To help pay for forklift training & transportion to school

Joseph

Accra, Ghana

19% repaid

Entrepreneur

Name

Joseph

Member since

September 2015

On-time repayments

302 installments  •  73%

About Me

I am Joseph Saaquah, 29 years of age. I am the last from 3 children of my parent,My family could have been a lovely one, but sadly I never got the opportunity to set eyes on my dad. I took it calmly growing up because no matter what happens, life must go on. Have always been a respectful, obedient, just, and hardworking person. Have completed senior high school at Gomoa Secondary High Technical School in the central region of Ghana, though it wasn't easy financially due to my mum being a single parent with 3 kids. Life hasn't been easy, but I've never given up because I'm determined to be educated. Sometimes I have to drop from school, though, to help mum in selling to get money for my fees and my chop money (money for daily provision of food is called "chop money" in Ghana). Through zidisha loan,i have been able to attend an IT school to gain myself a diploma in IT system admin certificate. am currently working but i dont want this certificate to be the end of my IT education but the beginning . I really want to continue my IT education,though it expensive but i wont let finances prevent me. am ready to work hard and go the extra mile to go higher in the IT field. I challenge myself not to give up because everything is possible in life. since Zidisha is with me, I can boldly say that my dreams will surely come to reality.
I live in a peaceful environment with lovely people. I love listening to music and singing along.

My Business

Hello dear Lenders,first of all i would like to thank and appreciate you all for always supporting my loan application.
through the help of Zidisha,i have a certificate in IT and working in a company as an IT personnel, it really helping me a lot,all thanks to you for the support.
i use some of the money i earn to take care of my personal needs like paying my house rent,paying my bills,feeding myself on daily bases,paying some of siblings fees if there is the need and helping others who are in bad time or needs financial help urgently.

Loan Proposal

Hello there dear Lenders, let me start by thanking you all for supporting my past loan application. It was of a great help to me.

Am taking this loan for a forklift training. Am very interested in knowing how to operating heavy duty machines but starting with forklift. Am doing this because I want to have another source of income as one source of income would never give me a financial freedom.
It a 2 months training and the cost is Gh2000.
Would also buy a form of Gh100.
There are other items we would be required to buy for the training which also amount to Gh400 (rough estimate)
Part of the loan too would be use for my transportation to the school on daily bases.
This loan would be of a very great help to me. Would be very grateful if given like always.
My financial status would never be the same after this training. Thank you.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$473.00

Date disbursed

Sep 6, 2021

Repayment status

Late

Projected term

9 months

Lenders

Kitty

Hailsham, United Kingdom

R

Rearden

STAVANGER, Norway

Laurie

United States

Emma

Australia

roark22

Geneva, Switzerland

Ed

Howells, United States

JH

Joseph Hwang

Houston, United States

Malibu River

Tokyo, Japan

KM

Kirk Moore

Cerdanyola del Vallès, Spain

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  • Joseph    Nov 2, 2023

    Hello dear lenders, it been a while and am very happy to inform you all that am very well over here. Am still waiting for payment processing in Ghana to resume so I can resume paying back my loan. Thanks to you all for your understanding and still being by my side. Am very grateful. Thank you all and stay blessed.

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  • Joseph    Jul 19, 2023

    Hello there dear lenders, I hope you are all doing amazing. The past couple of months has been amazing through the Marcy of our dear Lord. I would be very happy to hear from all of you again.

    Have still been waiting for the button to start paying back my loan but there is still no way to make payments. Am hoping it gets sorted soon so those of us owning can pay back. It never my intention to take the money for free.

    Thank you and stay safe.

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  • Joseph    Feb 16, 2023

    Hello dear lenders, please how are you all doing? It been really long but I want you all to know that am doing very well. I hope you are all doing amazing too.

    Been waiting for too long to resume paying my loan but seems the issue hasn't been resolve. I pray it get sorted very quick.

    Thanks to you all.

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  • Joseph    Oct 17, 2022

    Hello there dear lenders, how are you all doing..I hope by the special Grace of the living God, you are all doing well. Am also doing well and my sisters too. She is now very well and fit. I can now channel my funds to the payments of my loan but seems to be an issue Ghana payment processing. Am really sorry this late payments but it wasn't intentional. I would be doing my best to pay it as soon as possible. Thanks for still being by my side since I lost my Mum.


    May the Love of God be with you all. Stay blessed.

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  • Joseph    Aug 7, 2022

    Hello dear lenders, it been a while. i hope you are all doing amazing by the special Grace of the living God. it been hard all over the world, we pray the almighty see us through.

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  • Joseph    Jun 27, 2022

    Hello there dear Leanders, i hope you are all doing amazing ? may you all be protected under the mighty wings of the most high.
    my phone was stolen but have finally get a sim replacement.

    thanks to you all for still being by my side.
    God bless you all.

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    • Laurie    Aug 26, 2022

      Hello, Joseph, I didn't see this earlier. Very sorry to hear what happened,
      but very glad to hear that you were able to get a new SIM card. About funding loans, many of us always will be by your side for as long as it's possible. God bless you, as well.

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  • Joseph    May 18, 2022

    Hello dear Lenders, how are you all doing? i really wanna thank you all for praying for my sister. she is now responding to treatment very well. am very glad and happy. i thank God that the money i have been spending on her medication is finally bringing good result.
    i have been very late on my repayments but am very sure that soon i would be on track, thanks for understanding and being there for me always.

    God bless you all.

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  • Joseph    May 5, 2022

    Hello Dear Lenders, i hope by the special Grace of the living God that you are all doing amazing. Today, i want to say a very special and super thank you to LJ (thats the name i know). i want you to know that i do really appreciate the fact that you liked my comment almost all the time. i love you very much, may you be safe wherever you are.

    Thank you and God bless you.

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    • Laurie    May 9, 2022

      Thank you, Joseph. You are loved by all of us here, too!
      Hoping you and your sister are safe and well.
      God bless you and keep you both safe.

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  • Joseph    Apr 27, 2022

    This is the cover note or the temporary licence given to me as the card is not ready yet.

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  • Joseph    Apr 27, 2022

    Hello my dear able Lenders, today....am very happy and with a heart full of gratitude to all of you for always being there for me. though i have lost my parents but because of all of you, i never feel alone in life. i thank you for what you have all done for me and am thanking you for what you would be doing for me in the future too.

    By the special grace of the living God, am done with the forklift training, a certificate, testimonial and a licence have been given to me. all thanks to you for funding my loan. May the almighty bless you all.

    thanks for the supports, i know deep down my heart that i can counts on all of you always. God bless you all.

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  • Joseph    Apr 20, 2022

    Hello dear Lenders, i hope you and the family are all doing well. i thank the almight God for your lives. May he continue to be our King forever.

    I also thank God for a successful first part of my forklift theory exam today. And a big thank you too my wonderful lenders, your support is very well appreciated. the loan given to me has been very very helpful in so many ways. i wish i can come before all of you one after the other to thank you personally. May the Lord bless you all.

    thank you and stay blessed.

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  • Joseph    Apr 15, 2022

    Hello my dear lenders, hope you are all doing amazing. please if you say a prayer, kindly say one for my sister Florence as she has been battling illness for some months.

    Thanks and stay blessed.

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  • Joseph    Apr 12, 2022

    Hello my dear lenders, first of all i want to thank you all for the love, care, patience and understanding shown to me on this platform. Am forever blessed to have you all with me.

    i would be giving you update on the forklift training very soon.

    thank you and stay blessed.

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  • Joseph    Mar 19, 2022

    Hello dear lenders, it been another successful week. we thank the Almighty God for his protection and care. may his love be with us forever.

    The training is also going on smoothly, would be completing in few weeks to come God willing. am much greatful for the help and opportunity given me once again.

    stay safe and bless.

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  • Joseph    Mar 6, 2022

    A very happy independence day to all Ghanaians, i also pray to the living God to bless the world with peace and unity.

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  • Joseph    Feb 27, 2022

    Hello dear lenders, i hope by the Grace of the living God that you are all doing well.

    It been 1 month and 2 weeks into the training and the experience has been awesome. new friends, new relations and connections. am very glad for the opportunity.

    I humbly pray for peace to prevail among Ukraine and Russia. May the almighty grants us unity to stay together as one people in love.

    stay safe and happy.

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  • Joseph    Feb 20, 2022

    Hello dear lenders, it another wonderful weekend. i hope by the super natural powers of the living God, you are all doing amazingly well.
    Am also very fine and the training is going very well.

    on this special Sunday, i pray the almighty God change our storyline to happy, healed and financially stable.

    stay safe and bless............

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  • Joseph    Feb 11, 2022

    it been another succesful training week. thanks to the most high God.

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  • Joseph    Feb 3, 2022

    Hello dear leaders, how are you all doing? i hope by the special Grace of the living God that you are all doing great. Am also very fine over here.

    Almost done with 3 weeks into the forklift training and so far so good, it been really amazing.

    Thanks to you all for your supports, God bless you all.

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  • Joseph    Jan 28, 2022

    Hello dear lenders, am very happy to let you all know that the training is going on very smoothly.

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