Joyce
Mombasa, Kenya
100% repaid
Name
Joyce
Member since
January 2015
On-time repayments
149 installments • 21%
My name is Njeri Wachira, born in Muranga County in Central highlands of Kenya. I am the first born in a family of 5. I am married to Mr. Wachira and we are blessed with one baby girl. I was born in an area where the main activity is coffee farming as well as food crop production.
I was taken to school where I did 8 years of primary school and then 4 years of secondary school. I later joined a nursing school where I did a course in nursing. I qualified as a registered nurse and I was posted in government in Mombasa where I worked for several years.
All this time I had a strong desire to join music industry and this led me to quit my job and join my husband who is music producer in his business. We are both musicians and we have one album to our name.
We also run a music store which serves as an outlet for our music and for other artists.
My business deals with music production - both audio and video. My typical day involves recording music in audio and video using studio machines into CDs, VCD, DVDs and other formats. This is a labor intensive job and I have a team of 4 (including my husband) who deal with various stages of production.
I have been in this business in many years and my company is now well known in the region and we are always assured of continuous flow of business throughout the year.
I only deal with Christian music due to my religious convictions.
Our income is about $1,800 per month but most of this goes into operations costs. I use the balance to run the family budget.
I WOULD LIKE TO APPRECIATE THE ZIDISHA TEAM FOR LENDING ME MY FIRST LOAN .
I WILL PURCHASE A STANDARD LENSE FOR MY CANON CAMERA 650D.A STANDARD LENSE IS A LENSE THAT ENABLES ONE TO GET SHOTS THAT ARE CLEAR AND ALSO CAN ZOOM FROM FAR AND STILL BE ON FOCUS.
THE LENSE WILL COST 625 US DOLLARS.
IT WILL HELP ME GET BETTER SHOTS IN TERMS OF FOCUS ESPECIALLY WHEN SHOOTING BIG GROUPS.THAT TAKES LESS TIME IN SETTING AND FINISHING THE PROJECTS FASTER.
I WILL GET CLEARER PICTURES WHICH ATTRACTS MORE CLIENTS.
SINCE IT WILL TAKE LESS TIME TO DO A PROJECT,THAT MEANS MORE MONEY EARNED AT A LESS TIME.ALSO,SINCE IT WILL ATTRACT CLIENTS MUCH MORE CLIENTS WILL COME.THIS TRANSLATES TO MUCH MORE PROFIT WHICH WILL BE APPROXIMATELY 10%.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$263.00
Date disbursed
Apr 7, 2015
Repayment status
On Time
Projected term
5 months
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Amount repaid
$277.44
Amount remaining
$0.00
Date repaid
Sep 1, 2015
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Apr 19, 2015 | $17.34 | Apr 21, 2015 | $17.34 |
Apr 26, 2015 | $17.34 | Apr 21, 2015 | $0.43 |
Apr 27, 2015 | $16.91 | ||
May 3, 2015 | $17.34 | Apr 27, 2015 | $0.87 |
May 4, 2015 | $16.48 | ||
May 10, 2015 | $17.34 | May 4, 2015 | $1.30 |
May 12, 2015 | $15.56 | ||
May 18, 2015 | $0.49 | ||
May 17, 2015 | $17.34 | May 18, 2015 | $16.18 |
May 19, 2015 | $1.17 | ||
May 24, 2015 | $17.34 | May 19, 2015 | $0.06 |
May 26, 2015 | $17.29 | ||
May 31, 2015 | $17.34 | May 26, 2015 | $0.04 |
Jun 5, 2015 | $17.30 | ||
Jun 7, 2015 | $0.48 | Jun 5, 2015 | $0.48 |
Jun 14, 2015 | $11.11 | Jun 12, 2015 | $11.11 |
Jun 21, 2015 | $11.11 | Jun 25, 2015 | $11.11 |
Jun 28, 2015 | $11.11 | Jul 1, 2015 | $11.11 |
Jul 5, 2015 | $11.11 | Jul 9, 2015 | $11.11 |
Jul 12, 2015 | $11.11 | Jul 17, 2015 | $11.11 |
Jul 19, 2015 | $11.11 | Jul 25, 2015 | $11.11 |
Jul 26, 2015 | $11.11 | Jul 25, 2015 | $11.11 |
Aug 2, 2015 | $11.11 | Aug 5, 2015 | $11.11 |
Aug 9, 2015 | $11.11 | Aug 14, 2015 | $11.11 |
Aug 16, 2015 | $11.11 | Aug 24, 2015 | $11.11 |
Aug 23, 2015 | $11.11 | Aug 31, 2015 | $11.11 |
Aug 30, 2015 | $11.11 | Sep 1, 2015 | $11.11 |
Sep 6, 2015 | $11.11 | Sep 1, 2015 | $11.11 |
Sep 13, 2015 | $11.11 | Sep 1, 2015 | $11.11 |
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