Need to increase food stock to boost my business
Pamela
Nyamanga Village, Kenya
26% repaid
Entrepreneur
Name
Pamela
Member since
May 2015
On-time repayments
144 installments • 21%
About Me
I am Pamela Aoko, a widowed lady and mother of eight children. I am a grandmother of three beautiful granddaughters. I grew up in a polygamous family, my father had four wives and my mother was the 3rd wife. My parents were peasant farmers with very limited income. I and my siblings (girls) did not get chance to pursue education past primary education and most of them dropped out in grade 5 and below.
I had a very hard life in my childhood as my father discriminated girls from going to school and he only educated his sons. I got married at the age of 17 as a 1st wife since I did not want to get married in a polygamous set-up. My husband died 4 years ago and left me with eight children to take care. This hardship since my husband was not employed and was a peasant farmer too, I decided to start a small business to support my family and that is how I started a grocery kiosk in Nyamanga Village of Mbita Sub County.
I am involved in peer support group for widows in my community as a chairperson, I do counsel with them and advise them to start small income generating activities that could help them avoid irresponsible behaviors leading to sex and contraction of HIV/AIDS among other sexually transmitted disease that has threatened survival of future generations of Africa. living with my brother's children ,they are orphans and were left in my hands.
My Business
I am in the business of fresh fruits and green vegetables buying and selling. My products are; bananas, oranges, paw paw, green maize, beans and watermellon but my main product that I buy and sell in bulk is green grams followed by beans. During harvesting season always I stock green maize of upto US$ 400 and beans US$200. I stock these products during harvesting season because during this period farmers do sell them at throw away price then treat to preserve and store for two to three months and sell when the price had increased by 70% giving a profit of almost 60%.
My business is profitable though we cannot expand due to lack of capital that serves to thwart my efforts in timing and scaling up. The prices of grains are always down during harvesting . If I get Zidisha loan, I look forward to repaying in time so that I can qualify for more bigger loans from ZIDISHA to enable me expand and grow my business.
Loan Proposal
I am seeking a loan of KES 42,034 to add my savings of KES 10,500 in order toimprove my food selling shop. With improved housing, I will be able to preserve and sale fresh fruits, paw paw, oranges, mangoes for long-term selling. I'll be purchasing the green vegetables, tomatoes from Kisii and store for long-term selling. With a good storage and food preservation method, I will be able to sale at a very good prices and make a very good return for my business. I will double my current daily income from KES 800 to KES 1,200 due to increased sale as a result of conducive environment for food storage and selling. I want to thank my ZIDISHA lenders for trust in my business.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$422.00
Date disbursed
Sep 13, 2015
Repayment status
Late
Projected term
30 months
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Summary
Amount repaid
$115.00
Amount remaining
$325.98
Expected completion
Mar 25, 2018
Status
Repaying late
Installment amount
$3.00
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Sep 20, 2015 | $20.00 | Sep 22, 2015 | $10.00 |
| Sep 30, 2015 | $10.00 | ||
| Sep 27, 2015 | $0.00 | ||
| Oct 4, 2015 | $0.00 | ||
| Oct 11, 2015 | $6.00 | Oct 8, 2015 | $6.00 |
| Oct 18, 2015 | $6.00 | Oct 8, 2015 | $4.00 |
| Oct 13, 2015 | $2.00 | ||
| Oct 25, 2015 | $6.00 | Oct 13, 2015 | $6.00 |
| Nov 1, 2015 | $6.00 | Oct 13, 2015 | $6.00 |
| Nov 8, 2015 | $6.00 | Oct 13, 2015 | $6.00 |
| Nov 15, 2015 | $6.00 | Oct 13, 2015 | $6.00 |
| Nov 22, 2015 | $6.00 | Oct 13, 2015 | $4.00 |
| Oct 21, 2015 | $2.00 | ||
| Nov 29, 2015 | $6.00 | Oct 21, 2015 | $6.00 |
| Dec 6, 2015 | $6.00 | Oct 21, 2015 | $2.00 |
| Oct 29, 2015 | $4.00 | ||
| Dec 13, 2015 | $6.00 | Oct 29, 2015 | $6.00 |
| Dec 20, 2015 | $6.00 | Nov 12, 2015 | $6.00 |
| Dec 27, 2015 | $6.00 | Nov 12, 2015 | $6.00 |
| Jan 3, 2016 | $6.00 | Nov 12, 2015 | $6.00 |
| Jan 10, 2016 | $6.00 | Nov 12, 2015 | $6.00 |
| Jan 17, 2016 | $6.00 | Nov 12, 2015 | $1.00 |
| Nov 19, 2015 | $5.00 | ||
| Jan 24, 2016 | $5.00 | Nov 19, 2015 | $5.00 |
| Jan 31, 2016 | $0.00 | ||
| Feb 7, 2016 | $0.00 | ||
| Feb 14, 2016 | $0.00 | ||
| Feb 21, 2016 | $0.00 | ||
| Feb 28, 2016 | $3.00 | ||
| Mar 6, 2016 | $3.00 | ||
| Mar 13, 2016 | $3.00 | ||
| Mar 20, 2016 | $3.00 | ||
| Mar 27, 2016 | $3.00 | ||
| Apr 3, 2016 | $3.00 | ||
| Apr 10, 2016 | $3.00 | ||
| Apr 17, 2016 | $3.00 | ||
| Apr 24, 2016 | $3.00 | ||
| May 1, 2016 | $3.00 | ||
| May 8, 2016 | $3.00 | ||
| May 15, 2016 | $3.00 | ||
| May 22, 2016 | $3.00 | ||
| May 29, 2016 | $3.00 | ||
| Jun 5, 2016 | $3.00 | ||
| Jun 12, 2016 | $3.00 | ||
| Jun 19, 2016 | $3.00 | ||
| Jun 26, 2016 | $3.00 | ||
| Jul 3, 2016 | $3.00 | ||
| Jul 10, 2016 | $3.00 | ||
| Jul 17, 2016 | $3.00 | ||
| Jul 24, 2016 | $3.00 | ||
| Jul 31, 2016 | $3.00 | ||
| Aug 7, 2016 | $3.00 | ||
| Aug 14, 2016 | $3.00 | ||
| Aug 21, 2016 | $3.00 | ||
| Aug 28, 2016 | $3.00 | ||
| Sep 4, 2016 | $3.00 | ||
| Sep 11, 2016 | $3.00 | ||
| Sep 18, 2016 | $3.00 | ||
| Sep 25, 2016 | $3.00 | ||
| Oct 2, 2016 | $3.00 | ||
| Oct 9, 2016 | $3.00 | ||
| Oct 16, 2016 | $3.00 | ||
| Oct 23, 2016 | $3.00 | ||
| Oct 30, 2016 | $3.00 | ||
| Nov 6, 2016 | $3.00 | ||
| Nov 13, 2016 | $3.00 | ||
| Nov 20, 2016 | $3.00 | ||
| Nov 27, 2016 | $3.00 | ||
| Dec 4, 2016 | $3.00 | ||
| Dec 11, 2016 | $3.00 | ||
| Dec 18, 2016 | $3.00 | ||
| Dec 25, 2016 | $3.00 | ||
| Jan 1, 2017 | $3.00 | ||
| Jan 8, 2017 | $3.00 | ||
| Jan 15, 2017 | $3.00 | ||
| Jan 22, 2017 | $3.00 | ||
| Jan 29, 2017 | $3.00 | ||
| Feb 5, 2017 | $3.00 | ||
| Feb 12, 2017 | $3.00 | ||
| Feb 19, 2017 | $3.00 | ||
| Feb 26, 2017 | $3.00 | ||
| Mar 5, 2017 | $3.00 | ||
| Mar 12, 2017 | $3.00 | ||
| Mar 19, 2017 | $3.00 | ||
| Mar 26, 2017 | $3.00 | ||
| Apr 2, 2017 | $3.00 | ||
| Apr 9, 2017 | $3.00 | ||
| Apr 16, 2017 | $3.00 | ||
| Apr 23, 2017 | $3.00 | ||
| Apr 30, 2017 | $3.00 | ||
| May 7, 2017 | $3.00 | ||
| May 14, 2017 | $3.00 | ||
| May 21, 2017 | $3.00 | ||
| May 28, 2017 | $3.00 | ||
| Jun 4, 2017 | $3.00 | ||
| Jun 11, 2017 | $3.00 | ||
| Jun 18, 2017 | $3.00 | ||
| Jun 25, 2017 | $3.00 | ||
| Jul 2, 2017 | $3.00 | ||
| Jul 9, 2017 | $3.00 | ||
| Jul 16, 2017 | $3.00 | ||
| Jul 23, 2017 | $3.00 | ||
| Jul 30, 2017 | $3.00 | ||
| Aug 6, 2017 | $3.00 | ||
| Aug 13, 2017 | $3.00 | ||
| Aug 20, 2017 | $3.00 | ||
| Aug 27, 2017 | $3.00 | ||
| Sep 3, 2017 | $3.00 | ||
| Sep 10, 2017 | $3.00 | ||
| Sep 17, 2017 | $3.00 | ||
| Sep 24, 2017 | $3.00 | ||
| Oct 1, 2017 | $3.00 | ||
| Oct 8, 2017 | $3.00 | ||
| Oct 15, 2017 | $3.00 | ||
| Oct 22, 2017 | $3.00 | ||
| Oct 29, 2017 | $3.00 | ||
| Nov 5, 2017 | $3.00 | ||
| Nov 12, 2017 | $3.00 | ||
| Nov 19, 2017 | $3.00 | ||
| Nov 26, 2017 | $3.00 | ||
| Dec 3, 2017 | $3.00 | ||
| Dec 10, 2017 | $3.00 | ||
| Dec 17, 2017 | $3.00 | ||
| Dec 24, 2017 | $3.00 | ||
| Dec 31, 2017 | $3.00 | ||
| Jan 7, 2018 | $3.00 | ||
| Jan 14, 2018 | $3.00 | ||
| Jan 21, 2018 | $3.00 | ||
| Jan 28, 2018 | $3.00 | ||
| Feb 4, 2018 | $3.00 | ||
| Feb 11, 2018 | $3.00 | ||
| Feb 18, 2018 | $3.00 | ||
| Feb 25, 2018 | $3.00 | ||
| Mar 4, 2018 | $3.00 | ||
| Mar 11, 2018 | $3.00 | ||
| Mar 18, 2018 | $3.00 | ||
| Mar 25, 2018 | $1.98 | ||
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