Name
Evans
Member since
July 2014
On-time repayments
167 installments • 59%
My name is Evans Kanja. I was born in Kiambu county near Nairobi in a family of 6 where I am the 4th born. I lost my parents at an early age and I was brought up by my uncle who took care of my upkeep. I went to school for my primary and later secondary school in the same area and later did a diploma course in printing where I graduated in 1989 as a printer.
I later relocated to Mombasa, where I got employed at a printing firm until 2001 when I left on my own volition to start my own business.
I am married with 4 children (all boys) all who are in school. I am a self-made hard working person. These qualities have made me grow my business to the level it h as reached today.
I run a small printing press in Mombasa town. I have wide client base ranging from schools, hospitals and government institutions. I deal with all kinds of publications such as office stationery, magazines and journals, promotional posters/banners etc.
My firm employs 2 permanent workers and 2 casuals. However, the number of casuals goes up when we are very busy. My average net income per month about $350. Though my business is doing relatively well, I do face some challenges, key among them lack of adequate capital to expand. Getting credit locally for small enterprises such as mine is very difficult since banks and other lending institutions prefer dealing with large companies.
With this loan I am seeking an entry point to Zidisha with an aim of ultimately getting large credit to buy a cutting machine which costs about $3,000. In the meantime if given the $150 loan, I will use the money to replace my comb binder which will cost $200.00. This loan combined with my savings will be enough to buy the binder.
I get a continuous flow of clients daily, I will be able to repay the loan comfortably as stated in the repayment schedule.
Thank you.
With this loan of $150 I plan to buy a comb binder. This is a machine that is used to spiral binding which is very popular with college students and company profiles. My business is located in Mombasa town where there is large population of students and offices.
I am very sure that this is a good investment and I am sure I will get good returns on my investment.
Positive
3
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Aug 7, 2014
Repayment status
On Time
Projected term
6 months
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Amount repaid
$161.88
Amount remaining
$0.00
Date repaid
Mar 4, 2015
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Aug 20, 2014 | $5.57 | Aug 12, 2014 | $2.33 |
Aug 12, 2014 | $3.24 | ||
Aug 27, 2014 | $5.57 | Aug 12, 2014 | $0.24 |
Aug 20, 2014 | $5.33 | ||
Sep 3, 2014 | $5.57 | Aug 20, 2014 | $5.57 |
Sep 10, 2014 | $5.57 | Aug 20, 2014 | $0.73 |
Aug 25, 2014 | $4.84 | ||
Sep 17, 2014 | $5.57 | Aug 25, 2014 | $5.57 |
Sep 24, 2014 | $5.57 | Aug 25, 2014 | $1.22 |
Aug 28, 2014 | $4.35 | ||
Oct 1, 2014 | $5.57 | Aug 28, 2014 | $1.47 |
Sep 3, 2014 | $4.10 | ||
Oct 8, 2014 | $5.57 | Sep 3, 2014 | $1.71 |
Sep 8, 2014 | $3.86 | ||
Oct 15, 2014 | $5.57 | Sep 8, 2014 | $5.57 |
Oct 22, 2014 | $5.57 | Sep 8, 2014 | $2.20 |
Sep 23, 2014 | $3.37 | ||
Oct 29, 2014 | $5.57 | Sep 23, 2014 | $5.57 |
Nov 5, 2014 | $5.57 | Sep 23, 2014 | $2.69 |
Oct 8, 2014 | $2.88 | ||
Nov 12, 2014 | $5.57 | Oct 8, 2014 | $5.57 |
Nov 19, 2014 | $5.57 | Oct 8, 2014 | $3.17 |
Nov 19, 2014 | $2.40 | ||
Nov 26, 2014 | $5.57 | Nov 19, 2014 | $5.57 |
Dec 3, 2014 | $5.57 | Nov 19, 2014 | $3.66 |
Dec 3, 2014 | $1.91 | ||
Dec 10, 2014 | $5.57 | Dec 3, 2014 | $5.57 |
Dec 17, 2014 | $5.57 | Dec 3, 2014 | $4.15 |
Dec 16, 2014 | $1.42 | ||
Dec 24, 2014 | $5.57 | Dec 16, 2014 | $5.57 |
Dec 31, 2014 | $5.57 | Dec 16, 2014 | $4.64 |
Jan 14, 2015 | $0.93 | ||
Jan 7, 2015 | $5.57 | Jan 14, 2015 | $5.57 |
Jan 14, 2015 | $5.57 | Jan 14, 2015 | $5.13 |
Feb 21, 2015 | $0.44 | ||
Jan 21, 2015 | $5.57 | Feb 21, 2015 | $5.57 |
Jan 28, 2015 | $5.57 | Feb 21, 2015 | $2.13 |
Feb 22, 2015 | $3.44 | ||
Feb 4, 2015 | $5.57 | Feb 22, 2015 | $5.57 |
Feb 11, 2015 | $5.57 | Feb 22, 2015 | $2.62 |
Feb 26, 2015 | $2.95 | ||
Feb 18, 2015 | $5.23 | Feb 26, 2015 | $5.19 |
Mar 4, 2015 | $0.05 | ||
Feb 25, 2015 | $0.00 | ||
Mar 4, 2015 | $11.84 | Mar 4, 2015 | $11.79 |
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