Irrigation water connectivity

Robert

Timau, Kenya

100% repaid

Entrepreneur

Name

Robert

Member since

July 2015

On-time repayments

394 installments  •  77%

About Me

I was born in a humble family in Meru County. I did my schooling with a hardship situation because of a financial resources from my family. But I managed to complete my form four. To continue my educational process it took me another hardship labor in order to go to college. I was working as a farmer in various farm in order to have some cash to sustain my educational pursue. Now I had a call to serve the church and currently working as a Evangelist in Presbyterian Church of East Africa. Currently am posted in Timau PCEA where am living with my family.

My Business

Since I joined zidisha,my business has grown rapidly. I started with a small beauty Solon named blessed hair saloon. Through funding from zidisha,I was able to stock other products as the demand was.these were things like cosmetics, waves and braids,different types of oils,and many others. As the business grew,I was able to introduce a barber shop inside the saloon. This was to take care of men needs.Hear they can step in and have their hair shaved. Not only men but also ladies who wish to shave.
As a result of meeting these customers demand, my business has grown to greater height. This has increased the income of My family. Iam now able to pay school fees for my daughter who is in highschool. As a result I have also been able to join college. Moving forward,their are still some more commodities I wish to stock in future.

Loan Proposal

As I had mentioned eelier, I intend to continue with the project that I had stated. this is making sure that my entire piece of land is under irrigation. By now I have done almost half and I intend to complete the remaining part. If my loan is fully funded, this is how I intend to use it.
Pipes..........................................................................65000
Labor.......................................................................55000
connection fees..................................................15000
Other appliances...............................................10472
Total....................................................................145472
Upon receiving this amount and investing as proposed, will go in line with increasing the profit that I have been making previously and I am sure I will be able to do more than I have been able to do.

Income Source

It is true that times have changed and that many businesses are not able to survive the crises. It is for this reason that I engaged in farming. I have learnt that regardless of the economical crises, people will always require food to eat. in particular, use of irrigation ensures that one produces crops during dry season when the same crop is not flooded in the market.
The way I have planned my piece of land is that I do not plant the whole of it at the same time. This ensures that I always have something that I am harvesting every other month. For this reason I will always be at a position to pay for my loan without getting late.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,288.00

Date disbursed

May 29, 2021

Repayment status

Late

Projected term

24 months

Lenders

Cloudways

Malta, Malta

S

Scodeb123

Huntsville, United States

C

CheapThrills

Liminka, Finland

fairspirit

Utrecht, Netherlands

Stefano Bertolo

Luxembourg, Luxembourg

TO

Thomas O'Neil

United States

Ren

Minneapolis/StPaul, United States

Vratik Krocik

Prague, Czech Republic

JH

Joseph Hwang

Houston, United States

Thereze Ovid

Brooklyn, New York, United States

Sla Tyr

Switzerland

Erin

Santa Barbara, United States

AL

Andreu Laguarda

Benaguasil, Spain

Sayuri

United Kingdom

Yosef

United States

KM

Kirk Moore

Cerdanyola del Vallès, Spain

E

Eric

Pittsburgh, United States

W

wisdom2080

Fullerton, United States

J

Jan

Germany

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  • Robert    May 17, 2023

    This is the final lap, I need to reduce the installments so that I finish on time.

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  • Robert    May 8, 2023

    The reduced rate has been so friendly to me helping me to go on paying for my loan at a late that I can afford.

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  • Robert    Apr 26, 2023

    I am making good progress due to adjusting the weekly payments. I look forward to complete my loan soon

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  • Robert    Apr 17, 2023

    I appreciate for the opportunity to reduce the installments for it will help me to clear my loan in time.

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  • Robert    Apr 7, 2023

    Adjusting of the weekly payments has worked so well for me in making sure that I am at a position to pay my loan in full.

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  • Robert    Apr 3, 2023

    I want to finish paying my entire loan on time. Reducing the weekly payments will help me to achieve this goal.

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  • Robert    Mar 21, 2023

    I am still working hard to complete my loan. Reducing my installments will help me accomplish this goal in good time.

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  • Robert    Feb 28, 2023

    I am still committed to clear my loan to the last point. Since income is still low, adjusting the installment will help me achieve that.

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  • Robert    Feb 17, 2023

    I still have limited income due to hard economic Chris caused by the current drought. As I reduce the amount that I am supposed to pay, it will help me to finally complete my loan.

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  • Robert    Feb 1, 2023

    great famine has really messed up with farming activities. I am now forced to get money from other sources of income to pay for my loan hence I need to reduce my installment.

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  • Robert    Jan 23, 2023

    The allocated figures are too high bearing in mind the hard economical time that we are in. Reducing the installment will help me to have time to clear the whole balance.

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  • Robert    Jan 5, 2023

    Currently my income is still low. I need something that I can manage so that eventually I will be able to clear all my loan.

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  • Robert    Dec 14, 2022

    I want to have a figure that I can afford to pay more especially this time of financial crisis due to hard economical times.

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  • Robert    Dec 1, 2022

    The amount per week is too large for me bearing in mind the hard economic times that we are in.

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  • Robert    Nov 17, 2022

    I wish to adjust my payment due to hard economical crisis which has led to low income.

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  • Robert    Nov 7, 2022

    currently the income is too low to be able to raise the full amount due to high economicale crisis. Reducing will help me to keep on paying.

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  • Robert    Oct 31, 2022

    I am struggling to pay the current amount that I am supposed to pay weekly since my business collapsed. With adjustment, I will try to keep on paying to the end.

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  • Robert    Oct 17, 2022

    In the current economic crises, I can only afford to pay that much. By this I will be able to keep moving until I complete my full payments.

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  • Robert    Oct 6, 2022

    So far there is good progress in my payment though I have been having areas. Reducing the amount that I am supposed to on weekly basis will help me catch up and be fully on time.

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