Male & female clothes and shoes,newborn clothes

Joshua

Mukunike, Kenya

100% repaid

Entrepreneur

Name

Joshua

Member since

March 2016

On-time repayments

159 installments  •  8%

About Me

If not God be on our side! Being born in this continent is a complicated life to face,challage and overcome.As for my case I was born and raised in village in machakos county s.e of capital city Nairobi,mukunike village.having born here my parent depedent on casual labour from locals for survival.And life was already complicated for me.I attended local school @ age of seven having in mind that had to kill myth that it illiterate rules.Through hard work I made it to high school.All family life,loaded me to save them,so I went to capital city Nairobi to try my luck after form four and I got a security guard job.life became difficult for me because my expenditure we more than my earning,so I decided to venture in business though I had no capital I sold households I had moved to eldoret to be a hawker and my entrepreneurial journey began.

My Business

After securing a security job,earning just six thousand a month,I.e sixty dollars a month.expectation from home were too high.I then sold household items I had worth 100$,move with my friend to eldoret for a hawking business.in 2013 I had accumulated capital and I opened a shop in eldoret town for a second clothing business,the business flourished from 100$ to earn 1000$ a month,due to increased demand for new born clothes,men & women wear more so sport shoes because this a city of athletes,I sought capital to expand my business but in vain.I also needed school fees for my two young sisters who are joining collage and a brother joining high school I sought capital more cash to expand my business,that's when I heard of zidisha from a friend,online francise loan offers with low interest rates which will blossom my business as a young entrepreneur while am eying a clothing mall because my dreams are valid.proverbs 26;1 expecting snow in summer and rain in dry season makes more sense.

Loan Proposal

Am seeking this loan help me expand my business by opening a shop and purchasing high quality clothes and shoes for both genders and young age,also want employ one person who will assist me in my business,pay revenue to the county government of uasin gishu to allow smooth running of my business.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Apr 7, 2016

Repayment status

On Time

Projected term

3 months

Lenders

PG

Paul Graham

United States

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  • John    Mar 1, 2017

    Hi Zidisha staff and lenders, we had a talk with Joshua and he says that his account had a problem. He has emailing you severally but he says you never reply, please contact him at [email protected]

    John
    VM

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  • John    Jan 21, 2017

    Hi Zidisha and lenders,

    I tried calling Joshua but unfortunately, I did not get to him. His phone was not answered. I will try later.

    John
    VM

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  • John    Oct 23, 2016

    Hi Zidisha Team and lenders,

    Joshua called me today and informed me his finances are very low and he would like to suspend his account. I told him to write to Zidisha's email and explain his situation.

    John.

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  • Joshua    Aug 30, 2016

    I would like to adjust to ensure an on time payment.

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  • Joshua    Aug 19, 2016

    thank lenders for fundind my loan,and have purchased a stock of $145 from previous stock wort $100 i used to purchase and that loan has expanded my investment & earnings,Thank you zidisha.

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  • Joshua    Aug 11, 2016

    Hi? I would like inform all lenders who funded my loan of $150.that I got all amount disbursed to my account and have purchased a stock of mens worth the amount & my business is progressing.I sincerely thank you all lenders from the bottom of my heart for helping me raise this amount, God bless.

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  • Joshua    Aug 11, 2016

    Hi? I would like inform all lenders who funded my loan of $150.that I got all amount disbursed to my account and have purchased a stock of mens worth the amount & my business is progressing.I sincerely thank you all lenders from the bottom of my heart for helping me raise this amount, God bless.

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  • Joshua    Aug 8, 2016

    I would like inform all lenders that today I got $150 as you funded,this will help me purchase stock of men's wear for my business.I would like to sincerely thank you and God bless you.

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  • Joshua    Aug 5, 2016

    Thank you tramedous lenders,I appreciate,this loan will help me purchase stock for my clothing which will help my business grow.thanks and God bless you all lenders who helping our dream come true.

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  • Joshua    Jul 26, 2016

    So far its been an amazing experience to be in Zidisha bacause this loan had made my business flourish which was on the verge of going down,have made to increase stock which is now doing,thanks to all lenders who funded my loan and zidisha for changing my life.

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  • Joshua    Jul 22, 2016

    I want increase my installment to 6000,since am a business and have some cash at hand and I don't want misuse it so I refer paying.this loan has enabled me add new stock in my business and am doing well.

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  • Joshua    Jun 27, 2016

    Hi,I would like sincerely thank lenders who have funded my loan.

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  • Joshua    Jun 7, 2016

    first I would like sincere to thank zidisha from the bottom of my heart,because that loan u gave came to save my business which was almost going down.I purchased a new stock which since then was my success with the help of some of zidisha members I got very crucial ideas how to run my business.looking to expand my business with the new loan.

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  • Joshua    May 26, 2016

    The reason for adjusting my payment is that I want mention my trust with zidisha by making an on time payment.

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  • Joshua    May 18, 2016

    I would like to sincere thank zidisha as this online flat form is changing my lifestyle through my business,i am also adjusting my installment to be able to ensure an on time payment and increase my loyalty with zindisha and all the lenders across the word.

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  • Joshua    May 15, 2016

    The reason for adjusting my payment is to ensure on time payment,be a trusted person and increase my credit limit.

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  • Joshua    May 6, 2016

    an amazing experience with zidisha,you are changing the world,lifes of millions.love it

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  • Joshua    May 6, 2016

    I would like to adjust my installments in order to keep my credit limit 100% with zidisha ,my self and my business to grow.I also like to thank Graham from USA who fully funded my first loan,mentor john thiaro,and anyone in zidisha who is contributing to success of my business.

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  • John    May 4, 2016

    Hi Zidisha, Joshua called me later after I had missed him and he told me he had an injury which resulted in him not being able to service the loan as scheduled.

    He confirmed that he is now okay and he will continue repaying his loan as per agreement.

    John.

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  • John    May 4, 2016

    Hi Zidisha, I tried calling Joshua but could not get him although his phone was going through. The community leader happened to be his father whom we talked with and I requested him to kindly ask him to inform Joshua to give me a call so that we can discuss something. I let you know how it goes.

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