Loan to buy a heifer

Joseph

Thika, Kenya

100% repaid

Entrepreneur

Name

Joseph

Member since

October 2015

On-time repayments

149 installments  •  64%

About Me

Am a 41 year old and a father of 3 children.I live in Gatura Wanduhi village with my family where i do small scale farming in poultry,dairy and tea.I completed my primary education in Gatura primary school and secondary education in Mbugiti secondary school. I've been in and off in formal employment for over ten years and now self employed in farming.During employment i committed to save and start a business of my own and i finally succeeded to buy 1.5 acres of land where i built a home for the family and live changed from that moment.I look forward to expand my prospects in dairy and poultry farming through the helping hand of Zidisha. My children are in school and are doing fine.They have varying areas of interest but i encourage them to work hard and smart to realize their future ambitions.Am very much interested in building enterprises that last to be my legacy to the future generations.

My Business

Currently am putting more effort in dairy farming because its the main business in my locality. Our local government is encouraging many of its residents to engage in dairy farming to improve on their livelihood where incentives are being offered including ready market for the milk produced.Today i have 2 dairy cows and 2 calves which produce 20 liters of milk daily.Am hoping to add 2 more cows if finances allow so as to increase production to at least 35 liters per day.

Loan Proposal

Dear lenders thank you for giving me these opportunity to borrow in your platform,farming is my profession and i look forwad to your support,if am granted these facility i will purchase a heifer which will later give birth and increase milk production.these will cost me 100 dollars.and with that hence increasing my profit margin by 35%.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$200.00

Date disbursed

Nov 23, 2015

Repayment status

On Time

Projected term

12 months

Lenders

W

Walter

Victoria BC, Canada

K

Krokslatt

Mölndal, Sweden

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

W

wiwillia

Milbrae, United States

M

Mullagh

United Kingdom

mepster

San Francisco, Ca, United States

Haim Si

Mexico, Mexico

jo

Los Angeles, United States

Roman Achmatow

Leipzig, Germany

BS

Brandon S

United States

MS

Mike Sutherland

United Kingdom

DK

Danny Kelly

United States

KK

karl kerksiek

United States

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  • Joseph    Oct 2, 2018

    I got robbed and my enterprise suffered greately.I wish you bear with me. Right now am sort of recovering and committed to settle my financial obligations. Please consider my plea and if possible add me more funds for recovery process. Thank you.

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  • Nicole Niemoth    Jul 26, 2018

    Hi Joseph
    What's going on? Please give us an update of your situation.
    Wishing you all the best
    Nicole

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  • Salome    Dec 31, 2017

    Joseph promised to start making payments this coming week. He had a little challenges but he's working to fix the situation.

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  • Joseph    Dec 7, 2017

    Thank you lenders for your generosity , God Almighty will bless you greately.This loan as i had planned will enable me buy a heifer and also start a yoghurt making business.Once again thank you.

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  • Joseph    Nov 8, 2017

    As a small scale farmer, Zidisha loans have made a lot of difference in my life.Having fully engaged in dairy and poultry my earnings have greatly improved despite a few hitches here and there.My next loan i intend to build more cow sheds to improve the wellness of the cows and further increase milk production.I intend to produce an extra 15 liters of milk from the current 25 liters per day.

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  • Joseph    Jul 5, 2016

    I need adequate operating capital and improve on my cash flow.Will adjust upwards later on.

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  • Joseph    Jun 19, 2016

    Thank you lenders for the loan amounting to $305.00 which i received recently.It will go a long way towards accomplishing my poultry project.Thank you once more.

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  • Joseph    Jun 16, 2016

    Thank you lenders for enabling me see another day full of hope.Be blessed.

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  • Joseph    Jun 2, 2016

    I would like to thank lenders for the opportunity they gave me through funding of the loan i have just completed.The funds enabled me buy a heifer which currently is doing well and hope it will be on heat in a months time.Thank you again.

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  • Joseph    Apr 3, 2016

    Business has been very low owing to unforeseen circumstances to include reduced stock from infections and low productivity.

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  • Michael    Mar 31, 2016

    Hello Joseph,kindly pay your weekly instalments to avoid arrears or whats went wrong with your business?

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  • Michael    Nov 19, 2015

    Hello dear esteemed Lenders,am pleased you have funded Joseph loan application I know him and he is a trustworthy person,am much optimistic he will be funded fully before it expire,thank you for your generosity.

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  • Joseph    Nov 17, 2015

    Thanks lenders for your assistance.I really look forward to disseminate information about this noble program to other people so as to make a difference in their lives.

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  • Simon    Nov 17, 2015

    hallo Joseph i like your idea in agribusiness sector,that's one thing i wished to do so much but buying a peace of land was the main challenge to me so i opted to do business congratulations and all the best in all you are doing

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  • Christopher    Nov 17, 2015

    Bravo Joseph i appreciate your working style plus fantastic landscape of your place.

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  • Michael    Nov 7, 2015

    Hello joseph,certianly your in daily business.

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