Entrepreneur
Name
Ernestina Konadu
Member since
May 2015
On-time repayments
209 installments • 49%
About Me
My name is Ernestina Konadu. I come from the Brong Ahafo part of Ghana, and I am the first born child in a family of six children. Our father died when I was still in high school, and that made the turning point of our life. My mum, who was a house wife then, had to struggle to pay school fees and provide basic needs for the six of us.
We all worked hard in school, and during holidays and weekends we would help mum by hawking groundnuts, sweets, and soda to supplement her little earnings. We were supportive of each other and would allow Mum to buy us uniforms in turns, since she could not handle all the pairs in one go, but all in all we made it through the Grace of God. I am now married to a handsome man called Enoch Ofori with one son.
My Business
Givers Bakery deals with baking and selling of bread. My aim now is to buy flour and margarine and other things that would assist me in the bakery services. Since I am into baking, I want to employ more people to assist them to have knowledge in small-scale business.
The profit made is used to pay the workers that I employ, and I use some to help my junior siblings, who are also in school-going age. I will pay my loan through my sales as stipulated in our agreement. Thank you for considering me: it’s a great honor to be part of this family.
Loan Proposal
I will use 400$ to purchase an oven which can bake two bags of flour a day, this will help me bake my bread more faster each to be distributed to my customers, I will also use 148$ to purchase diamond margarine to enable me bake sweet and fine bread to be sold to my customers.
This loan will increase my income to a good significant figure which will offer to me an amount to repay off my loan and use some to pay my workers.
About Me
My name is Ernestina Konadu, I come from the Brong Ahafo part of Ghana , am the first born child in a family of six children ,Our father died when I was still in high school and that made the turning point of our life.
We all worked hard in school and during holidays and weekends we would help mum by hawking groundnuts sweets and soda to supplement her little earnings, we were supportive of each other and would allow Mum to buy us uniform in terns since she could not handle all the pairs at a go , but all in all we made it thru the Grace of God. Am now married to a handsome man called Enoch Ofori with one son
My Business
Givers bakery deals baking and selling of bread. My aim now is to buy flour and magarine and other things that we assist me in the bakery services. Since am into baking, I want to employ more people to assist them to have a knowledge in small scale business.
The profit made shall be disbursed to repay off the loan and some for funding my sibling educational needs, thank you for considering me, It’s a great honor to be part of this family.
Loan Proposal
I will use 400$ to purchase an oven which can bake two bags of flour a day, this will help me bake my bread more faster each to be distributed to my customers, I will also use 148$ to purchase diamond margarine to enable me bake sweet and fine bread to be sold to my customers.
This loan will increase my income to a good significant figure which will offer to me an amount to repay off my loan and use some to pay my workers.
Feedback
Positive
11
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$541.00
Date disbursed
Nov 4, 2017
Repayment status
Late
Projected term
43 months
Other loans
Lenders
United States
United States
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Summary
Amount repaid
$27.44
Amount remaining
$513.75
Expected completion
Oct 25, 2019
Status
Repaying late
Installment amount
$20.93
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 17, 2017 | $8.61 | Nov 13, 2017 | $8.61 |
| Nov 24, 2017 | $0.00 | ||
| Dec 1, 2017 | $0.00 | ||
| Dec 8, 2017 | $0.23 | Oct 28, 2018 | $0.23 |
| Dec 15, 2017 | $0.00 | ||
| Dec 22, 2017 | $0.00 | ||
| Dec 29, 2017 | $0.00 | ||
| Jan 5, 2018 | $0.00 | ||
| Jan 12, 2018 | $0.00 | ||
| Jan 19, 2018 | $0.00 | ||
| Jan 26, 2018 | $0.00 | ||
| Feb 2, 2018 | $0.00 | ||
| Feb 9, 2018 | $0.00 | ||
| Feb 16, 2018 | $0.00 | ||
| Feb 23, 2018 | $0.00 | ||
| Mar 2, 2018 | $0.00 | ||
| Mar 9, 2018 | $0.00 | ||
| Mar 16, 2018 | $0.00 | ||
| Mar 23, 2018 | $0.00 | ||
| Mar 30, 2018 | $0.00 | ||
| Apr 6, 2018 | $0.00 | ||
| Apr 13, 2018 | $0.00 | ||
| Apr 20, 2018 | $0.00 | ||
| Apr 27, 2018 | $0.00 | ||
| May 4, 2018 | $0.00 | ||
| May 11, 2018 | $0.00 | ||
| May 18, 2018 | $0.00 | ||
| May 25, 2018 | $0.00 | ||
| Jun 1, 2018 | $0.00 | ||
| Jun 8, 2018 | $0.00 | ||
| Jun 15, 2018 | $0.00 | ||
| Jun 22, 2018 | $0.00 | ||
| Jun 29, 2018 | $0.00 | ||
| Jul 6, 2018 | $0.00 | ||
| Jul 13, 2018 | $0.00 | ||
| Jul 20, 2018 | $0.00 | ||
| Jul 27, 2018 | $0.00 | ||
| Aug 3, 2018 | $0.00 | ||
| Aug 10, 2018 | $0.00 | ||
| Aug 17, 2018 | $0.00 | ||
| Aug 24, 2018 | $0.00 | ||
| Aug 31, 2018 | $0.00 | ||
| Sep 7, 2018 | $0.00 | ||
| Sep 14, 2018 | $0.00 | ||
| Sep 21, 2018 | $0.00 | ||
| Sep 28, 2018 | $0.00 | ||
| Oct 5, 2018 | $0.00 | ||
| Oct 12, 2018 | $0.00 | ||
| Oct 19, 2018 | $0.00 | ||
| Oct 26, 2018 | $0.00 | ||
| Nov 2, 2018 | $0.23 | Oct 28, 2018 | $0.23 |
| Nov 9, 2018 | $0.23 | Oct 28, 2018 | $0.23 |
| Nov 16, 2018 | $0.23 | Oct 28, 2018 | $0.23 |
| Nov 23, 2018 | $0.23 | Oct 28, 2018 | $0.23 |
| Nov 30, 2018 | $0.23 | Oct 28, 2018 | $0.23 |
| Dec 7, 2018 | $2.33 | Dec 12, 2018 | $2.33 |
| Dec 14, 2018 | $0.00 | ||
| Dec 21, 2018 | $0.00 | ||
| Dec 28, 2018 | $0.00 | ||
| Jan 4, 2019 | $0.00 | ||
| Jan 11, 2019 | $0.00 | ||
| Jan 18, 2019 | $0.00 | ||
| Jan 25, 2019 | $0.00 | ||
| Feb 1, 2019 | $0.00 | ||
| Feb 8, 2019 | $0.00 | ||
| Feb 15, 2019 | $0.00 | ||
| Feb 22, 2019 | $0.23 | Feb 26, 2019 | $0.23 |
| Mar 1, 2019 | $0.23 | Feb 26, 2019 | $0.23 |
| Mar 8, 2019 | $0.23 | Feb 26, 2019 | $0.23 |
| Mar 15, 2019 | $0.23 | Feb 26, 2019 | $0.23 |
| Mar 22, 2019 | $0.23 | Feb 26, 2019 | $0.23 |
| Mar 29, 2019 | $2.33 | Feb 26, 2019 | $1.16 |
| Mar 28, 2019 | $1.16 | ||
| Apr 5, 2019 | $2.33 | Mar 28, 2019 | $1.16 |
| May 7, 2019 | $1.16 | ||
| Apr 12, 2019 | $2.33 | May 7, 2019 | $2.33 |
| Apr 19, 2019 | $2.33 | May 7, 2019 | $2.33 |
| Apr 26, 2019 | $2.33 | May 7, 2019 | $2.33 |
| May 3, 2019 | $2.33 | May 7, 2019 | $2.33 |
| May 10, 2019 | $20.93 | ||
| May 17, 2019 | $20.93 | ||
| May 24, 2019 | $20.93 | ||
| May 31, 2019 | $20.93 | ||
| Jun 7, 2019 | $20.93 | ||
| Jun 14, 2019 | $20.93 | ||
| Jun 21, 2019 | $20.93 | ||
| Jun 28, 2019 | $20.93 | ||
| Jul 5, 2019 | $20.93 | ||
| Jul 12, 2019 | $20.93 | ||
| Jul 19, 2019 | $20.93 | ||
| Jul 26, 2019 | $20.93 | ||
| Aug 2, 2019 | $20.93 | ||
| Aug 9, 2019 | $20.93 | ||
| Aug 16, 2019 | $20.93 | ||
| Aug 23, 2019 | $20.93 | ||
| Aug 30, 2019 | $20.93 | ||
| Sep 6, 2019 | $20.93 | ||
| Sep 13, 2019 | $20.93 | ||
| Sep 20, 2019 | $20.93 | ||
| Sep 27, 2019 | $20.93 | ||
| Oct 4, 2019 | $20.93 | ||
| Oct 11, 2019 | $20.93 | ||
| Oct 18, 2019 | $20.93 | ||
| Oct 25, 2019 | $11.40 | ||
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