Loan to buy more computers for my business

Robert

Eldoret, Kenya

Funds disbursed

$0 to go

100% funded of $408 goal

0

days left

Entrepreneur

Name

Robert

Member since

June 2016

On-time repayments

110 installments  •  18%

About Me

Hi,
Iam Robert Kivanze, i come from Western Kenya but currently stays in Eldoret, UASIN GISHU County. Iam a very hardworking young man with great potential. I was born in Nandi Hills, and raised up there in the Tea plantation. I come from a very humbl;e background in which my parents are tea pluckers.

I strived through the hardships that my family was going through and in the long run managed to go to the college where i passed well.

I work as a writer with a writing agency in my local town of Eldoret, through which i look forward to fulfill my dreams and if possible, redeem my family from poverty. Thank you

My Business

I studied Hospitality Management, but decided to choose another path of recent, this is the ever growing business of Freelance writing. Iam a writer currently working with different companies available in this city of Eldoret. I also work with international Agencies which involve with Freelance Writing such as Upwork and Freelancer. The reason why iam requesting for this loan is because iam lookjing forward to coming up with my own agency for writing in the industry.

Since my area of expertise lies in this industry, i want to establish myself in the industry, and come up with an agency of the sort. Coming entering this business requires money which i clearly don't have now. This is why iam requesting for the loan which i look forward to seeing my limit grow so that i can realize my dream, God willing by the end of this year.

This money i want to use in buying of computers, Radios for linking of Network and modem. This are just to name but the necessary equipments that will enable be establish myself. I look forward to getting funds through this platform, which is highly trusted by many.

About how i can pay the loan, iam a working person and expect to raise the the money needed to repay within the accepted time limit. Kindly consider me for this loan, through which you can make my dream of being an employer rather than employee come true. Thank you.

Loan Proposal

I apply for the loan of $413. With this loan, I intend to buy more computers for my freelancing business. A computer is about $180 in my country and with $413, I am able to buy about two of them and work to service those i already have with the remaining amount. This new computers will help me a great deal in my aspiration to expand my business as this will give me an edge in business, because I will be able to employ more people I can work with therefore enabling me to handle more jobs at a time and provide even employment for people. I expect that this will increase my income by about 10% from my current income. Kindly consider my proposal

Feedback

2

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  • beckynagel    May 24, 2017

    Prompt repayments! Very happy to lend again!

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    • Robert    Nov 26, 2017

      Hello Beckynagel,
      I am writing to appreciate you for your continued support towards my projects. Whenever I have applied for a loan on Zidisha, you have always been willing to lend me.
      Again I have applied for another loan recently which I want to use to expand my business. Kindly consider lending me even this time. I will greatly appreciate for any kind of assistance towards me. Thank you once more.

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  • Michiel Rauws    Apr 3, 2017

    Using Upwork and Freelancer is a great way use the internet to earn compensation at European / American levels!

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    • Robert    Nov 14, 2017

      Hello Michiel,
      I hope you are doing well. I personally want to appreciate you for constant support you have been giving to me. I most appreciate for the faith you have shown on me whenever I ask for assistance from you. Again I have posted another loan request, and I was requesting if you could go through and see if you are in a position to help. I will be very grateful for any assistance from you. Thank you.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$408.00

Date disbursed

Dec 5, 2017

Repayment status

Late

Projected term

20 months

Lenders

Paul Buchheit

Mountain View, United States

CH

Christian Holck

United Kingdom

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  • Robert    Jan 11, 2018

    Hello Zidisha,
    I am writing to to inform you of my intention to reduce my installment amount to sh. 500 per week. This is because at the moment I am not able to meet my weekly target which I had agreed upon. At the moment my business has not picked as I expected. I also had issues that demanded I attend to financially which has made me broke at the moment. Kindly understand.

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  • Robert    Dec 12, 2017

    Hello Lenders,
    This is to confirm to you that I received my loan of sh.39289 which was disbursed to me on 5th Dec 2017. With this money, I have been able to buy two computers which are of good speed and bigger display. I project that this computers will help me realise more profit in my business hence more income to me. I have also had opportunity to employ more people who can help me handle more work than what I can handle currently. I would not realise this dream without your profound help. I am indeed grateful for your help. Thank you very much.

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  • Robert    Dec 3, 2017

    Hello lenders,
    I greatly appreciate you for accepting to lend me. I am grateful for your willingness to assist me. With this funds, I am looking forward to expand my business which will lead to high generation of income.
    I accept this funds which I am greatly in need of. Thank you

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  • Robert    Nov 25, 2017

    Hello lenders,
    With your help towards entrepreneural startups in Africa, Africa looks more brighter everyday. The level of poverty seems to be disappearing everyday. The gap between the poor and the rich has reduced tremendously due to Zidisha. We have a reason to smile again in Africa...

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  • Robert    Nov 24, 2017

    Hello lenders,
    Thank you all for your continued support. Your support has kept my business going which i can affirm that my business has become more successful today than it was a few years ago.
    Your support is helping so many young men in Africa especially those upcoming entrepreneurs have a reason to smile. Most of those i have met especially one which i mentor have reiterated more and more that Zidisha is helping them go through barriers they couldn't if they were to depend on traditional banks for loans.
    Africa is becoming brighter everyday because of Zidisha. This is really a great deal and we say thank you to the founders and all the lenders. continue supporting us in every step as this is the only tool that will help reduce poverty and improve life standard of people here in Africa. Thank you all.

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  • Robert    Nov 18, 2017

    I want to take this opportunity to appreciate all those who made efforts to fund my recent loan. Even though this loan expired before it was fully funded, it is great to me when I realise that people are standing with me and more of you do trust me. I am really grateful for this and I cannot take for granted.
    I have not given up on my quest to get this loan, and I may be posting for another one soon. Kindly continue supporting me for which I will appreciate a lot. Thank you and God bless you.

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  • Robert    Nov 13, 2017

    Hello Zidisha lenders,
    I sincerely appreciate each one of you for friendship and trust we have built through this platform. Most the support you have been giving to me since I joined Zidisha. Your support has helped me a lot to a magnitude I could not even anticipate. Especially the last support you offered me last, through this money I was able to expand my business twice which enabled me to increase my income and even employ other people to assist me. This was just possible due to your help which I cannot take for granted, but just say a big thank you.
    I have posted another loan which I would again request for your assistance. I will appreciate soo much for each and every contribution I receive from each one of you. Kindly go through my page and see the Loan which I am in need of and consider if you can help me. I am very grateful for your support. Thank you.

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  • Robert    May 24, 2017

    Hello Lenders and the entire Zidisha family, i want to pass my sincere gratitudes to all of you for your continued support towards my business. Your contributions have greatly helped me to improve the status of my business hence increased income. Without you, i would not be where I am.
    I am also happy to report to you that i have finished repaying the all loan. For now i look forward for more support from you even as we move forward. May God bless you abundantly as you support many people like me. Thank you all.

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  • Robert    May 19, 2017

    Hello lenders,
    I am so grateful for all of you that supported me. Through your support, I have been able to purchase more computers in my shop hence enabling me to work efficiently.
    Through your support, I have also maximize my earnings since now I am able to handle more freelance tasks at the same time.
    I am almost finishing repaying my loan, and I look forward for more support from you soon after I have finish repaying the current. God bless you all for your funds. Through your funding, my life has transformed from worse to better. My earnings have increased tremendously hence a reason to hope for best in life. Your contribution is changing the lives of many more I personally know especially those under my mentorship. Many of us now are able to reach the heights we never imagined in life. Thank you all lenders, all that have come out to support those with financial challenges.
    Bellow is a photo of my shop and computers I have been able to add. I have also expanded the shop with a vision of adding printers in.

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  • Robert    Apr 20, 2017

    I want to raise my instalment amount to $30 weekly because of the fact that at the moment Iam in reach of this amount

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  • Robert    Apr 10, 2017

    hello lenders,
    I am writting to let you know that I received the money ($174) disbusrsed in my account on 17th march 2017. This amount has helped me purchase another computer (hp desktop) which has greatly propelled my business to realize more profit. I say thank you for all that helped me to raise this money. thank you.

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  • Robert    Apr 7, 2017

    Hello lenders,
    Thank you very much for lending me your money. Today I confirm that I have received more than $173 to my phone. Thank you for this cash

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  • Robert    Apr 3, 2017

    Hello lenders,
    I want to appreciate you all for the continued support you have been giving me. With this amount that I have received from you, I am looking forward to buy more computers so that I can expand my writing business. This will make me to flexibly do writing hence more income.
    Thank you all for your support. May God bless you abundantly.

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  • Robert    Apr 3, 2017

    Hallo Michiel,
    It is true that agencies such as freelance and upwork pay well. I really like their rates which are more favourable than others. Also, Uvocorp and essay shark have got good rates. The only challenge with this accounts especially upwork is that it is not easy to win a bid. If you happen to have assignments especially in upwork, I will be happy to help you. My upwork account username is: Robertkiva. Thank you

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  • Michiel Rauws    Apr 3, 2017

    Are you relatively getting paid more for projects on Upwork and Freelance in comparison to the work you do for customers in your own country?

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  • Robert    Apr 1, 2017

    Hello lenders,
    I want to appreciate you all that have supported me by funding my loan this far. I am optimistic that I will be able to raise the money right on time so that I Improve my business thus realizing more profit and even better my life more. For those who are considering to fund me, I would like to appreciate you also even as you make that decision. I will be very grateful to receive your contribution which I am very positive that will help me. Thank you all and God bles you or everything you have done to me.

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  • Robert    Mar 27, 2017

    Hello Lenders,
    We are great because of you. Your help to us has significantly changed our prospect. The loans I have received from you has been of great help to me and has helped me to stabilize my business. I want to confess to you that without your help, i could not have reached where I am. Thank you very much for your financial support.

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  • Robert    Mar 22, 2017

    Hello lenders,
    I am very pleased with you and all help I have been receiving from you. I only pray that God will constantly bless you and pay you abundantly for all your generosity. Thank you once again

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  • Robert    Mar 14, 2017

    Hello Zidisha team,
    I am writing to apologise for the late payment of remaining 32 shillings on my loan. I did not realize that I still was remaining with this amount until today when I saw on my account that I do not qualify for a credit increase due to late repayment of my loan. I thought I had finished paying the loan long time ago since that was the information I received from my loan profile. It showed me that I had fully repaid my loan which then gave me no reason to worry. Kindly request that Zidisha team be helping us to unfold even slightest mistakes in our profile so that we don't find ourselves in this kind of mistakes. Help the members realize if they have not repaid all their loan even if it is 1 shiling so as to avoid this kind of misunderstandings that can affect the member's trust to lenders. Thank you. Again my apology.....

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  • Robert    Mar 13, 2017

    Hello Zidisha
    I am writing to pass my gratitude to the entire team of Zidisha and all the lenders. This has been a great platform especially for me. Since I joined Zidisha, I have experienced tremendous growth in my business. I just realised Zidisha at the right time when I needed help. You people have been very helpful and I say thank you.

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