Laptop computer & partial payment of university fees
Joseph
Accra, Ghana
100% repaid
Entrepreneur
Name
Joseph
Member since
September 2015
On-time repayments
302 installments • 73%
About Me
I am Joseph Saaquah, 29 years of age. I am the last from 3 children of my parent,My family could have been a lovely one, but sadly I never got the opportunity to set eyes on my dad. I took it calmly growing up because no matter what happens, life must go on. Have always been a respectful, obedient, just, and hardworking person. Have completed senior high school at Gomoa Secondary High Technical School in the central region of Ghana, though it wasn't easy financially due to my mum being a single parent with 3 kids. Life hasn't been easy, but I've never given up because I'm determined to be educated. Sometimes I have to drop from school, though, to help mum in selling to get money for my fees and my chop money (money for daily provision of food is called "chop money" in Ghana). Through zidisha loan,i have been able to attend an IT school to gain myself a diploma in IT system admin certificate. am currently working but i dont want this certificate to be the end of my IT education but the beginning . I really want to continue my IT education,though it expensive but i wont let finances prevent me. am ready to work hard and go the extra mile to go higher in the IT field. I challenge myself not to give up because everything is possible in life. since Zidisha is with me, I can boldly say that my dreams will surely come to reality.
I live in a peaceful environment with lovely people. I love listening to music and singing along.
My Business
Hello dear Lenders,first of all i would like to thank and appreciate you all for always supporting my loan application.
through the help of Zidisha,i have a certificate in IT and working in a company as an IT personnel, it really helping me a lot,all thanks to you for the support.
i use some of the money i earn to take care of my personal needs like paying my house rent,paying my bills,feeding myself on daily bases,paying some of siblings fees if there is the need and helping others who are in bad time or needs financial help urgently.
Loan Proposal
Hello, dear lenders.
I thank God for helping me see this day and protecting the lives of my generous lenders.
I joined this platform with the aim of continuing my education and also to setting up a business to support myself. Am doing very well in terms of business and that is what I am surviving on. My condition was very poor at first, but as soon as I joined this family and lenders start supporting my applications, I began to see improvements. I thank you all.
I am applying this loan for my I.T. education. I have gotten admitted to study for a professional Diploma in I.T. System Administration at Ghana Institute of Management
and Public Administration (GIMPA). This is a dream come true for me.
This loan would help me a lot, as I would use part of it to pay for the balance of my admission fees, and to buy some academic handouts, as well as to purchase a laptop computer for use in my university studies.
If some of the dear lenders favor me by fully funding a loan for me,
this is what I would use it for:
1.) $250 to finish paying for the admission fees;
2.) $105 to buy coursework handouts; and
3.) $250 to purchase a laptop computer.
Profit from from my mini-importation business would help me to repay this loan.
My I.T. classes are on Mondays, Wednesdays, and Fridays, so I have Tuesdays, Thursdays, and Saturdays to work in the business. I'm very sure of being able to do well enough to repay the loan on time.
I would be very happy if you would help me this time around. I promise to repay, as always.
I currently have a 100% on-time repayment rate,
and I would do my best not to let anything spoil that.
Thank you for having a good heart to help me out.
God bless you all.
About Me
I am Joseph Saaquah, 29 years of age. I am the last from 3 children of my parent,My family could have been a lovely one, but sadly I never got the opportunity to set eyes on my dad. I took it calmly growing up because no matter what happens, life must go on. Have always been a respectful, obedient, just, and hardworking person. Have completed senior high school at Gomoa Secondary High Technical School in the central region of Ghana, though it wasn't easy financially due to my mum being a single parent with 3 kids. Life hasn't been easy, but I've never given up because I'm determined to be educated. Sometimes I have to drop from school, though, to help mum in selling to get money for my fees and my chop money (money for daily provision of food is called "chop money" in Ghana). Through zidisha loan,i have been able to attend an IT school to gain myself a diploma in IT system admin certificate. am currently working but i dont want this certificate to be the end of my IT education but the beginning . I really want to continue my IT education,though it expensive but i wont let finances prevent me. am ready to work hard and go the extra mile to go higher in the IT field. I challenge myself not to give up because everything is possible in life. since Zidisha is with me, I can boldly say that my dreams will surely come to reality.
I live in a peaceful environment with lovely people. I love listening to music and singing along.
My Business
Hello dear Lenders,first of all i would like to thank and appreciate you all for always supporting my loan application.
through the help of Zidisha,i have a certificate in IT and working in a company as an IT personnel, it really helping me a lot,all thanks to you for the support.
i use some of the money i earn to take care of my personal needs like paying my house rent,paying my bills,feeding myself on daily bases,paying some of siblings fees if there is the need and helping others who are in bad time or needs financial help urgently.
Loan Proposal
Hello dear lenders, I thank God for helping me see this day and protecting the lives of my generous lenders. I joined this platform with the aim of continuing my education and also to set up some business to support myself.am doing very well in terms of business and that is what am surviving on.my condition was very poor at first but as soon as i join this family and lenders start supporting my applications, I begin to see improvements. i thank you all.
Am applying this loan for my IT Education, I have got an admission to study professional Diploma in IT system Administration at Ghana Institute Of Management And Public Administration (GIMPA).this is a dream come true for me.
This loan would help me a lot as I would use part to pay my admission fees, buy some handouts and also purchase a laptop for my IT course.
If our dear lenders favors me by fully funding my loan,this is what i would use it for....
1) would use $250 of the loan to clear the admission fees.
2)Use $250 to purchase a laptop.
3)Use $105 for handouts.
Profit from from my mini-importation business would help me pay back this loan. My IT classes are on Mondays,Wednesdays and Fridays so i have Tuesdays,Thursdays and Saturdays to work. Am very sure of doing well to pay the loan on time.
i would be very happy if you help me this time round like always. i promise to pay back like always.am having 100% on time repayment and I won’t let anything spoil that.
Thank you all for having a good heart to help me out...
God bless u all.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$605.00
Date disbursed
Mar 7, 2018
Repayment status
On Time
Projected term
40 months
Ask Joseph a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.