Moses
Kumasi, Ghana
100% repaid
Name
Moses
Member since
October 2016
On-time repayments
86 installments • 95%
MY STORY
My name is Moses Zubakar. I come from Upper East Region, Bolgatanga district in a village call Duusi. I am 22 years old. I was born by parent Madam Angelina Efua-mother and Paul Zubakar-father. I was born in the year 23rd October, 1994. I schooled at New Life International School at Kronom-Kwapra and completed in the year 2011 . I read General Science in Opoku Ware High School and completed in the year June 2014. I passed out my exams and passed at once. I joined my brother who is a scraps dealer who buys rejected metals in large quantity and load it to Tema. But the ending of that year wasn’t nice. It collapsed last year and I carried on with my life. I was later spoken by a brother who has the aim of opening an MTN mobile money transfer.He operated the business and I assisted him for while. He stopped the business and I took over. The barrier was that the investment for money withdrawal and money transfer is small but since I joined Zidisha It's been helping very well.
I love playing foot ball.
Thank you.
My Business
I provide money transfer service and MTN mobile money merchant. The world these days is changing that the carriage of plenty money along in bags and in pockets has stopped. The carriage of plenty money around has become tedious and scary. Due to the modern world we are living in, technology has become keyed in the life of man. MTN Ghana which is the number one operating network in the country is been able to device a system which can contain all your money along. Also banking system is been limited and difficult moving from one bank to the other, this system has made it easy to transfer money around any time anywhere you found yourself. Therefore this has made people to involve and circulate their money’s through this medium. One can send money without encountering issues such as arm robbers attack, theft, misplacement etc. Money transfer has become easy irrespective of location constraint, time factor and transportation factor etc. The system involves cashing out and cashing in. Cashing out is when a someone having money on his/her wallet wants to get a physical cash, he/she has to come to the Vendor for the agent to withdraw the amount from his/her wallet to the agents wallet in other have a physical cash. Cashing-in: Is when a client is sending money to another person registered or unregistered through the Merchant. Thus, the merchant receiving physical cash from the person and load another person wallet with the amount i.e. mobile money user. Also Aitel Network, Tigo Network, Vodafone Network mobile money transfers are also now introduced and I want add to operate.
The cost involves; the rent, the container I am staying in, light bills, mobile phone cost and when loading my wallet. My revenue is determine when a client is sending money to a mobile money user or non-mobile user, it attracts charges and also when a person is withdrawing money from his/her wallet it attracts charges.
I wish to apply for a loan in your noble outfit. I will add this loan to my Mobile Money Transfer business to increase my capital.The world these days is changing that the carriage of plenty money along in bags and in pockets has stopped. The carriage of plenty money around has become tedious and scary. Due to the modern world we are living in, technology has become keyed in the life of man. MTN Ghana which is the number one operating network in the country is been able to device a system which can contain all your money along. Also banking system is been limited and difficult moving from one bank to the other, this system has made it easy to transfer money around any time anywhere you found yourself. Therefore this has made people to involve and circulate their money’s through this medium. One can send money without encountering issues such as arm robbers attack, theft, misplacement etc. Money transfer has become easy irrespective of location constraint, time factor and transportation factor etc. The system involves cashing out and cashing in. Cashing out is when a someone having money on his/her wallet wants to get a physical cash, he/she has to come to the agent, for the agent to withdraw the amount from his/her wallet to the agents wallet in other have a physical cash. Cashing in involves a person sending money to another person registered or unregistered through the Merchant. Thus, the merchant receiving physical cash from the person and load another person wallet with the amount i.e. mobile money user. Also Aitel Network, Tigo Network, Vodafone Network mobile money transfers are currently in the system. It is my dream to add these services when I have access to a huge capital in other get huge profits to improve my wellbeing and the future. I am the only merchant that is operating this business in this community currently.. I expect a profit of 2% increase. Thank you
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Project Type
Classic Loan
Disbursed amount
$20.00
Date disbursed
Oct 8, 2016
Repayment status
On Time
Projected term
6 weeks
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