Loan to stock my hair and cosmetics shops before yultide
Jane
Accra, Kokomemle, Ghana
100% repaid
Entrepreneur
Name
Jane
Member since
October 2016
On-time repayments
133 installments • 17%
About Me
My name is Jane Goli. I was born and bread in a poor village at Manya in the Eastern region of Ghana. Life has not been easy for me at all because, my parents were very poor and we could hardly eat three (3) times daily.
Nonetheless, they managed to send me to school. I studied General Arts in secondary school because I had the passion for journalism. Things became more challenging when my mother died from malaria when I was writing final exams in school. I changed my mind to study nursing when my father also died from cholera because, he was not having money to buy some prescribed drugs and there was no one to help.
Hmmmmm.....this is how I became an orphan but very determined to further my education. I started helping my neighbors and community members on their farms and doing house chores for them at a cost so to survive..
I have saved and bought an admission form and went for student loan to pay my fees every semester for three years.
I graduated from nurses training college and now work as a professional nurse at the Ridge Hospital, Accra -Ghana.
My Business
As indicated in my story above, I am a nurse by profession but I own hair and cosmetics retailing shops in the national capital, Accra.
What informed my decision to become and nurse and have other sources of income was the death of my parents especially my father (who died as a result of his inability to buy drugs).
I sell hair and cosmetics (body creams, perfumes, hair creams of different kinds) at Kokomlemle, Accra. I do this so I can continuously support patients who are incapable of paying their medical bills.
The typical costs I incur are transportation cost and carriages on goods purchased for my shops.
Loan Proposal
When this loan proposal is approved, I will buy 8 pieces of Ultra Hair at USD1.26 (GH¢ 5.00) each. That is USD 10.08 (GH¢ 40.00) in all for the hair. The remaining however, will be used to buy Shea Butter from the Northern region of Ghana so I can sell during the harmattan season (summer).
I will benefit greatly from this because, it will help me stock my shops to meet the demands of my clients during the aforementioned season.
At the end of the period, my revenue will increase by USD37.78 (GH¢150.00) and this will enhance my charity project.
Dear lenders, please, fund my loan so I can stay in business and continue helping poor and needy individuals.
I hope my application would meet your kind consideration and approval.
Thank you.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$20.00
Date disbursed
Oct 31, 2016
Repayment status
On Time
Projected term
4 months
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