Buy flash tool to support my phone service hand
Ari
Garut, Indonesia
43% repaid
Entrepreneur
Name
Ari
Member since
July 2015
On-time repayments
63 installments • 27%
About Me
My name is Ari herdiana, I was born on 05.15.1992 in Garut and still live there. I am the second son of three brothers. I graduated from high school in 2011, but did not go further to study because our family is underprivileged. My father is the only bread winner in the family and our family's economy is just enough for living.
Therefore, after graduating from school I decided to look for a job. Finding a job was not easy, several times I tried to apply for a job no one accepted me. Finally at the end of 2011 I got a job at a prepaid phone kiosk (special Kiosk in Indonesia where people can add more credits to their prepaid mobile). My first job lasted for 1.5 years.
I then worked for a residential developer in Garut until the beginning of 2014. At present, I am working at a shop selling light steel products.
My Business
Due to the current working conditions with a fairly small salary is only about IDR 700,000 ($ 53,8) / month, my current salary cannot help much to improve the my economy and that of my family – not enough to meet the daily needs.
I have been doing a small side business of fixing small mobile phone that I can run after I get off work from the steel shop. I can do this because I had once attended a course of education service handphone also since I think it would be a waste if my small skill is used regularly.
I usually do phone servicing work at night. Because of the limitations of the tools I have, sometimes I have to borrow tools from a friend who was also a mobile phone repairer that have more tools.
At present, my customers are mostly the neighbors and friends and due various constraints, most notably limited equipment, I usually ccan only finish fixing one mobile phone service per week. My service costs between IDR 40,000 ($ 3) to IDR 60,000 ($ 4,6) per repair. Therefore I would like to apply for a loan to expand my small business' capacity.
Loan Proposal
In order to support service mobile phone service that I live, I am applying for a loan to zidisha.org. I applied for a loan of $ 100 USD or around IDR 1,300,000 if the loan is approved. I would receive IDR 1.100.000 ($ 84,6) because this is my first loan in zidisha.
I plan to use to buy service equipment service including used Nokia's 'flash tool' since many of my customers nearby are using nokia mobile phones. With the 'flash tool' I hope to increase the capacity of my service. I no longer would need to visit to my friend to borrow his, and I can do a service in my own home. This will speed up my service.
As I have mentioned above, I usually can only finish repairing one mobile phone per week. With additional capital I can buy tool that will increase the number of mobile phones can I service in one week from one mobile phone per week to two mobile phones.
I charge for my service between IDR 40,000 ($ 3) to IDR 60,000 ($ 4,6) for a mobile phone. Here is my analysis of my monthly service:
Monthly income projection BEFORE getting a loan
- Service revenue per WEEK 1 mobile phone = IDR 40,000 ($ 3) - IDR 60,000 ($4,6)
- Service revenue service per MONTH 4 mobile phones = IDR 160,000 ($12,3) - IDR 240,000 ($ 18,5)
* Note: revenue does not include spare parts which need to be paid for separately by the customers (if any).
Monthly income projection AFTER receiving the loan
- Service revenue per WEEK 2 mobile phones = IDR 80,000 ($ 6,1) - IDR 120,000 ($ 9,2) every week
- Service revenue service per MONTH 4 mobile phones = IDR 320.000 ($ 24,6) - IDR 480,000 ($ 36,9) every month
* Note: revenue does not include spare parts which need to be paid for separately by the customers (if any).
I also make small profits from replacing spare parts. In one month I can earn additional gross revenue around IDR 650,000 ($ 50 ).
I wish to increase this income so I can help my family, and we can increase our standard of living a little. Ammin (hopeful chant in Indonesian/Arabic).
This is my proposal. I want to thank you in advance to all the lenders and the team members at Zidisha.
Best regards,
Ari Herdiana
Show original Bahasa Indonesia
About Me
Nama saya Ari herdiana, saya lahir pada tanggal 15/05/1992 di garut dan tinggal di garut, saya anak ke 2 dari 3 bersaudara. Saya hanya lulusan SMU pada tahun 2011, tidak melanjutkan kuliah karena keluarga berasal dari golongan keluarga yang boleh disebut kurang mampu, ayah hanya seorang buruh dan ibu hanya seorang ibu rumah tangga, kehidupan keluarga saya sangat pas pasan.
Oleh karena itu, setelah lulus sekolah saya memutuskan untuk mencari pekerjaan. Mencari pekerjaan ternyata tidak mudah, beberapa kali mencoba melamar pekerjaan belum ada yang menerima saya. Syukur pada akhirnya di tahun 2011 saya diterima kerja di sebuah konter/ outlet pengisian pulsa, itu hanya berjalan selama 1,5 tahun. Selanjutnya saya bekerja di sebuah developer perumahan di kota garut, di pekerjaan ini hanya sampai awal tahun 2014. Dan selanjutnya saya bekerja di sebuah toko produk baja ringan sampai sekarang
My Business
Karena kondisi pekerjaan saat ini dengan gaji yang cukup kecil hanya sekitar Rp 700.000,- / bulan tidak banyak membantu meningkatkan ekonomi saya dan keluarga saya, tidak dapat mencukupi kebutuhan sehari-hari. Saya mencari sampingan usaha menerima service hand phone kecil – kecilan yang saya jalankan setelah saya pulang kerja dari toko baja. Ini saya lakukan karena dahulu saya pernah mengikuti kursus pendidikan service hand phone, saya berpikir sangat disayangkan jika sedikit keterampilan ini tidak dimanfaatkan. Biasanya saya melakukan service handphone ini pada malam hari dan karena keterbatasan alat kadang saya pergi ke teman yang juga tukang service handpone yang mempunyai alat lebih lengkap, saya menumpang disana. Sementara ini pelanggan saya masih sekitar tetangga dan teman. Saat ini karena keterbatasan satu dan lain hal antara lain peralatan, saya biasanya hanya bisa menyelesaikan service satu buah handphone dalam waktu satu minggu dengan biaya jasa antara 40,000 sampai 60,000 per handphone. Oleh karena itu saya ingin mengajukan pinjaman untuk mendukung usaha kecil saya.
Loan Proposal
Dalam rangka menunjang pelayanan service handphone yang saya jalani, saya mengajukan pinjaman ke zidisha.org ini. Saya mengajukan pinjaman sebesar $100 USD atau sekitar Rp 1.300.000,- jika pinjaman ini disetujui yang akan terima adalah Rp 1.100.000,- karena ini adalah pinjaman pertama saya di zidisha, rencananya akan saya pergunakan untuk membeli peralatan service antara lain alat flash bekas untuk handphone nokia, ini karena kebanyakan di sekitar saya tinggal memakai handphone nokia.
Dengan adanya alat flash ini saya berharap bisa meningkatkan pelayanan jasa service handphone saya. Saya tidak perlu lagi harus datang ke teman saya untuk pinjam alat service, dan saya bisa melakukan service di rumah sendiri, ini akan mempercepat pelayanan service handphone saya.
Saat ini karena keterbatasan satu dan lain hal antara lain peralatan, saya biasanya hanya bisa menyelesaikan service satu buah handphone dalam waktu satu minggu. Saya menargetkan dengan tambahan modal ini bisa menambah alat service saya, ini akan meningkatkan jumlah handphone yang bisa saya service dalam satu minggunya, yang sebelumnya 1 handphone dalam seminggu menjadi minimal 2 handphone setiap minggunya.
Jika jasa service handphone yang saya jalankan biasanya saya terapkan tarif Rp 40.000,- sampai Rp 60.000,- untuk 1 handphone, maka berikut ini analisa jasa service saya dalam satu bulan :
Pendapatan tiap bulan sebelum mendapat pinjaman
- pendapatan jasa service Hp 1 minggu : 1 Hp = Rp 40.000,- Rp. 60.000 tiap minggu
- pendapatan jasa service Hp 1 bulan : 4 Hp = Rp 160.000,- Rp. 240.000 tiap bulan
*catatan : itu hanya dari jasa service saja, belum termasuk biaya spare part yang harus diganti jika ada.
Pendapatan tiap bulan setelah mendapat pinjaman
- pendapatan jasa service Hp 1 minggu : 2 Hp = Rp 80.000,- Rp. 120.000 tiap minggu
- pendapatan jasa service Hp 1 bulan : 8 Hp = Rp 320.000,- Rp 480.000 tiap bulan
*catatan : itu hanya dari jasa service saja, belum termasuk biaya spare part yang harus diganti jika ada. Dari pembelian spare part yang harus diganti ini saya juga sedikit mendapatkan keuntungan.
Semoga dengan peningkatan pendapatan ini saya bisa membantu keluarga saya, dan bisa meningkatkan sedikit taraf hidup kami..Ammin..
Demikian proposal ini saya buat, terima kasih sebelumnya kepada seluruh pemberi pinjaman dan kepada team zidisha.
Hormat saya,
Ari herdiana
Feedback
Positive
1
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Aug 16, 2015
Repayment status
Late
Projected term
14 months
Lenders
Germany
Ask Ari a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.
Summary
Amount repaid
$45.17
Amount remaining
$59.84
Expected completion
Oct 30, 2016
Status
Repaying late
Installment amount
$1.53
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Aug 23, 2015 | $2.30 | Aug 27, 2015 | $2.30 |
| Aug 30, 2015 | $2.30 | Aug 27, 2015 | $2.30 |
| Sep 6, 2015 | $2.30 | Sep 6, 2015 | $2.30 |
| Sep 13, 2015 | $2.30 | Sep 13, 2015 | $2.30 |
| Sep 20, 2015 | $2.30 | Sep 21, 2015 | $2.30 |
| Sep 27, 2015 | $2.30 | Oct 7, 2015 | $2.30 |
| Oct 4, 2015 | $2.30 | Oct 18, 2015 | $2.30 |
| Oct 11, 2015 | $2.30 | Oct 18, 2015 | $2.30 |
| Oct 18, 2015 | $2.30 | Oct 24, 2015 | $2.30 |
| Oct 25, 2015 | $2.30 | Nov 9, 2015 | $2.30 |
| Nov 1, 2015 | $2.30 | Nov 15, 2015 | $2.30 |
| Nov 8, 2015 | $2.30 | Nov 15, 2015 | $2.30 |
| Nov 15, 2015 | $2.30 | Nov 15, 2015 | $2.30 |
| Nov 22, 2015 | $1.53 | Nov 22, 2015 | $1.53 |
| Nov 29, 2015 | $1.53 | Nov 29, 2015 | $1.53 |
| Dec 6, 2015 | $1.53 | Dec 6, 2015 | $1.53 |
| Dec 13, 2015 | $1.53 | Dec 13, 2015 | $1.53 |
| Dec 20, 2015 | $1.53 | Dec 20, 2015 | $1.53 |
| Dec 27, 2015 | $1.53 | Jan 6, 2016 | $1.53 |
| Jan 3, 2016 | $1.53 | Jan 6, 2016 | $1.53 |
| Jan 10, 2016 | $1.53 | Jan 27, 2016 | $1.53 |
| Jan 17, 2016 | $1.53 | Feb 5, 2016 | $1.53 |
| Jan 24, 2016 | $1.53 | Feb 29, 2016 | $1.53 |
| Jan 31, 2016 | $1.53 | ||
| Feb 7, 2016 | $1.53 | ||
| Feb 14, 2016 | $1.53 | ||
| Feb 21, 2016 | $1.53 | ||
| Feb 28, 2016 | $1.53 | ||
| Mar 6, 2016 | $1.53 | ||
| Mar 13, 2016 | $1.53 | ||
| Mar 20, 2016 | $1.53 | ||
| Mar 27, 2016 | $1.53 | ||
| Apr 3, 2016 | $1.53 | ||
| Apr 10, 2016 | $1.53 | ||
| Apr 17, 2016 | $1.53 | ||
| Apr 24, 2016 | $1.53 | ||
| May 1, 2016 | $1.53 | ||
| May 8, 2016 | $1.53 | ||
| May 15, 2016 | $1.53 | ||
| May 22, 2016 | $1.53 | ||
| May 29, 2016 | $1.53 | ||
| Jun 5, 2016 | $1.53 | ||
| Jun 12, 2016 | $1.53 | ||
| Jun 19, 2016 | $1.53 | ||
| Jun 26, 2016 | $1.53 | ||
| Jul 3, 2016 | $1.53 | ||
| Jul 10, 2016 | $1.53 | ||
| Jul 17, 2016 | $1.53 | ||
| Jul 24, 2016 | $1.53 | ||
| Jul 31, 2016 | $1.53 | ||
| Aug 7, 2016 | $1.53 | ||
| Aug 14, 2016 | $1.53 | ||
| Aug 21, 2016 | $1.53 | ||
| Aug 28, 2016 | $1.53 | ||
| Sep 4, 2016 | $1.53 | ||
| Sep 11, 2016 | $1.53 | ||
| Sep 18, 2016 | $1.53 | ||
| Sep 25, 2016 | $1.53 | ||
| Oct 2, 2016 | $1.53 | ||
| Oct 9, 2016 | $1.53 | ||
| Oct 16, 2016 | $1.53 | ||
| Oct 23, 2016 | $1.53 | ||
| Oct 30, 2016 | $0.13 | ||
Loading...