Loan to expand more land for tea farming
Joseph
Kiptenden, Kenya
56% repaid
Entrepreneur
Name
Joseph
Member since
October 2015
On-time repayments
286 installments • 66%
About Me
I grew up from a humble background being the last born. My primary school was about 2 kilometers where we used to walk every morning. This was so challenging based on my tender age.
My county (Kericho) is a tea zone area, therefore I grew up in such a wonderful tea zone area and I came to like it so much. I therefore developed a positive interest towards the crop and down in my heart I was longing in doing it in future.
After graduating from college, my father gave me a small portion of land to plant tea. I therefore worked on it until maturity where I started selling my tea to K.T.D.A for processing.
I have two children, a daughter and a son. They would like to be a Lawyer and Flight Engineer respectively. I do support their dream by making sure that they get quality education
My Business
Having been engaged in tea farming I realized that it can be a good source of income and thus I decided to do fully. I also do livestock farming mainly for milk production. I chose tea farming because the environment is favorable and it does well. Apart from selling the tea leaves for cash we do also have bonuses at the end of each depending on the kilograms one had delivered to the company.
From my profits I was able to buy a piece of land from my neighbor at Ksh. 600,000 and that is where I intend to relocate my family and build a permanent house. Reinvesting on tea farming has been one of my desirable dream because I am targeting 3 acre of tea plantation and from there I know I will be able to manage other emerging issues without any difficulty.
I use my salary in paying of my daughter’s fees and also paying for my own fees. I am currently pursuing Degree in Analytical Science (part-time) and I am sure completing my education will be a very important move in life.
Loan Proposal
Tea farming is a major cash crop in my country ,Kenya tea farming does very well in my area of resident this is occurs because we normally receive plenty of rainfall through out the year and it also does well in an acidic loam soil ,all this factors are available in my place. over the years i have practiced tea farming ,and it has been the main source of our lively hood. we normally sell our green tea leaves to Kenya tea development agencies in returns for payment every month and at the end of the year we normally receive bonuses at Kshs 46 per kilo of tea delivered to the agency. I intend to buy a peace of land to plant more tea leaves ,and this will consequently increase productions and more earnings.The price of the land is $ 2000, if my loan proposal is approved i will top up the loan to acquire that piece of land. Tea farming returns will sustain my family needs, it will also create employment to my neighbors to work on the farm as tea pickers ,hence their living standards will also go up.
Feedback
Positive
2
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$545.00
Date disbursed
Dec 9, 2016
Repayment status
Late
Projected term
55 months
Other loans
Lenders
Italy
United States
Austria
United States
Houston, United States
United States
Ask Joseph a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.
Summary
Amount repaid
$306.78
Amount remaining
$238.40
Expected completion
Jul 4, 2021
Status
Repaying late
Installment amount
$10.49
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Dec 18, 2016 | $6.04 | Dec 18, 2016 | $6.04 |
| Dec 25, 2016 | $6.04 | Dec 18, 2016 | $4.03 |
| Dec 31, 2016 | $2.01 | ||
| Jan 1, 2017 | $6.04 | Dec 31, 2016 | $6.04 |
| Jan 8, 2017 | $6.04 | Dec 31, 2016 | $6.04 |
| Jan 15, 2017 | $2.01 | Dec 31, 2016 | $2.01 |
| Jan 22, 2017 | $2.01 | Jan 28, 2017 | $2.01 |
| Jan 29, 2017 | $2.01 | Jan 28, 2017 | $2.01 |
| Feb 5, 2017 | $2.01 | Jan 28, 2017 | $2.01 |
| Feb 12, 2017 | $2.01 | Jan 28, 2017 | $2.01 |
| Feb 19, 2017 | $2.01 | Jan 28, 2017 | $2.01 |
| Feb 26, 2017 | $2.01 | Apr 2, 2017 | $2.01 |
| Mar 5, 2017 | $2.01 | Apr 2, 2017 | $2.01 |
| Mar 12, 2017 | $2.01 | Apr 2, 2017 | $2.01 |
| Mar 19, 2017 | $2.01 | Apr 2, 2017 | $2.01 |
| Mar 26, 2017 | $2.01 | Apr 2, 2017 | $2.01 |
| Apr 2, 2017 | $0.00 | ||
| Apr 9, 2017 | $0.00 | ||
| Apr 16, 2017 | $0.00 | ||
| Apr 23, 2017 | $0.00 | ||
| Apr 30, 2017 | $0.00 | ||
| May 7, 2017 | $0.00 | ||
| May 14, 2017 | $0.00 | ||
| May 21, 2017 | $0.00 | ||
| May 28, 2017 | $0.00 | ||
| Jun 4, 2017 | $0.00 | ||
| Jun 11, 2017 | $1.01 | Jun 10, 2017 | $1.01 |
| Jun 18, 2017 | $1.01 | Jul 7, 2017 | $1.01 |
| Jun 25, 2017 | $1.01 | Jul 7, 2017 | $1.01 |
| Jul 2, 2017 | $1.01 | Jul 7, 2017 | $1.01 |
| Jul 9, 2017 | $1.01 | Jul 26, 2017 | $1.01 |
| Jul 16, 2017 | $1.01 | Jul 26, 2017 | $1.01 |
| Jul 23, 2017 | $1.01 | Jul 26, 2017 | $1.01 |
| Jul 30, 2017 | $1.01 | Jul 26, 2017 | $1.01 |
| Aug 6, 2017 | $1.01 | Jul 26, 2017 | $1.01 |
| Aug 13, 2017 | $1.01 | Aug 29, 2017 | $1.01 |
| Aug 20, 2017 | $1.01 | Aug 29, 2017 | $1.01 |
| Aug 27, 2017 | $1.01 | Aug 29, 2017 | $1.01 |
| Sep 3, 2017 | $1.01 | Aug 29, 2017 | $1.01 |
| Sep 10, 2017 | $1.01 | Aug 29, 2017 | $1.01 |
| Sep 17, 2017 | $1.01 | Sep 21, 2017 | $1.01 |
| Sep 24, 2017 | $1.01 | Sep 27, 2017 | $1.01 |
| Oct 1, 2017 | $1.01 | Sep 27, 2017 | $1.01 |
| Oct 8, 2017 | $1.01 | Sep 27, 2017 | $1.01 |
| Oct 15, 2017 | $1.01 | Sep 27, 2017 | $1.01 |
| Oct 22, 2017 | $1.01 | Sep 27, 2017 | $1.01 |
| Oct 29, 2017 | $1.01 | Dec 1, 2017 | $1.01 |
| Nov 5, 2017 | $1.01 | Dec 1, 2017 | $1.01 |
| Nov 12, 2017 | $1.01 | Dec 1, 2017 | $1.01 |
| Nov 19, 2017 | $1.01 | Dec 1, 2017 | $1.01 |
| Nov 26, 2017 | $1.01 | Dec 1, 2017 | $1.01 |
| Dec 3, 2017 | $1.01 | Dec 1, 2017 | $1.01 |
| Dec 10, 2017 | $1.01 | Dec 1, 2017 | $1.01 |
| Dec 17, 2017 | $1.01 | Dec 1, 2017 | $1.01 |
| Dec 24, 2017 | $1.01 | Dec 1, 2017 | $1.01 |
| Dec 31, 2017 | $1.01 | Dec 1, 2017 | $1.01 |
| Jan 7, 2018 | $1.01 | Feb 9, 2018 | $1.01 |
| Jan 14, 2018 | $1.01 | Feb 9, 2018 | $1.01 |
| Jan 21, 2018 | $1.01 | Feb 9, 2018 | $1.01 |
| Jan 28, 2018 | $1.01 | Feb 9, 2018 | $1.01 |
| Feb 4, 2018 | $1.01 | Feb 9, 2018 | $1.01 |
| Feb 11, 2018 | $1.01 | Mar 28, 2018 | $1.01 |
| Feb 18, 2018 | $1.01 | Mar 28, 2018 | $1.01 |
| Feb 25, 2018 | $1.01 | Mar 28, 2018 | $1.01 |
| Mar 4, 2018 | $1.01 | Mar 28, 2018 | $1.01 |
| Mar 11, 2018 | $1.01 | Mar 28, 2018 | $1.01 |
| Mar 18, 2018 | $1.01 | Mar 28, 2018 | $1.01 |
| Mar 25, 2018 | $1.01 | Mar 28, 2018 | $1.01 |
| Apr 1, 2018 | $1.01 | Mar 28, 2018 | $1.01 |
| Apr 8, 2018 | $1.01 | Mar 28, 2018 | $1.01 |
| Apr 15, 2018 | $1.01 | Mar 28, 2018 | $1.01 |
| Apr 22, 2018 | $1.01 | May 30, 2018 | $1.01 |
| Apr 29, 2018 | $1.01 | May 30, 2018 | $1.01 |
| May 6, 2018 | $1.01 | May 30, 2018 | $1.01 |
| May 13, 2018 | $1.01 | May 30, 2018 | $1.01 |
| May 20, 2018 | $1.01 | May 30, 2018 | $1.01 |
| May 27, 2018 | $1.01 | May 30, 2018 | $1.01 |
| Jun 3, 2018 | $1.01 | May 30, 2018 | $1.01 |
| Jun 10, 2018 | $1.01 | Aug 29, 2018 | $1.01 |
| Jun 17, 2018 | $1.01 | Aug 29, 2018 | $1.01 |
| Jun 24, 2018 | $1.01 | Aug 29, 2018 | $1.01 |
| Jul 1, 2018 | $1.01 | Aug 29, 2018 | $1.01 |
| Jul 8, 2018 | $1.01 | Aug 29, 2018 | $1.01 |
| Jul 15, 2018 | $1.01 | Aug 29, 2018 | $1.01 |
| Jul 22, 2018 | $1.01 | Aug 29, 2018 | $1.01 |
| Jul 29, 2018 | $1.01 | Aug 29, 2018 | $1.01 |
| Aug 5, 2018 | $1.01 | Aug 29, 2018 | $1.01 |
| Aug 12, 2018 | $1.01 | Aug 29, 2018 | $1.01 |
| Aug 19, 2018 | $1.01 | Oct 3, 2018 | $1.01 |
| Aug 26, 2018 | $1.01 | Oct 3, 2018 | $1.01 |
| Sep 2, 2018 | $1.01 | Oct 3, 2018 | $1.01 |
| Sep 9, 2018 | $1.01 | Oct 3, 2018 | $1.01 |
| Sep 16, 2018 | $1.01 | Oct 3, 2018 | $1.01 |
| Sep 23, 2018 | $1.01 | Oct 3, 2018 | $1.01 |
| Sep 30, 2018 | $1.01 | Oct 3, 2018 | $1.01 |
| Oct 7, 2018 | $1.01 | Oct 3, 2018 | $1.01 |
| Oct 14, 2018 | $1.01 | Oct 3, 2018 | $1.01 |
| Oct 21, 2018 | $1.01 | Oct 3, 2018 | $1.01 |
| Oct 28, 2018 | $1.01 | Jan 31, 2019 | $1.01 |
| Nov 4, 2018 | $1.01 | Jan 31, 2019 | $1.01 |
| Nov 11, 2018 | $1.01 | Jan 31, 2019 | $1.01 |
| Nov 18, 2018 | $1.01 | Jan 31, 2019 | $1.01 |
| Nov 25, 2018 | $1.01 | Jan 31, 2019 | $1.01 |
| Dec 2, 2018 | $1.01 | Jan 31, 2019 | $1.01 |
| Dec 9, 2018 | $1.01 | Jan 31, 2019 | $1.01 |
| Dec 16, 2018 | $1.01 | Jan 31, 2019 | $1.01 |
| Dec 23, 2018 | $1.01 | Jan 31, 2019 | $1.01 |
| Dec 30, 2018 | $1.01 | Jan 31, 2019 | $1.01 |
| Jan 6, 2019 | $1.01 | Jan 31, 2019 | $1.01 |
| Jan 13, 2019 | $1.01 | Jan 31, 2019 | $1.01 |
| Jan 20, 2019 | $1.01 | Jan 31, 2019 | $1.01 |
| Jan 27, 2019 | $1.01 | Jan 31, 2019 | $1.01 |
| Feb 3, 2019 | $1.01 | Feb 15, 2019 | $1.01 |
| Feb 10, 2019 | $1.01 | Feb 15, 2019 | $1.01 |
| Feb 17, 2019 | $1.01 | Feb 27, 2019 | $1.01 |
| Feb 24, 2019 | $1.01 | Feb 27, 2019 | $1.01 |
| Mar 3, 2019 | $1.01 | Feb 27, 2019 | $1.01 |
| Mar 10, 2019 | $1.01 | Feb 27, 2019 | $1.01 |
| Mar 17, 2019 | $1.01 | Feb 27, 2019 | $1.01 |
| Mar 24, 2019 | $1.01 | Feb 27, 2019 | $1.01 |
| Mar 31, 2019 | $1.01 | Feb 27, 2019 | $1.01 |
| Apr 7, 2019 | $1.01 | Feb 27, 2019 | $1.01 |
| Apr 14, 2019 | $1.01 | Feb 27, 2019 | $1.01 |
| Apr 21, 2019 | $1.01 | Feb 27, 2019 | $1.01 |
| Apr 28, 2019 | $1.01 | May 29, 2019 | $1.01 |
| May 5, 2019 | $1.01 | May 29, 2019 | $1.01 |
| May 12, 2019 | $1.01 | May 29, 2019 | $1.01 |
| May 19, 2019 | $1.01 | May 29, 2019 | $1.01 |
| May 26, 2019 | $1.01 | May 29, 2019 | $1.01 |
| Jun 2, 2019 | $1.01 | May 29, 2019 | $1.01 |
| Jun 9, 2019 | $1.01 | May 29, 2019 | $1.01 |
| Jun 16, 2019 | $1.01 | May 29, 2019 | $1.01 |
| Jun 23, 2019 | $1.01 | May 29, 2019 | $1.01 |
| Jun 30, 2019 | $1.01 | May 29, 2019 | $1.01 |
| Jul 7, 2019 | $1.01 | Jul 4, 2019 | $1.01 |
| Jul 14, 2019 | $1.01 | Jul 4, 2019 | $1.01 |
| Jul 21, 2019 | $1.01 | Jul 4, 2019 | $1.01 |
| Jul 28, 2019 | $1.01 | Jul 4, 2019 | $1.01 |
| Aug 4, 2019 | $1.01 | Aug 8, 2019 | $1.01 |
| Aug 11, 2019 | $1.01 | Aug 15, 2019 | $1.01 |
| Aug 18, 2019 | $1.01 | Aug 23, 2019 | $1.01 |
| Aug 25, 2019 | $1.01 | Aug 27, 2019 | $1.01 |
| Sep 1, 2019 | $1.01 | Sep 3, 2019 | $1.01 |
| Sep 8, 2019 | $1.01 | Sep 3, 2019 | $1.01 |
| Sep 15, 2019 | $1.01 | Sep 3, 2019 | $1.01 |
| Sep 22, 2019 | $1.01 | Sep 3, 2019 | $1.01 |
| Sep 29, 2019 | $1.01 | Sep 3, 2019 | $1.01 |
| Oct 6, 2019 | $1.01 | Oct 15, 2019 | $1.01 |
| Oct 13, 2019 | $1.01 | Oct 15, 2019 | $1.01 |
| Oct 20, 2019 | $1.01 | Oct 20, 2019 | $1.01 |
| Oct 27, 2019 | $1.01 | Oct 20, 2019 | $1.01 |
| Nov 3, 2019 | $1.01 | Nov 7, 2019 | $1.01 |
| Nov 10, 2019 | $1.01 | Nov 7, 2019 | $1.01 |
| Nov 17, 2019 | $1.01 | Nov 7, 2019 | $1.01 |
| Nov 24, 2019 | $1.01 | Nov 7, 2019 | $1.01 |
| Dec 1, 2019 | $1.01 | Nov 7, 2019 | $1.01 |
| Dec 8, 2019 | $1.01 | Dec 15, 2019 | $1.01 |
| Dec 15, 2019 | $1.01 | Dec 15, 2019 | $1.01 |
| Dec 22, 2019 | $1.01 | Dec 15, 2019 | $1.01 |
| Dec 29, 2019 | $1.01 | Dec 15, 2019 | $1.01 |
| Jan 5, 2020 | $1.01 | Dec 15, 2019 | $1.01 |
| Jan 12, 2020 | $1.01 | Jan 22, 2020 | $1.01 |
| Jan 19, 2020 | $1.01 | Jan 22, 2020 | $1.01 |
| Jan 26, 2020 | $1.01 | Jan 22, 2020 | $1.01 |
| Feb 2, 2020 | $1.01 | Jan 22, 2020 | $1.01 |
| Feb 9, 2020 | $1.01 | Jan 22, 2020 | $1.01 |
| Feb 16, 2020 | $1.01 | Feb 15, 2020 | $1.01 |
| Feb 23, 2020 | $1.01 | Feb 15, 2020 | $1.01 |
| Mar 1, 2020 | $1.01 | Feb 15, 2020 | $1.01 |
| Mar 8, 2020 | $1.01 | Feb 15, 2020 | $1.01 |
| Mar 15, 2020 | $1.01 | Feb 15, 2020 | $1.01 |
| Mar 22, 2020 | $1.01 | Apr 5, 2020 | $1.01 |
| Mar 29, 2020 | $1.01 | Apr 5, 2020 | $1.01 |
| Apr 5, 2020 | $1.01 | Apr 5, 2020 | $1.01 |
| Apr 12, 2020 | $1.01 | Apr 5, 2020 | $1.01 |
| Apr 19, 2020 | $1.01 | Apr 5, 2020 | $1.01 |
| Apr 26, 2020 | $1.01 | Apr 5, 2020 | $1.01 |
| May 3, 2020 | $1.01 | May 12, 2020 | $1.01 |
| May 10, 2020 | $1.01 | May 12, 2020 | $1.01 |
| May 17, 2020 | $1.01 | May 12, 2020 | $1.01 |
| May 24, 2020 | $1.01 | May 12, 2020 | $1.01 |
| May 31, 2020 | $1.01 | May 12, 2020 | $1.01 |
| Jun 7, 2020 | $1.01 | May 12, 2020 | $1.01 |
| Jun 14, 2020 | $1.01 | May 12, 2020 | $1.01 |
| Jun 21, 2020 | $1.01 | Jul 8, 2020 | $1.01 |
| Jun 28, 2020 | $1.01 | Jul 8, 2020 | $1.01 |
| Jul 5, 2020 | $1.01 | Jul 8, 2020 | $1.01 |
| Jul 12, 2020 | $1.01 | Jul 8, 2020 | $1.01 |
| Jul 19, 2020 | $1.01 | Jul 8, 2020 | $1.01 |
| Jul 26, 2020 | $1.01 | Jul 8, 2020 | $1.01 |
| Aug 2, 2020 | $1.01 | Jul 8, 2020 | $1.01 |
| Aug 9, 2020 | $1.01 | Jul 8, 2020 | $1.01 |
| Aug 16, 2020 | $1.01 | Jul 8, 2020 | $1.01 |
| Aug 23, 2020 | $1.01 | Aug 23, 2020 | $1.01 |
| Aug 30, 2020 | $1.01 | Aug 23, 2020 | $1.01 |
| Sep 6, 2020 | $1.01 | Oct 6, 2020 | $1.01 |
| Sep 13, 2020 | $1.01 | Oct 6, 2020 | $1.01 |
| Sep 20, 2020 | $1.01 | Oct 6, 2020 | $1.01 |
| Sep 27, 2020 | $1.01 | Oct 6, 2020 | $1.01 |
| Oct 4, 2020 | $1.01 | Oct 6, 2020 | $1.01 |
| Oct 11, 2020 | $1.01 | Oct 12, 2020 | $1.01 |
| Oct 18, 2020 | $14.10 | Oct 12, 2020 | $4.03 |
| Dec 5, 2020 | $10.07 | ||
| Oct 25, 2020 | $1.01 | Dec 14, 2020 | $1.01 |
| Nov 1, 2020 | $1.01 | Dec 14, 2020 | $1.01 |
| Nov 8, 2020 | $1.01 | Dec 14, 2020 | $1.01 |
| Nov 15, 2020 | $0.00 | ||
| Nov 22, 2020 | $0.00 | ||
| Nov 29, 2020 | $0.00 | ||
| Dec 6, 2020 | $0.00 | ||
| Dec 13, 2020 | $1.02 | Dec 14, 2020 | $1.01 |
| Jan 7, 2021 | $0.01 | ||
| Dec 20, 2020 | $1.02 | Jan 7, 2021 | $1.02 |
| Dec 27, 2020 | $1.02 | Jan 7, 2021 | $1.02 |
| Jan 3, 2021 | $1.02 | Jan 7, 2021 | $1.02 |
| Jan 10, 2021 | $1.02 | Jan 7, 2021 | $0.97 |
| Jan 25, 2021 | $0.05 | ||
| Jan 17, 2021 | $7.50 | Jan 25, 2021 | $4.48 |
| Feb 15, 2021 | $3.02 | ||
| Jan 24, 2021 | $10.49 | Feb 15, 2021 | $7.46 |
| Feb 17, 2021 | $2.01 | ||
| Mar 4, 2021 | $1.01 | ||
| Jan 31, 2021 | $2.01 | Mar 4, 2021 | $2.01 |
| Feb 7, 2021 | $0.00 | ||
| Feb 14, 2021 | $0.00 | ||
| Feb 21, 2021 | $0.00 | ||
| Feb 28, 2021 | $10.49 | Mar 4, 2021 | $10.49 |
| Mar 7, 2021 | $10.49 | Mar 4, 2021 | $7.46 |
| Mar 28, 2021 | $3.02 | ||
| Mar 14, 2021 | $0.00 | ||
| Mar 21, 2021 | $10.49 | Mar 28, 2021 | $10.49 |
| Mar 28, 2021 | $10.49 | Mar 28, 2021 | $7.46 |
| Apr 4, 2021 | $10.49 | ||
| Apr 11, 2021 | $10.49 | ||
| Apr 18, 2021 | $10.49 | ||
| Apr 25, 2021 | $10.49 | ||
| May 2, 2021 | $10.49 | ||
| May 9, 2021 | $20.97 | ||
| May 16, 2021 | $20.97 | ||
| May 23, 2021 | $20.97 | ||
| May 30, 2021 | $20.97 | ||
| Jun 6, 2021 | $20.97 | ||
| Jun 13, 2021 | $20.97 | ||
| Jun 20, 2021 | $20.97 | ||
| Jun 27, 2021 | $20.97 | ||
| Jul 4, 2021 | $18.19 | ||
Loading...