17, 2018 | $0.76 |
May 18, 2018 | $0.00 | ||
May 25, 2018 | $0.00 | ||
Jun 1, 2018 | $0.00 | ||
Jun 8, 2018 | $0.00 | ||
Jun 15, 2018 | $0.00 | ||
Jun 22, 2018 | $0.76 | Jun 21, 2018 | $0.76 |
Jun 29, 2018 | $0.76 | Jul 24, 2018 | $0.76 |
Jul 6, 2018 | $0.76 | Jul 24, 2018 | $0.76 |
Jul 13, 2018 | $0.76 | Jul 24, 2018 | $0.76 |
Jul 20, 2018 | $0.76 | Jul 24, 2018 | $0.76 |
Jul 27, 2018 | $0.00 | ||
Aug 3, 2018 | $0.00 | ||
Aug 10, 2018 | $0.00 | ||
Aug 17, 2018 | $0.00 | ||
Aug 24, 2018 | $0.00 | ||
Aug 31, 2018 | $0.00 | ||
Sep 7, 2018 | $0.00 | ||
Sep 14, 2018 | $0.00 | ||
Sep 21, 2018 | $0.00 | ||
Sep 28, 2018 | $0.00 | ||
Oct 5, 2018 | $0.00 | ||
Oct 12, 2018 | $0.00 | ||
Oct 19, 2018 | $0.00 | ||
Oct 26, 2018 | $0.00 | ||
Nov 2, 2018 | $0.00 | ||
Nov 9, 2018 | $0.00 | ||
Nov 16, 2018 | $0.76 | Nov 20, 2018 | $0.76 |
Nov 23, 2018 | $0.53 | Nov 20, 2018 | $0.53 |
Nov 30, 2018 | $0.76 | Nov 25, 2018 | $0.76 |
Dec 7, 2018 | $0.76 | Nov 25, 2018 | $0.45 |
Dec 16, 2018 | $0.30 | ||
Dec 14, 2018 | $0.76 | Dec 16, 2018 | $0.76 |
Dec 21, 2018 | $0.15 | Dec 16, 2018 | $0.15 |
Dec 28, 2018 | $0.00 | ||
Jan 4, 2019 | $0.00 | ||
Jan 11, 2019 | $0.00 | ||
Jan 18, 2019 | $0.76 | Jan 15, 2019 | $0.76 |
Jan 25, 2019 | $0.45 | Jan 15, 2019 | $0.45 |
Feb 1, 2019 | $0.00 | ||
Feb 8, 2019 | $0.00 | ||
Feb 15, 2019 | $0.00 | ||
Feb 22, 2019 | $0.00 | ||
Mar 1, 2019 | $0.76 | Feb 27, 2019 | $0.76 |
Mar 8, 2019 | $0.76 | Feb 27, 2019 | $0.45 |
Mar 15, 2019 | $0.76 | ||
Mar 22, 2019 | $0.76 | ||
Mar 29, 2019 | $0.76 | ||
Apr 5, 2019 | $7.56 | ||
Apr 12, 2019 | $7.56 | ||
Apr 19, 2019 | $7.56 | ||
Apr 26, 2019 | $7.56 | ||
May 3, 2019 | $7.56 | ||
May 10, 2019 | $7.56 | ||
May 17, 2019 | $7.56 | ||
May 24, 2019 | $7.56 | ||
May 31, 2019 | $7.56 | ||
Jun 7, 2019 | $7.56 | ||
Jun 14, 2019 | $2.68 |
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