Robert
Mishomoroni, Kenya
100% repaid
Name
Robert
Member since
July 2016
On-time repayments
87 installments • 69%
H I am Robert 37 years old and a father of one kid. I am a businessman in operating in Mombasa town where I relocated 7 years ago from upcountry. I sell hardware materials mostly construction materials in an open air market here in Mombasa. My clients are mostly artisans who work in numerous construction sites around town.
I was born near Mount Kenya - the second tallest mountain in Africa. It is a very cold place (by our standards) with many rivers meandering from the mountain. I was born in a farming community where rice and coffee are produced in plenty.
The main challenge of this area is over-population where the land has been sub-divided into very small parcels which are no longer viable. For this reason, I had to look for greener pastures elsewhere to give room to my younger siblings.
My child is a two years old and as such she we cannot tell what she will be in future.
I am currently doing a course in Web Development and hopefully I will change my career soon or dabble with both.
I started this business with nothing more than a dream. I started by hawking small items such as match boxes, toothpicks etc from door to door. With hard work and serious savings, I was able to buy my first stock of hardware materials in after one year. I started by selling electric cables and wall sockets. The business was slow at first because I was doing it in back streets of the city where crime was very high.
I however managed to move to a better neighborhood where I am still running the business.
My normal day entails buying the hardware materials and then retailing them from my outlet. I also buy used hardware material like pipes and electrical cables from people who demolish old houses.
I have had some lucky instances where I have been asked to provide items to learning institutions. Zidisha has come in handy to finance such projects and this has accelerated the growth my business significantly.
I like this job because it gives supports my family. I am optimistic that with credit from Zidisha, I will be able to get more business and hence increase my profitability.
Ultimately, I'd like to open a big store where people will come for far and wide to buy my stuff.
I was recently given an order to supply 2 water tanks to a nearby school. I will use this money to by the two tanks which will cost a total of about USD 400. I have a little bit of savings that I will use to add up to this amount.
I hope to make quick profit from this transaction and this will enable me to increase more stock and also open a new venture of supplying such tanks to other schools in the area.
Positive
2
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$217.00
Date disbursed
May 31, 2017
Repayment status
On Time
Projected term
48 months
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Emily Care Boss Nov 7, 2017
Robert Nov 17, 2017
Robert Dec 2, 2017
Robert Dec 21, 2017
BernadetteV May 24, 2017
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