Loan to finish constructing our home

Isaiah

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Isaiah

Member since

September 2014

On-time repayments

425 installments  •  80%

About Me

Hello Lenders!

My Names are Isaiah Githaiga an accountant by profession. I hold a Bsc BA (USIU), MBA (UoN) and a CPA (K) Finalist. It has been a tough Journey which I have completed courtesy of my Family members and relatives who encouraged me never to give up despite the many financial challenges I faced.

Investing in education has helped me start an online business consultancy which runs via oDesk (Now Upwork) market place. I offer the following virtual services to various clients around the Globe:
* Income statement preparation from incomplete records.
* Bank reconciliations
* Accounts receivables and payable management.
* Payroll and payment processing
* Full bookkeeping services using Intuit Quick-books, Wave and Xero.
* Academic and Web research
* Data entry and analysis using Microsoft excel spreadsheets and SPSS
Currently I am serving ten clients who have extended a long term relationship. When I have too much workload I have an assistant who help me out in meeting clients’ deadlines.

The mission of the business is to grow and create employment for fresh university graduates and also teach them skills on how to successfully start an online business like mine. This will alleviate poverty and create a productive society. I have learnt to be successful online entrepreneur through the hard way and I believe with the experience I have gathered in the past few years, I can effectively teach the youth and impact on their life.

Thank you
Isaiah Githaiga

My Business

When I started my business in 2012, It was quite challenging and never thought I would succeed.On oDesk (Now Upwork) there is too much global competition from Contractors from all over the world.Cutting an niche requires dedication and commitment.I practice as a Virtual Accountant,currently serving clients from Canada,United States,Australia and Europe.

Offering quality services have enabled me to get repeat orders and thus I am usually busy throughout the year.

Loan Proposal

Dear Lenders.

We thank you for the support you have given us through previous loans. The previous loans have helped us grow our business in terms of client base and profits.

Our dream of owning a home and constructing rental houses is right on track. Currently we have managed to put up a three bedroom house which is about 80% complete as per the above photo. We are now seeking another loan to buy the following finishing Materials:

-Door Frames - $200
-Two fabricated metal doors with Locks - $300
-Two toilet seats - $100
-Initial plumbing works -$500
-Initial electrician works -$100
Total - $1,200

Thanking you in advance.
Regards

Isaiah Githaiga

Feedback

5

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,361.00

Date disbursed

Jul 25, 2017

Repayment status

On Time

Projected term

53 months

Lenders

M

marvin24

Giessen, Germany

Kylie

Mount Martha, Australia

PaulE

Cockeysville, MD, United States

Krtecek

Balzers, Liechtenstein

P

PhilACK

Brampton, Canada

T

Taupe

Balzers, Liechtenstein

M

Moonknight

Østre Gausdal, Norway

C

caldw142

Whanganui, New Zealand

W

WinWinNL

The Hague, Netherlands

Sodermansb

Raleigh, NC, United States

Freewolf

Salt Lake City, United States

E

elhh82

Petaling Jaya, Malaysia

T

tophini

Alma, United States

G

GMB2014

United States

CC

Catherine CatDesignz

Halifax, United Kingdom

M

monty

Australia

NO

Nancy Owen

United States

Cliff

United States

M

Magnus

Switzerland

Bill Ballew

Kansas City, Missouri, United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

Katie

United States

R

Ryan

Albuquerque, NM, United States

Tilman Schweitzer

Mainz, Germany

Haroon S

United States

Dean Suminski

Portland, Oregon, United States

A

Anonymous

United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

AM

Agnes Marston

United Kingdom

WM

Will Martin

United States

Ask Isaiah a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Isaiah    Aug 17, 2023

    Slow business, will increase the amount later, hopefully by next month

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  • Isaiah    Feb 24, 2022

    Hi Lenders,

    Thank you for the funds.The project has commenced.There was a delay in starting as I was waiting for my Foreman to finish on another project that he was working on.

    Thanks
    Isaiah

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  • Isaiah    Nov 16, 2021

    Hello Lenders,thank you for funding my loan.I have received the funds this afternoon.I will put it into good and profitable use and keep you updated on the projects updates.

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  • Vida    Nov 14, 2021

    Best wishes and keep on growing, Isaiah.

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  • Wilfred    Nov 14, 2021

    Isiah keep it up let us support one another.

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  • Isaiah    Nov 14, 2021

    Hello, I am a bit disappointed by the way things are going out here.I woke up this morning to find that loan fees for the project I am fund raising has been increased from 8% to 20%,this is unbeleivable, no notice no nothing.When I was applying it was 8% to increase it to 20% just when I am about to be fully funded is not fair.Expediting fee has also increased from 15% to 25%.Interestingly, the webpage where it was clearly indicated that the loan carry 8% adminstration fee has been updated. I also had an issue with my past loan where Risk fund that had been deducted on my loan was not refunded and the details mysterisouly disappreared on my page.My efforts to follow up on the same were futile and i decided to let go.

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    • (Comment deleted by author)

      • Isaiah    Nov 16, 2021

        Thank you Laurie. I have received the funds at 8%. Thank you for considering my case.

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        • (Comment deleted by author)

    • (Comment deleted by author)

      • Isaiah    Nov 16, 2021

        Thanks for the response. I cannot exercise the right now that I have already received another loan and would like to maintain my loan limit.

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  • Jonathan    Nov 13, 2021

    Kindly be funding me also

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    • Isaiah    Nov 13, 2021

      Thank you Jonathan,for successfull funding please work on your loan repayments plans to atleast 90% ontime payments.This way you will be assured of funding and limit increase.

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  • Peter    Nov 12, 2021

    Comments

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  • Christian    Nov 10, 2021

    Continue to be faithful in all your loan repayments. I wish you good luck

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  • Chinedu    Nov 5, 2021

    More blessings on you and your business!!!

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  • Isaiah    Nov 3, 2021

    Thank you lenders. I was able to complete our family house with the last loan as per attached photo.

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  • Isaiah    Oct 31, 2021

    Thank you lenders for the support since 2014. I am humbled!

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  • Catherine CatDesignz    Nov 1, 2018

    Have to say I am very disappointed to see so little being repaid on this loan. Repayments are only 20% of what was initially promised. You said in January that you were going to adjust the payments but never did
    Expected completion is 2043 which is more than a little ridiculous.
    I have funded several of your and your wifes loans in the past but would have to seriously consider any future requests.

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    • Isaiah    Nov 1, 2018

      Hi Catherine, Sorry for that, we channeled most of our funds to house completion.Early last month we were honored to hosting Julia and she was Impressed about the project. I have adjusted back to the promised amount. We assure you of repaying the loan in full. Please don't get disappointed.

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    • Isaiah    Oct 31, 2021

      Hi Catherine, I have fully repaid the loan. Thank you for the support.

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  • Catherine CatDesignz    Jan 10, 2018

    Isaiah, I notice at the current level of payments it will take you til 2043 to clear your loan.
    Are you able to increase your payments at all?

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  • Isaiah    Aug 5, 2017

    I would like to stabilize for a few weeks.

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  • Isaiah    Jul 31, 2017

    Thank you Lenders, I have received the loan in full.

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  • Isaiah    Jul 10, 2017

    Hi Lenders,

    Thanks alot lenders for funding my loan proposal that fast,I will keep you updated on the progress of the construction.

    Isaiah Githaiga

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  • Isaiah    Jul 2, 2017

    Hello Lenders,

    I have Manged to clear the loan and will be posting a new one to enable us complete our house.

    Thanks
    Isaiah

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  • Isaiah    Jun 6, 2017

    Hello Lenders,

    Sorry we have been silent for quite sometime though we have been busy trying to put up things together. Here is the update of our project.Once we finish repaying our current loan, we will be coming back to you for funds to finalize on the first phase of the project.

    Thanks
    Isaiah Githaiga

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  • Job    Apr 11, 2017

    hi mr githaiga pls how can we assist rebecca ndungu to make her payments as she lost her simcard and its unreplacable

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