Loan to buy barbering machine

Asare

Berekum, Ghana

100% repaid

Entrepreneur

Name

Asare

Member since

June 2015

On-time repayments

111 installments  •  53%

About Me

ON THE 15TH DAY OF XMAS WAS ONE OF MY SADDEST DAY. ONE AFTERNOON I WAS COMING FROM TRAINING WHEN I HEARD PEOPLE SHOUTING HELP HELP THE HOUSE IS BURNING. TO MY SURPRISE IT WAS OUR HOUSE THAT HAS CATCH FIRE AND UNFORTUNATELY FOR MY ALL OUR HOUSE IS ON FIRE,EVERYTHING GOT BURNT INCLUDING OUR CARS,OUR PROPERTIES AND MY SCHOOL UNIFORMS,SCHOOL BAGS AND MY BOOKS ALL GOT BURNT. MY PARENTS WERE VERY WEALTHY AND BECAUSE OF THIS TRAGEDY THAT HAPPENED COST THE DEATH OF MY DAD AND MY MUM TOO IS TOO OLD TO WORK. I WAS THE ONLY SON AMONG MY PARENTS WITH 2 FEMALES SO DEFINITELY I PUT IT TO MYSELF TO TAKE CARE OF MY FAMILY BECAUSE WE HAVE NO ONE TO RUN TO.AT FIRST I STARTED GOING HOUSE TO HOUSE TO SHINE PEOPLES SHOES FOR THEM TO COLLECT MONEY. WHEN I GOT SMALL AMOUNT I USE TO BUY HANDKERCHIEFS, TOFFEES AND OTHER THINGS TO SELL IN A STATION AND IN FUNERALS PLACES. IT WAS THIS PETTY PETTY WORK THAT I USED TO DO TO ASSIST MY FAMILY.BECAUSE OF THIS SITUATION THAT I FIND MYSELF INTO I FORGOT ABOUT MY EDUCATION IN THE EARLY AGE. ONE DAY WHEN I WAS AT THE FUNERAL SELLING MY GOODS ONE MAN BOUGHT A HANDKERCHIEF FROM ME AND WHEN HE WAS ABOUT PAYING ME HE SCREAM WOW WHAT A BUSHY HAIR. IN FACT I WAS ANNOYED AT THE FIRST TIME BECAUSE THAT WAS A PUBLIC PLACE AND IF I DONT TAKE CARE HE WILL DISGRACE ME IN PUBLIC BUT HE QUICKLY TOLD ME TO COME TO HIS WORK PLACE WHICH HE WILL SHAVE MY HAIR FOR ME BECAUSE HE WAS A BARBER. WHEN I HEARD HE WAS A BARBER I SMILED TO HIM SO THE NEXT DAY EARLY IN THE MORNING I WAS THE FIRST PERSON TO ARRIVE AT HIS WORKING PLACE AND WHILES HANGING AROUND AND WAITING FOR HIM SOMETHING CAME INTO MY MIND TO SWEEP THE PLACE FOR HIM SO I TOOK HIS BROOM AND STARTED SWEEPING THE AREA NOT KNOWING HE WAS STANDING SOMEWHERE LOOKING AT ME SO IMMEDIATELY I FINISHED SWEEPING HE HOLD ME AT THE BACK AND SAID GOOD BOY, SO HE SAT ME DOWN AND ASK WHY A BOY AT MY AGE NOT BE IN SCHOOL, WITH TEARS IN MY EYES I TOLD HIM EVERYTHING AFTER WHICH HE ASK ME EITHER I WILL LIKE TO LEARN BARBER WORK AND I SAID YES. SO I WAS WITH HIM LEARNING THE BARBERING FOR ALMOST 7 TO 10 YEARS WHEN I REALIZE THAT I HAVE GOT ALL THE EXPERIENCE AND TACTICS AND GOD BEEN SO GOOD TO ME I WAS ABLE TO RAISE SOME AMOUNT TO START MY OWN BARBER. I WAS LUCKY TO GET A NICE AND VERY BUSY AREA WHERE PEOPLE PATRONIZE MY WORK.PEOPLE LIKE GOVERNMENT WORKERS, CASUAL WORKERS AND STUDENTS ALL COME TO MY SHOP BECAUSE I ALWAYS DO A GOOD WORK FOR THEM. I HAVE NOT PLAN ABOUT CHILDREN FOR NOW BUT IF I GET MARRIED AND GIVE BIRTH I WANT THEM TO BE EDUCATED.I LIKE FOOTBALL AND TABLE TENNIS.

My Business

I AM A BARBER SO I BARBER PEOPLES HAIR,PEOPLE LIKE GOVERNMENT WORKERS, STUDENTS AND CHILDREN. THE WORKERS HERE ARE ALWAYS BUSY AT THEIR WORK SO MANY CALL ME INTO THEIR HOMES TO BARBER THEIR HAIR FOR THEM.I CHOSE THIS BUSINESS FIRST OF ALL BECAUSE OF MY AFOREMENTIONED SITUATION AND I BECAME PERFECT IN IT AND I LIKE IT.
EVERYDAY I CAN GET AROUND GHC 20 TO 40 SO THE MONTH WHEN I SERVICE MY MACHINES AND PAY MY UTILITY BILLS I CAN GET AROUND GHC 200 TO 300.I WILL USE THE LOAN TO REINVEST IN THE GROWING OF THE BUSINESS.

Loan Proposal

I AM A BARBER SO I BARBER PEOPLES HAIR,PEOPLE LIKE GOVERNMENT WORKERS, STUDENTS AND CHILDREN. THE WORKERS HERE ARE ALWAYS BUSY AT THEIR WORK SO MANY CALL ME INTO THEIR HOMES TO BARBER THEIR HAIR FOR THEM.I CHOSE THIS BUSINESS FIRST OF ALL BECAUSE OF MY AFOREMENTIONED SITUATION AND I BECAME PERFECT IN IT AND I LIKE IT.
EVERYDAY I CAN GET AROUND GHC 20 TO 40 SO THE MONTH WHEN I SERVICE MY MACHINES AND PAY MY UTILITY BILLS I CAN GET AROUND GHC 200 TO 300.I WILL USE THE LOAN TO REINVEST IN THE GROWING OF THE BUSINESS.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Jun 16, 2015

Repayment status

On Time

Projected term

4 months

Lenders

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  • Asare    Aug 5, 2017

    hello zidisha and my beloved lenders for the past four months ago i have not able to pay my loan due to some problem i face. i want to a village for establish a new business which is farming , because the place where i worked i got some family issue with them so i couldn't continue work there again, zidisha and my beloved lenders am now here let you know that i am back from village, i thank you lenders and zidisha team for what you have done. Sir/Madame i am here to plead you if it will be possible for you to give me another loan so that i will use it in my business and start payment all my arrears in a short time thank you.

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  • Asare    Dec 15, 2016

    the reason why i am reduce my payment is that i tell for a long time and am now back from my village.but my payment is too much for me and i want to reduce my amount so that i can pay all my past payment than you.

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  • Asare    Dec 15, 2016

    hello zidisha team and all my lenders i plead you for what has happened about my payment, please for give me. i am now in town and i will make all the past payment in a short time . i promise to do so. thank you.

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  • Fosu    Oct 6, 2016

    Asare says he will increase and make the necessary payment of his loan when he returns from his village.

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  • Ernestina    Sep 3, 2016

    Please my loan has been delayed and is almost 2weeks

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  • Asare    Aug 18, 2016

    Hello, the reason why i am making 10 ghs payment is that, i am travel to my village next week. I don't want to pass due in payment. There is no service in my village and also because of my new saloon i can get money to pay for one month. I promised to increase my payment when i return. I will like to take this opportunity to greet zidisha members and lenders. Thank you.

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  • Asare    Aug 8, 2016

    Hello lenders ,I once again thank you for given me such wonderful opportunity to be happy in life again since my dad is not part of family. Lenders my business is now moving on,especially my barbering work and also am still working on hair saloon too. By God grace everything is going on.

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  • Asare    Jul 30, 2016

    Lenders,I am still working on my new hairdresser salon.

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  • Asare    Jul 17, 2016

    I HAVE RECEIVED MY THIRD LOAN AND THE AMOUNT WAS GHS 1274.00. FIRST THING MONDAY ON THE DATE OF 18TH JULY I AM STARTING ON WHAT I ASK THE LOAN FOR AND I AM VERY HAPPY.I WILL KEEP YOU ZIDISHA AND MY LOVELY LENDERS UPDATES ON HOW I AM DOING AT MY WORK.ONCE AGAIN THANK YOU ZIDISHA THANK YOU MY LENDERS AND I PROMISE TO PAY THE LOAN EVERY WEEK AS IT IS EXPECTED OF ME.GOD BLESS YOU IN EVERYTHING THAT YOU DO.

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  • Asare    Jul 4, 2016

    once again thank you to all my lenders for assisting me this time also

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  • Fosu    Jun 23, 2016

    Asare Paid in full....

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  • Fosu    Jun 23, 2016

    Asare Paid in full....

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  • Asare    Jun 22, 2016

    before i start applying for my third loan,i want to thank you my lenders and also zidisha for good work done, since my first and my second loan i could see that my work has move on very well to a certain level that i am really comfortable with it, i have been able to open the barbering shop and also get new machine,i have employed 2 persons to help me also.

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  • Asare    Jun 15, 2016

    Happy Ramadan,God bless you all lenders. My business is now looking successfully. Thank you lenders .

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  • Asare    Jun 6, 2016

    Hello ,for the past two weeks ago I had been made payment's but still my payment is not credited. What happened please tell me.I will take this opportunity to greet my lenders,I greet you once again. God bless you. Happy Ramadan

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    • Laurie    Jun 6, 2016

      We're so sorry for the delay.

      There's currently a technical glitch preventing us from accessing our MTN account to retrieve and post repayments from borrowers in Ghana. We expect this to be remedied sometime this month; however, we are unable to say exactly when... because it's MTN programmers who have to solve this particular technical issue.

      In the meantime, please be sure to keep a record of the details of your repayment(s), including the date(s) made, the amount(s) repaid, and the Transaction Id. Number(s). It's always a good idea to do this, just in case ever needed.

      It's my understanding that repayments get credited to borrower accounts according to the date paid, not the date posted by the team on the Zidisha website. (Anyone else on the team who happens to see this and who may know anything different about this for Ghana, please let us all know.)

      It's fine--and advisable--to let your lenders know (in general) that you've made payment; however, please don't post details here. Instead, please send the details to the attention of the payment team for your country at "[email protected]".

      Thank you for your patience.

      Kind regards,
      Laurie
      The Zidisha Team

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      • Asare    Jun 7, 2016

        Thank you madam. I am very happy but am sorry for that. I promise to do so when I need help. Thank you once again,God bless you.

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  • Asare    May 28, 2016

    I am very glad to inform you that am looking good as well as my work too. This holiday was great in my shop is full of work.Thanks

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  • Asare    May 7, 2016

    Thank you lenders, since I received my second loan am leaving better life now. My family are happy .Thank you,God bless you all

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  • Asare    Apr 9, 2016

    Hi lender.I am very glad to day to inform you how much my business has been increased. My lenders will bear with me that,I started repayment of 20 Gh cedis but now have increased to 40 gh cedis.This means my business is moving gradually.Thank you lenders,zidisha teams . God bless you all.

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  • Asare    Mar 30, 2016

    I am very happy to increases my repayment. my business is now move to over 50% than the beginning and everything is moving well.i am now seeing some changes in my life. I will like to take this opportunity to than you all.

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  • Asare    Feb 11, 2016

    Hello lenders, I am very happy to tell you that what you have done I love it and may the almighty Lord bless you all. From the time I receive my second loan I plan to expand my business and by some of materials. My work has move from 20% to 65% now I am very happy. Leaders thank you all

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