Vincent
Kahawa, Kenya
23% repaid
Name
Vincent
Member since
July 2015
On-time repayments
252 installments • 22%
I am the first born in a poligamous family of seven children, currently a final year student pursuing bachelor of economics and finance at Kenyatta University. I lost both of my parents to HIV/AIDS while I was in primary school.The fact that parent died of HIV/AIDs really caused me a lot of stigmatisation as fellow pupils did not want to associate with me but I never let that deter my pursuit for education.
After thorough analysis of the market I realised that majority of the said market could hardly afford a loaf of bread and hence the need of a cheaper alternative. I then did a market research and tested the products to determine their acceptance, my land and culture is unique and is known for its wide spread HIV/AIDs cases.
During my free time I usually visit orphanages for voluntary services and motivational talks.
I make and sell baked products especially the homemade doughnut.My products are unique in tastes and are also preferred for their freshness and natural nature since I use no preservative.
I chose this business upon studying the market factors.I also wanted to salvage my target group( majority of whom are students) from the escalating prices of loaves of breads.
My typical costs entail the cost of inputs and other miscellaneous expenses totaling up to about 100 US dollars per day as my working capital generating a daily revenue of about 140 US dollars.
I save 15% of my profit and plough back the rest into the business for growth.
This loan will go directly to the purchase of a used motorbike to aid me in the supply of donuts.
A used motoebike in good condition currently retails at Ksh.50,000. With current savings of Ksh.20,000 this loan will complement my savings and see me realize my dream.
With a motorbike supply will be faster and convenient even during rainy seasons.A lot of time will be saved that can be put in other aspects of the business.
Profit is also expected to increase by 8 percent. With increased profit i will able enhance financial support to my dependants.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$342.00
Date disbursed
May 10, 2016
Repayment status
Late
Projected term
51 months
Other loans
Amount repaid
$81.70
Amount remaining
$277.41
Expected completion
Jul 29, 2020
Status
Repaying late
Installment amount
$1.51
Expected Payments | Actual Payments | ||
---|---|---|---|
May 18, 2016 | $8.07 | May 18, 2016 | $8.07 |
May 25, 2016 | $8.07 | Jun 1, 2016 | $8.07 |
Jun 1, 2016 | $0.00 | ||
Jun 8, 2016 | $3.53 | Jun 14, 2016 | $3.53 |
Jun 15, 2016 | $3.53 | Jun 14, 2016 | $3.53 |
Jun 22, 2016 | $3.53 | Jun 14, 2016 | $1.01 |
Jun 16, 2016 | $2.52 | ||
Jun 29, 2016 | $3.53 | Jun 16, 2016 | $1.51 |
Jun 27, 2016 | $2.02 | ||
Jul 6, 2016 | $3.53 | Jun 27, 2016 | $3.03 |
Jul 4, 2016 | $0.50 | ||
Jul 13, 2016 | $3.53 | Jul 4, 2016 | $3.53 |
Jul 20, 2016 | $3.53 | Jul 4, 2016 | $1.01 |
Jul 22, 2016 | $2.52 | ||
Jul 27, 2016 | $3.53 | Jul 22, 2016 | $1.01 |
Jul 26, 2016 | $2.52 | ||
Aug 3, 2016 | $3.53 | Jul 26, 2016 | $0.50 |
Aug 20, 2016 | $3.03 | ||
Aug 10, 2016 | $0.50 | Aug 20, 2016 | $0.50 |
Aug 17, 2016 | $0.00 | ||
Aug 24, 2016 | $1.51 | Aug 25, 2016 | $1.51 |
Aug 31, 2016 | $1.51 | Aug 25, 2016 | $0.50 |
Sep 9, 2016 | $1.01 | ||
Sep 7, 2016 | $1.51 | Sep 9, 2016 | $1.01 |
Sep 10, 2016 | $0.50 | ||
Sep 14, 2016 | $1.51 | Sep 10, 2016 | $0.50 |
Sep 16, 2016 | $1.01 | ||
Sep 21, 2016 | $1.51 | Sep 16, 2016 | $1.51 |
Sep 28, 2016 | $1.51 | Sep 16, 2016 | $0.50 |
Sep 29, 2016 | $1.01 | ||
Oct 5, 2016 | $1.51 | Sep 29, 2016 | $1.51 |
Oct 12, 2016 | $1.51 | Sep 29, 2016 | $1.51 |
Oct 19, 2016 | $1.51 | Oct 19, 2016 | $1.51 |
Oct 26, 2016 | $1.51 | Oct 19, 2016 | $1.51 |
Nov 2, 2016 | $1.51 | Nov 5, 2016 | $1.51 |
Nov 9, 2016 | $1.51 | Nov 5, 2016 | $1.51 |
Nov 16, 2016 | $1.51 | Dec 6, 2016 | $1.51 |
Nov 23, 2016 | $1.51 | Dec 6, 2016 | $1.51 |
Nov 30, 2016 | $1.51 | Jul 12, 2017 | $1.51 |
Dec 7, 2016 | $1.51 | Jul 12, 2017 | $0.50 |
Jun 22, 2023 | $1.01 | ||
Dec 14, 2016 | $1.51 | Jun 22, 2023 | $1.51 |
Dec 21, 2016 | $1.51 | Jun 22, 2023 | $1.51 |
Dec 28, 2016 | $1.51 | Jun 22, 2023 | $1.01 |
Jun 29, 2023 | $0.50 | ||
Jan 4, 2017 | $1.51 | Jun 29, 2023 | $1.51 |
Jan 11, 2017 | $1.51 | Jun 29, 2023 | $1.51 |
Jan 18, 2017 | $1.51 | Jun 29, 2023 | $1.51 |
Jan 25, 2017 | $1.51 | ||
Feb 1, 2017 | $1.51 | ||
Feb 8, 2017 | $1.51 | ||
Feb 15, 2017 | $1.51 | ||
Feb 22, 2017 | $1.51 | ||
Mar 1, 2017 | $1.51 | ||
Mar 8, 2017 | $1.51 | ||
Mar 15, 2017 | $1.51 | ||
Mar 22, 2017 | $1.51 | ||
Mar 29, 2017 | $1.51 | ||
Apr 5, 2017 | $1.51 | ||
Apr 12, 2017 | $1.51 | ||
Apr 19, 2017 | $1.51 | ||
Apr 26, 2017 | $1.51 | ||
May 3, 2017 | $1.51 | ||
May 10, 2017 | $1.51 | ||
May 17, 2017 | $1.51 | ||
May 24, 2017 | $1.51 | ||
May 31, 2017 | $1.51 | ||
Jun 7, 2017 | $1.51 | ||
Jun 14, 2017 | $1.51 | ||
Jun 21, 2017 | $1.51 | ||
Jun 28, 2017 | $1.51 | ||
Jul 5, 2017 | $1.51 | ||
Jul 12, 2017 | $1.51 | ||
Jul 19, 2017 | $1.51 | ||
Jul 26, 2017 | $1.51 | ||
Aug 2, 2017 | $1.51 | ||
Aug 9, 2017 | $1.51 | ||
Aug 16, 2017 | $1.51 | ||
Aug 23, 2017 | $1.51 | ||
Aug 30, 2017 | $1.51 | ||
Sep 6, 2017 | $1.51 | ||
Sep 13, 2017 | $1.51 | ||
Sep 20, 2017 | $1.51 | ||
Sep 27, 2017 | $1.51 | ||
Oct 4, 2017 | $1.51 | ||
Oct 11, 2017 | $1.51 | ||
Oct 18, 2017 | $1.51 | ||
Oct 25, 2017 | $1.51 | ||
Nov 1, 2017 | $1.51 | ||
Nov 8, 2017 | $1.51 | ||
Nov 15, 2017 | $1.51 | ||
Nov 22, 2017 | $1.51 | ||
Nov 29, 2017 | $1.51 | ||
Dec 6, 2017 | $1.51 | ||
Dec 13, 2017 | $1.51 | ||
Dec 20, 2017 | $1.51 | ||
Dec 27, 2017 | $1.51 | ||
Jan 3, 2018 | $1.51 | ||
Jan 10, 2018 | $1.51 | ||
Jan 17, 2018 | $1.51 | ||
Jan 24, 2018 | $1.51 | ||
Jan 31, 2018 | $1.51 | ||
Feb 7, 2018 | $1.51 | ||
Feb 14, 2018 | $1.51 | ||
Feb 21, 2018 | $1.51 | ||
Feb 28, 2018 | $1.51 | ||
Mar 7, 2018 | $1.51 | ||
Mar 14, 2018 | $1.51 | ||
Mar 21, 2018 | $1.51 | ||
Mar 28, 2018 | $1.51 | ||
Apr 4, 2018 | $1.51 | ||
Apr 11, 2018 | $1.51 | ||
Apr 18, 2018 | $1.51 | ||
Apr 25, 2018 | $1.51 | ||
May 2, 2018 | $1.51 | ||
May 9, 2018 | $1.51 | ||
May 16, 2018 | $1.51 | ||
May 23, 2018 | $1.51 | ||
May 30, 2018 | $1.51 | ||
Jun 6, 2018 | $1.51 | ||
Jun 13, 2018 | $1.51 | ||
Jun 20, 2018 | $1.51 | ||
Jun 27, 2018 | $1.51 | ||
Jul 4, 2018 | $1.51 | ||
Jul 11, 2018 | $1.51 | ||
Jul 18, 2018 | $1.51 | ||
Jul 25, 2018 | $1.51 | ||
Aug 1, 2018 | $1.51 | ||
Aug 8, 2018 | $1.51 | ||
Aug 15, 2018 | $1.51 | ||
Aug 22, 2018 | $1.51 | ||
Aug 29, 2018 | $1.51 | ||
Sep 5, 2018 | $1.51 | ||
Sep 12, 2018 | $1.51 | ||
Sep 19, 2018 | $1.51 | ||
Sep 26, 2018 | $1.51 | ||
Oct 3, 2018 | $1.51 | ||
Oct 10, 2018 | $1.51 | ||
Oct 17, 2018 | $1.51 | ||
Oct 24, 2018 | $1.51 | ||
Oct 31, 2018 | $1.51 | ||
Nov 7, 2018 | $1.51 | ||
Nov 14, 2018 | $1.51 | ||
Nov 21, 2018 | $1.51 | ||
Nov 28, 2018 | $1.51 | ||
Dec 5, 2018 | $1.51 | ||
Dec 12, 2018 | $1.51 | ||
Dec 19, 2018 | $1.51 | ||
Dec 26, 2018 | $1.51 | ||
Jan 2, 2019 | $1.51 | ||
Jan 9, 2019 | $1.51 | ||
Jan 16, 2019 | $1.51 | ||
Jan 23, 2019 | $1.51 | ||
Jan 30, 2019 | $1.51 | ||
Feb 6, 2019 | $1.51 | ||
Feb 13, 2019 | $1.51 | ||
Feb 20, 2019 | $1.51 | ||
Feb 27, 2019 | $1.51 | ||
Mar 6, 2019 | $1.51 | ||
Mar 13, 2019 | $1.51 | ||
Mar 20, 2019 | $1.51 | ||
Mar 27, 2019 | $1.51 | ||
Apr 3, 2019 | $1.51 | ||
Apr 10, 2019 | $1.51 | ||
Apr 17, 2019 | $1.51 | ||
Apr 24, 2019 | $1.51 | ||
May 1, 2019 | $1.51 | ||
May 8, 2019 | $1.51 | ||
May 15, 2019 | $1.51 | ||
May 22, 2019 | $1.51 | ||
May 29, 2019 | $1.51 | ||
Jun 5, 2019 | $1.51 | ||
Jun 12, 2019 | $1.51 | ||
Jun 19, 2019 | $1.51 | ||
Jun 26, 2019 | $1.51 | ||
Jul 3, 2019 | $1.51 | ||
Jul 10, 2019 | $1.51 | ||
Jul 17, 2019 | $1.51 | ||
Jul 24, 2019 | $1.51 | ||
Jul 31, 2019 | $1.51 | ||
Aug 7, 2019 | $1.51 | ||
Aug 14, 2019 | $1.51 | ||
Aug 21, 2019 | $1.51 | ||
Aug 28, 2019 | $1.51 | ||
Sep 4, 2019 | $1.51 | ||
Sep 11, 2019 | $1.51 | ||
Sep 18, 2019 | $1.51 | ||
Sep 25, 2019 | $1.51 | ||
Oct 2, 2019 | $1.51 | ||
Oct 9, 2019 | $1.51 | ||
Oct 16, 2019 | $1.51 | ||
Oct 23, 2019 | $1.51 | ||
Oct 30, 2019 | $1.51 | ||
Nov 6, 2019 | $1.51 | ||
Nov 13, 2019 | $1.51 | ||
Nov 20, 2019 | $1.51 | ||
Nov 27, 2019 | $1.51 | ||
Dec 4, 2019 | $1.51 | ||
Dec 11, 2019 | $1.51 | ||
Dec 18, 2019 | $1.51 | ||
Dec 25, 2019 | $1.51 | ||
Jan 1, 2020 | $1.51 | ||
Jan 8, 2020 | $1.51 | ||
Jan 15, 2020 | $1.51 | ||
Jan 22, 2020 | $1.51 | ||
Jan 29, 2020 | $1.51 | ||
Feb 5, 2020 | $1.51 | ||
Feb 12, 2020 | $1.51 | ||
Feb 19, 2020 | $1.51 | ||
Feb 26, 2020 | $1.51 | ||
Mar 4, 2020 | $1.51 | ||
Mar 11, 2020 | $1.51 | ||
Mar 18, 2020 | $1.51 | ||
Mar 25, 2020 | $1.51 | ||
Apr 1, 2020 | $1.51 | ||
Apr 8, 2020 | $1.51 | ||
Apr 15, 2020 | $1.51 | ||
Apr 22, 2020 | $1.51 | ||
Apr 29, 2020 | $1.51 | ||
May 6, 2020 | $1.51 | ||
May 13, 2020 | $1.51 | ||
May 20, 2020 | $1.51 | ||
May 27, 2020 | $1.51 | ||
Jun 3, 2020 | $1.51 | ||
Jun 10, 2020 | $1.51 | ||
Jun 17, 2020 | $1.51 | ||
Jun 24, 2020 | $1.51 | ||
Jul 1, 2020 | $1.51 | ||
Jul 8, 2020 | $1.51 | ||
Jul 15, 2020 | $1.51 | ||
Jul 22, 2020 | $1.51 | ||
Jul 29, 2020 | $0.54 |
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