Entrepreneur
Name
Monicah
Member since
June 2016
On-time repayments
128 installments • 32%
About Me
i was born in 1972 to Mr Samuelodoyo and mama Benta Akinyi Odoyo of Gwassi,Mwaggi Village Homa bay county.I am the first born in the family of nine children two of which are deceased.I attended makongeni Railways nursery school in 1978and preceeded to Makongeni old primary schoolin 1979-1986,when i did my kcpe i got 48 points out of 86.i therefore went on with educationMuslim Arya Secondary School for only one term in form one .i later joined Raruowa ,St Lucys girls .i did my kcse in 1990. i am sronge christian who believes in the second coming of Jesus Christ.i go to church in the seventh day adventist .I am married to Samuel Onyamul from Ugunja constituency ,Siaya county i am blessed with five chiildren 3 boys and one girl.i used to stay in Nakuru before relocating to ambira which is our rural area i used to sell doughnuts and tea by the road side in Nakuru for several yeasr and the main challenges i faced was not being able to pay for business permit for my business hence this made doing business so challanging.when i saw i could not manage it any more i decided to venture into fish monger which i also did for some years.
My Business
life in the urban area become so challenging especially after post election violence in Kenya in 2007 hence doing business was not easy due to insecurity and i didn't have any other source of income hence decided to relocate to the rural area in Ambira where am still there.Since i had children who were looking up on me i decided to indulge my self into farming.i had small saving hence i bought small piece of land and also i had a small portion of land which was left behind by my husbands father where we had already build a small house hence relocating was not so difficult. the first season i planted maize and millet and i thank God the outcome was not so bad. i was able to sell 2 sacks of maize and the rest i kept for family use since in Kenya our staple food is ugali. But the next season the outcome was not so good hence i wasn't able to sell, i just got 2 sacks of maize and i couldn't sell that since my family could stave if i did that.i wasn't able to get good income becouse i didn't use fertilizer and also i didn't spray the crops with pesticides to prevent them from diseases and those are some of the challenges that as a farmer i have to face at each planting season.if i get this money i will be able to buy enough fertilizer for my plantation and also pesticides for the outcome to become better. Through this i will be able to sell more and get finance to take my children to school.two of them are in secondary school which makes it so difficult to pay there fee especially here in the rural area.hop[e to hear from you soon and my the almighty God bless you for such a great organization meant to assist people.
Loan Proposal
Hi lenders, i was very very grateful for the loan that you lend to me. the loan actualy boosted my farming business having able to buy a DAP fertilizer for planting. my maize plant are rely doing very wel and i am hoping for a bumper harvest.
for my new loan request, i will be expecting approximately 60 usd. i will use it for ploughing and harrowing my maize farm in preparation for this season planting which will be in April this year. proper land preparation will make my maize crops to flourish and even produce good yields.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$63.00
Date disbursed
Mar 6, 2017
Repayment status
On Time
Projected term
3 months
Other loans
Lenders
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