Charles
Kinangop, Kenya
100% repaid
Name
Charles
Member since
June 2016
On-time repayments
176 installments • 37%
It was later to dawn to me that it would again take almost ten years waiting to be absorbed by the government. With the skills that I had acquired in Information Technology, I thought of switching to something different and the idea of self employment was born. During my stay I have been offering services and on producing online payslips for teachers, I have been disappointed since they are usually underpaid and id rather stay in business where I feel I do better than in the teaching profession. May be in future i will invest in education and think of managerial position in the teaching profession which is far much better than being just a classroom teacher. It was later to dawn to me that it would again take almost ten years waiting to be absorbed by the government. With the skills that I had acquired in Information Technology, I thought of switching to something different and the idea of self employment was born. During my stay I have been offering services and on producing online payslips for teachers, I have been disappointed since they are usually underpaid and id rather stay in business where I feel I do better than in the teaching profession. May be in future i will invest in education and think of managerial position in the teaching profession which is far much better than being just a classroom teacher.
After graduation and no jobs coming by, I decided to start a simple business to earn income, I own a stall offering various accessories I own a desktop computer and have been offering computer typesetting services to my customers. I also design cards and do the printing. The business is so far doing well, however the operation cost is making profits go down, in side of printing, i dont have a reliable printer and the HP deskjet 2515 that I own is not reliable. This means that whenever I have bulk printing and photocopying, there is interuption to do some reffiling of ink and sometimes the catridges fail. Photocopying is my main source of income since atleast every day i make about USD5 in photocopies only.
I have observed that the cost of printing is high as most of the time my deskjet printer requires ink refil. I have done market research and realised the economical epson printers. I have settled on Epson L220 series after observing it work for somewhile. This printer can also print photos, cards as well as photocopy. The printer goes for USD 200, I am requesting zidisha to hep me towards its purchase. I will contribute the remaining amount after I get what you have given me chance to apply. With what I receive from zidisha, i have future plans and will work to build trust with the lenders for future engagements where I think is when I will get a considerable loan. I have a dream of expanding my business in the near future so as to empower my self economically.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$90.00
Date disbursed
Jul 13, 2016
Repayment status
On Time
Projected term
3 months
Other loans
Amount repaid
$94.50
Amount remaining
$0.00
Date repaid
Sep 26, 2016
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jul 24, 2016 | $1.01 | Aug 3, 2016 | $1.01 |
Jul 31, 2016 | $0.00 | ||
Aug 7, 2016 | $1.01 | Aug 7, 2016 | $1.01 |
Aug 14, 2016 | $1.01 | Aug 7, 2016 | $0.02 |
Aug 14, 2016 | $0.99 | ||
Aug 21, 2016 | $1.01 | Aug 14, 2016 | $0.02 |
Aug 21, 2016 | $0.99 | ||
Aug 28, 2016 | $1.01 | Aug 21, 2016 | $0.02 |
Aug 29, 2016 | $0.99 | ||
Sep 4, 2016 | $1.01 | Aug 29, 2016 | $0.02 |
Sep 4, 2016 | $0.99 | ||
Sep 11, 2016 | $1.01 | Sep 4, 2016 | $0.02 |
Sep 11, 2016 | $0.99 | ||
Sep 18, 2016 | $1.01 | Sep 11, 2016 | $0.02 |
Sep 17, 2016 | $0.99 | ||
Sep 25, 2016 | $0.02 | Sep 17, 2016 | $0.02 |
Oct 2, 2016 | $30.25 | Sep 18, 2016 | $30.25 |
Oct 9, 2016 | $14.45 | Sep 18, 2016 | $14.45 |
Oct 16, 2016 | $20.17 | Sep 26, 2016 | $20.17 |
Oct 23, 2016 | $21.55 | Sep 26, 2016 | $21.55 |
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