Name
Kipruto
Member since
August 2015
On-time repayments
317 installments • 93%
My name is Kipruto Kiptarus ,commonly known by the nickname Rush.I am 28 years old,We are seven children in the family;three of us are sons while four are daughters,Am the sixtieth born .My father has now retired from 'matatu '(public passengers car)driver,while my mother is a farmer and a herbalist as well,she keeps livestock as well as cultivating a small farm,i use to assist her especially in looking after livestock as well as fetching herbs with her in the forest.Its from her that i gained my interest to do livestock farming as well as studying medicine in a diploma course in pharmacy. I also did my college research project with her help in comparing the herbal medicine to modern medicine in modern world.
I started my farming business on may 2014 with five hens and a cock,I was then in my attachment course in Kabarnet district hospital pursuing a diploma course in pharmacy.its then that I realize I do have a free time during evenings and weekends,I approached my neighbors carpenter and we raised a poultry house ,later in July I bought five more hens and two sheep,august September continues laying and brooding and by October around sixty chicks had been hatched, though so me did not survive due to harsh weather,limited space and improper vaccination.my second lot was more successfully ,I got a ready market sold them and I was able to buy two young bulls and a second hand motorcycle.from then I started admiring this work and was anxious to join Zidisha to share and learn from others and more importantly the financial support.I have been in farming from then 2015 till now 2021.
From my career of pharmacy practice i have also initiated another project of owning a pharmacy shop which is already in place.Am in the process of incooporating farming and pharmacy practice.
Livestock farming is my business of choice ,i rare cattle bulls for now ,sheep and hens.Am aiming to expand poultry house.Hens have dominated my farm and am glad to strengthen because it has uplifted me to where iam now.Am also looking forward to rare a high breed dairy cows and goats for milk products,i already have a dairy goat thanks to zidisha and lenders and looking forward to have more stock.Besides that I have a motorcycle easing me with my daily needs and transportation of animal outcomes like eggs as well as livestock inputs like chicken feeds.
My business has grown since joining zidisha more so in poultry farm.Besides home consumption of eggs and selling at local centers ,Am now supplying over sixty eggs weekly to various retail shops and hotels in my home town,Kabarnet.I have maintained my poultry in the farm and i have two employees farm looking after poultry and cattle.I also have a part time employee who is taking care of the farm i recently bought and plant bhomarhode grass.
I have also made a downpayment for owning a pharmacy shop and am in the process of making full payment.
I have build a small house and this year 2021 God willing i intend to marry and have a family of my own.Thanks to zidisha innovation and generous lenders for your support.
Happy new year dear lenders and zidisha team. It's another season and a new year too.I would like to thank you for your support,both financially and also your guidance. I would like again to come to you to lend me loan.
I would like to apply for loan amounting to $2930.With this loan i have identified two plots of land each costing $1000.This will cost me $2000 to buy this plots.I will use $300 of this amount for land search and registration of new title deed.This will enable me to have enough space for extending my livestock farm more so for dairy cows.
For the remaining amount of $630 I will plant maize for silage, Nappier grass and root grass to supplement my livestock feed.This will ensure animal feed to be sufficient for the all year.
Iam humbly requesting dear lenders to lend me this loan and I promise to utilize within my budget and be able to pay on time.Thanks so much once again for your kindness
Jun 23, 2021: Farming and pharmacy business
Positive
3
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$2,896.00
Date disbursed
Mar 14, 2018
Repayment status
On Time
Projected term
39 months
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