Name
Robert
Member since
July 2015
On-time repayments
394 installments • 77%
I was born in a humble family in Meru County. I did my schooling with a hardship situation because of a financial resources from my family. But I managed to complete my form four. To continue my educational process it took me another hardship labor in order to go to college. I was working as a farmer in various farm in order to have some cash to sustain my educational pursue. Now I had a call to serve the church and currently working as a Evangelist in Presbyterian Church of East Africa. Currently am posted in Timau PCEA where am living with my family.
Since I joined zidisha,my business has grown rapidly. I started with a small beauty Solon named blessed hair saloon. Through funding from zidisha,I was able to stock other products as the demand was.these were things like cosmetics, waves and braids,different types of oils,and many others. As the business grew,I was able to introduce a barber shop inside the saloon. This was to take care of men needs.Hear they can step in and have their hair shaved. Not only men but also ladies who wish to shave.
As a result of meeting these customers demand, my business has grown to greater height. This has increased the income of My family. Iam now able to pay school fees for my daughter who is in highschool. As a result I have also been able to join college. Moving forward,their are still some more commodities I wish to stock in future.
As I had mentioned eelier, I intend to continue with the project that I had stated. this is making sure that my entire piece of land is under irrigation. By now I have done almost half and I intend to complete the remaining part. If my loan is fully funded, this is how I intend to use it.
Pipes..........................................................................65000
Labor.......................................................................55000
connection fees..................................................15000
Other appliances...............................................10472
Total....................................................................145472
Upon receiving this amount and investing as proposed, will go in line with increasing the profit that I have been making previously and I am sure I will be able to do more than I have been able to do.
It is true that times have changed and that many businesses are not able to survive the crises. It is for this reason that I engaged in farming. I have learnt that regardless of the economical crises, people will always require food to eat. in particular, use of irrigation ensures that one produces crops during dry season when the same crop is not flooded in the market.
The way I have planned my piece of land is that I do not plant the whole of it at the same time. This ensures that I always have something that I am harvesting every other month. For this reason I will always be at a position to pay for my loan without getting late.
Positive
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Neutral
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Negative
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Project Type
Classic Loan
Disbursed amount
$1,288.00
Date disbursed
May 29, 2021
Repayment status
Late
Projected term
24 months
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