Purchase fresh fruits and build structure for my kiosk
Pamela
Nyamanga Village, Kenya
100% repaid
Entrepreneur
Name
Pamela
Member since
May 2015
On-time repayments
144 installments • 21%
About Me
I am Pamela Aoko, a widowed lady and mother of eight children. I am a grandmother of three beautiful granddaughters. I grew up in a polygamous family, my father had four wives and my mother was the 3rd wife. My parents were peasant farmers with very limited income. I and my siblings (girls) did not get chance to pursue education past primary education and most of them dropped out in grade 5 and below.
I had a very hard life in my childhood as my father discriminated girls from going to school and he only educated his sons. I got married at the age of 17 as a 1st wife since I did not want to get married in a polygamous set-up. My husband died 4 years ago and left me with eight children to take care. This hardship since my husband was not employed and was a peasant farmer too, I decided to start a small business to support my family and that is how I started a grocery kiosk in Nyamanga Village of Mbita Sub County.
I am involved in peer support group for widows in my community as a chairperson, I do counsel with them and advise them to start small income generating activities that could help them avoid irresponsible behaviors leading to sex and contraction of HIV/AIDS among other sexually transmitted disease that has threatened survival of future generations of Africa. living with my brother's children ,they are orphans and were left in my hands.
My Business
I am in the business of fresh fruits and green vegetables buying and selling. My products are; bananas, oranges, paw paw, green maize, beans and watermellon but my main product that I buy and sell in bulk is green grams followed by beans. During harvesting season always I stock green maize of upto US$ 400 and beans US$200. I stock these products during harvesting season because during this period farmers do sell them at throw away price then treat to preserve and store for two to three months and sell when the price had increased by 70% giving a profit of almost 60%.
My business is profitable though we cannot expand due to lack of capital that serves to thwart my efforts in timing and scaling up. The prices of grains are always down during harvesting . If I get Zidisha loan, I look forward to repaying in time so that I can qualify for more bigger loans from ZIDISHA to enable me expand and grow my business.
Loan Proposal
I am seeking a loan of KES 9,134 to enable me improve my fresh fruits and grains stock as follows;
-Ksh. 5,000 to purchase oranges, pineapples, watermelons, sweet melons, and bananas. These fruits form my stock base, as students come to my stand during break time and lunch time.
-Ksh. 2,000 to erect a stand where my customers will be relaxing as they partake in the fruits. The cash will be used to purchase timber, nails, and iron sheets.
-Ksh. 2000 to purchase pioneer maize seeds to plant at the end of May and early June. Pioneer maize seeds are drought-resistant and yield very high.
I look forward to repaying the loan in time and seeking more loans to expand my business.
About Me
I am Pamela Aoko, a widowed lady and mother of eight children. I am a grandmother of three beautiful granddaughters. I grew up in a polygamous family, my father had four wives and my mother was the 3rd wife. My parents were peasant farmers with very limited income. I and my siblings (girls) did not get chance to pursue education past primary education and most of them dropped out in grade 5 and below.
I had a very hard life in my childhood as my father discriminated girls from going to school and he only educated his sons. I got married at the age of 17 as a 1st wife since I did not want to get married in a polygamous set-up. My husband died 4 years ago and left me with eight children to take care. This hardship since my husband was not employed and was a peasant farmer too, I decided to start a small business to support my family and that is how I started a grocery kiosk in Nyamanga Village of Mbita Sub County.
I am involved in peer support group for widows in my community as a chairperson, I do counsel with them and advise them to start small income generating activities that could help them avoid irresponsible behaviors leading to sex and contraction of HIV/AIDS among other sexually transmitted disease that has threatened survival of future generations of Africa. living with my brother's children ,they are orphans and were left in my hands.
My Business
I am in the business of fresh fruits and green vegetables buying and selling. My products are; bananas, oranges, paw paw, green maize, beans and watermellon but my main product that I buy and sell in bulk is green grams followed by beans. During harvesting season always I stock green maize of upto US$ 400 and beans US$200. I stock these products during harvesting season because during this period farmers do sell them at throw away price then treat to preserve and store for two to three months and sell when the price had increased by 70% giving a profit of almost 60%.
My business is profitable though we cannot expand due to lack of capital that serves to thwart my efforts in timing and scaling up. The prices of grains are always down during harvesting . If I get Zidisha loan, I look forward to repaying in time so that I can qualify for more bigger loans from ZIDISHA to enable me expand and grow my business.
Loan Proposal
I am seeking a loan of KES 9,134 to enable me improve my fresh fruits and grains stock as follows;
-Ksh. 5,000 to purchase oranges, pineapples, water mellons, sweet mellons, bananas. These fruits form my stock base as students come to my stand during break time and lunch time.
-Ksh. 2,000 to erect a stand where my customers will be relaxing as they partake the fruits. The cash will be used to purchase timber, nails, iron sheets.
-Ksh. 2000, I will use to purchase pioneer maize seeds to plant end May and early June. Pioneer Maize seeds are drought resistant and yield very high.
I look forward to repaying the loan in time and seeking more loans to expand my business.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
May 18, 2015
Repayment status
On Time
Projected term
8 weeks
Other loans
Lenders
Reston, United States
[email protected], Belgium
United States
New York, United States
United States
Austria
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