Name
Bernard
Member since
July 2016
On-time repayments
176 installments • 39%
My name is Bernard Gitonga. I was born in Nyahururu,Laikipia county. I attended St. Paul's academy upto class 7 then later moved to Nairobi and completed my primary at New Highlight school, Dagoretti. After that I attended Muhuri Muchiri High School where I did my K.C.S.E. in the year 2014. Later joined Skylink Flight Services where I'm currently pursuing an aeronautical engineering course.
I have passed through hardships but I have been able to overcome them by doing labour jobs such as in constructions sites,and was able to make some savings which have enabled me start my business.
The very unique thing about where I live is the availability of tourists coming to visit the place I stay due to the beautiful ornaments,beaded sandals,maasai kikoi's,and african art pictures sold around my place, and since I am a business oriented personnel I have decided to make a move in the art industry.
I am still single and not yet married since still I'm a student.
My hobbies are visiting places and observe how people from other cultures live and also watching documentaries is a great hobby to me.
I provide maasai beaded sandals,maasai vikoi's,beaded wrists bands and necklaces.
The goods I do provide are really on demand locally and also internationally since most of the people are really attracted by the genuinity of the leather made goods that I provide.
I chose this kind of business since it is rewarding and customers are always available to buy the awesome goods hence also in marketing via the social media has really been of great boost and help.
My typical costs are in regard of the type and size of the part of the goods I provide and hence they are wallet fit for every person who may be in need of them. My revenue are worth since also the value added tax is include in my goods.
I use my profits in paying part of my school fees and also expanding my business as well as feeding my self and paying for my life insuarance.
Once I get the loan I will look forward in buying materials in the making and production of my goods. The items I will buy will include beads, refined leather from the company, sewing wool, scissors, leather glue, rubber sandal shoe soles.
The price for my items will be approximately $80 and since I am already in the business, with the $80 items I can manage to produce 3 pairs of leather beaded sandals, 4 leather beaded wrists bands and at least 8 necklaces.
From this, I will manage to make a good profit since I can manage to make about 200% profit from my sales. Through this one time profit from my little sales, I will be able to maintain my self by paying for my bills and also doing some savings as I go ahead in expanding my business which will keep on growing day in day out .
From my business, I will be able to add employees who I will manage to pay them well and also come up with an affiliate program which will do the sales and marketing process over the world and through this my little business will grow to become a large business such as the Apple company,Sony, Bata company, Kelvin Klein and many other great company which are multi billion dollar companies.
To others they will have benefited alot and through my business many more will get ideas and start their own businesses too.
I believe that in time my profit will grow to more than 500% .
Positive
4
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$6.00
Date disbursed
Oct 15, 2016
Repayment status
On Time
Projected term
7 weeks
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Amount repaid
$5.83
Amount remaining
$0.00
Date repaid
Nov 27, 2016
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Oct 23, 2016 | $1.01 | Oct 23, 2016 | $1.01 |
Oct 30, 2016 | $1.01 | Oct 30, 2016 | $1.01 |
Nov 6, 2016 | $1.01 | Nov 6, 2016 | $1.01 |
Nov 13, 2016 | $1.01 | Nov 13, 2016 | $1.01 |
Nov 20, 2016 | $1.01 | Nov 20, 2016 | $1.01 |
Nov 27, 2016 | $0.79 | Nov 27, 2016 | $0.79 |
Margaret Feb 1, 2018
Bernard Jun 12, 2018
Margaret Oct 12, 2017
Margaret Apr 10, 2017
Wendy Emlyn Apr 9, 2017
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