Francis
Nairobi, Kenya
100% repaid
Name
Francis
Member since
December 2014
On-time repayments
286 installments • 67%
i am 25 years old, God fearing, humble, intelligent and hardworking gentleman. currently, i graduated in December 2015 and was conferred a bachelors degree in economics from Technical university of Kenya.
i have always tried my best to achieve the best and so far i have something to smile and keep myself smiling always. since my childhood i have been enterprising. i used to rear rabbits & chicken to cater for my needs and supplement my mums' efforts in raising fee. it was a challenge but i have ever remained focused as am sure that, wherever there is will, there is way. today i appreciate zidisha as it has made me to grow in business thus making my life more easy to face financial challenges. something which really amuses me about my people is ego-centrism and very stubborn to help even if they see potential in you. its something which i never like and wish they could change and support young talents.
i am fond of learning tradition and spent most of my leisure time visiting and sharing with the aged in my community.
as stated above, i started venturing in business since childhood. after my form four(2009) i started doing photography, and after a year, i upgraded to video shooting. it has been successful story and up-to date I also provide these services. fortunately, i have been saving since then, at the same time paying for my fee.
in the year 2013 December, i managed to open a cybercafe. however, due to its high demand for capital it has been serious challenge of getting funds for expansion, considering i solely depend on it for paying for my fee and upkeep expenses. my services are experiencing upward trend especially during this time when transition from analog to digital is "picking" in my country Kenya.
i like the business because it involves acquisition of fixed assets and thereby no risk of getting losses due to perish-ability. again it personally helps me in getting information especially for my degree course. the revenue earned is usually spent for school fee and business expansion. due to the high demand of my customers am forced to add the number of computers in my cyber. this has been caused by the quality services i offer to them almost beating all my competitors.
i am pressured by this demand and wish i could get some backup at-least to raise additional income for expansion. I usually have yearly targets. For the year 2015 u assisted me start and run my computer college.
This year I am planning to raise the notch higher and start training video coverage and photography. I believe u will be supportive as ever.
once given the money, I will buy more computers to be able to fully satisfy the demand of my clients. this is attributed by the fact that 2014 students who did Kenya Certificate of Secondary Education are flocking in my college to get the basic computer knowledge. Again rise in Sports betting in Kenya on Sportpesa, Elitebet, betin, betaway and others is making the internet services more relevant. Infact I am foreseeing my business thriving a bit well once i do the upgrade and my business and life will never be the same. I therefore urge you lender to kindly support me and fund me I assure you investing your funds wisely. expecting all the best.
Positive
4
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$765.00
Date disbursed
Feb 11, 2016
Repayment status
On Time
Projected term
8 months
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Amount repaid
$805.30
Amount remaining
$0.00
Date repaid
Oct 14, 2016
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Feb 21, 2016 | $50.00 | Feb 20, 2016 | $50.00 |
Feb 28, 2016 | $0.00 | ||
Mar 6, 2016 | $0.00 | ||
Mar 13, 2016 | $40.00 | Mar 14, 2016 | $40.00 |
Mar 20, 2016 | $40.00 | Mar 21, 2016 | $40.00 |
Mar 27, 2016 | $40.00 | Mar 26, 2016 | $39.99 |
Apr 2, 2016 | $0.01 | ||
Apr 3, 2016 | $40.00 | Apr 2, 2016 | $40.00 |
Apr 10, 2016 | $40.00 | Apr 10, 2016 | $40.00 |
Apr 17, 2016 | $40.00 | Apr 18, 2016 | $40.00 |
Apr 24, 2016 | $0.00 | ||
May 1, 2016 | $20.00 | May 1, 2016 | $20.00 |
May 8, 2016 | $20.00 | May 18, 2016 | $20.00 |
May 15, 2016 | $20.00 | May 22, 2016 | $20.00 |
May 22, 2016 | $20.00 | May 31, 2016 | $20.00 |
May 29, 2016 | $20.00 | Jun 3, 2016 | $20.00 |
Jun 5, 2016 | $20.00 | Jun 7, 2016 | $20.00 |
Jun 12, 2016 | $20.00 | Jun 12, 2016 | $20.00 |
Jun 19, 2016 | $20.00 | Jun 20, 2016 | $20.00 |
Jun 26, 2016 | $20.00 | Jun 26, 2016 | $20.00 |
Jul 3, 2016 | $20.00 | Jul 2, 2016 | $20.00 |
Jul 10, 2016 | $20.00 | Jul 10, 2016 | $20.00 |
Jul 17, 2016 | $20.00 | Jul 18, 2016 | $20.00 |
Jul 24, 2016 | $20.00 | Jul 24, 2016 | $20.00 |
Jul 31, 2016 | $20.00 | Jul 31, 2016 | $20.00 |
Aug 7, 2016 | $20.00 | Aug 8, 2016 | $20.00 |
Aug 14, 2016 | $20.00 | Aug 15, 2016 | $20.00 |
Aug 21, 2016 | $20.00 | Aug 22, 2016 | $20.00 |
Aug 28, 2016 | $20.00 | Aug 29, 2016 | $20.00 |
Sep 4, 2016 | $20.00 | Sep 4, 2016 | $20.00 |
Sep 11, 2016 | $20.00 | Sep 11, 2016 | $20.00 |
Sep 18, 2016 | $20.00 | Sep 20, 2016 | $20.00 |
Sep 25, 2016 | $20.00 | Sep 26, 2016 | $20.00 |
Oct 2, 2016 | $20.00 | Oct 4, 2016 | $20.00 |
Oct 9, 2016 | $20.00 | Oct 9, 2016 | $20.00 |
Oct 16, 2016 | $20.00 | Oct 14, 2016 | $20.00 |
Oct 23, 2016 | $15.30 | Oct 14, 2016 | $15.30 |
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