Loan to acquire computers for my computer college

Entrepreneur

About Me

i am 25 years old, God fearing, humble, intelligent and hardworking gentleman. currently, i graduated in December 2015 and was conferred a bachelors degree in economics from Technical university of Kenya.
i have always tried my best to achieve the best and so far i have something to smile and keep myself smiling always. since my childhood i have been enterprising. i used to rear rabbits & chicken to cater for my needs and supplement my mums' efforts in raising fee. it was a challenge but i have ever remained focused as am sure that, wherever there is will, there is way. today i appreciate zidisha as it has made me to grow in business thus making my life more easy to face financial challenges. something which really amuses me about my people is ego-centrism and very stubborn to help even if they see potential in you. its something which i never like and wish they could change and support young talents.
i am fond of learning tradition and spent most of my leisure time visiting and sharing with the aged in my community.

My Business

as stated above, i started venturing in business since childhood. after my form four(2009) i started doing photography, and after a year, i upgraded to video shooting. it has been successful story and up-to date I also provide these services. fortunately, i have been saving since then, at the same time paying for my fee.

in the year 2013 December, i managed to open a cybercafe. however, due to its high demand for capital it has been serious challenge of getting funds for expansion, considering i solely depend on it for paying for my fee and upkeep expenses. my services are experiencing upward trend especially during this time when transition from analog to digital is "picking" in my country Kenya.

i like the business because it involves acquisition of fixed assets and thereby no risk of getting losses due to perish-ability. again it personally helps me in getting information especially for my degree course. the revenue earned is usually spent for school fee and business expansion. due to the high demand of my customers am forced to add the number of computers in my cyber. this has been caused by the quality services i offer to them almost beating all my competitors.
i am pressured by this demand and wish i could get some backup at-least to raise additional income for expansion. I usually have yearly targets. For the year 2015 u assisted me start and run my computer college.
This year I am planning to raise the notch higher and start training video coverage and photography. I believe u will be supportive as ever.

Loan Proposal

its with unexplainable joy to have had accessed my first loan which opened flood gates of success in my business. as a matter of fact due to the efficiency of resulting from acquisition of the strong server computer, my income has tremendously risen. this has enabled me realize my 2015 dream to some extend("opening a computer college") be a reality rather than a dream. as a matter of fact, i have already admitted 15 students since early march and am getting more interested aspirants whom i have been forced to request them to wait till we acquire more computer to accommodate them. so this blessing has come with the challenge of my holding capacity. this makes me call the Zidisha community to give an hand of help.
the total expansion is budgeted at $900
break down of expenditure
$400- purchase of computers.
$200 furniture
$100 electricity appliances(electrical wires, socket and net cables)
$100 acquisition of license, stationery and textbooks e.t.c.
$100 branding, advertisement and installation - labor
of which i have been able to raise $450 and still working out ways on how to raise the balance. i hereby appeal to zidisha community to atleast assist me in raising the capital and assure the community that i will maintain a good repayment schedule as i have done with the past.
i hope zidisha members will listen to my cry.

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