Name
Robert
Member since
October 2016
On-time repayments
223 installments • 66%
I was born in 1983 in Chipata compound. I completed my secondary school at chizongwe in eastern province of zambia, although it was not easy due to to luck of funds, but I manage since i had to understand that life has alot of experiences. I raised some money out of a short work opportunity i had and started selling smart phones, of which i have become too passionate because of latest technology that is always coming out. Well, the People in my community has too many different values and understanding in terms of our belief but most the people in our country are Christians. I have 2 kids and both of them always talk about being doctors, and that has made me try to work extra hard so that i can make their dreams come true. I have always liked going to church during my free.
I am offering best and house hold and electronic products and smart phones to the people especially internet users. Products ranges from Fridges,fans,kitchen ware and TVs . I have done a bit of training on electronics as well and i want to move with new technology in order to be fully updated. This business is doing fine as everyone this time around wants to have these products in their homes.I have also retained the phone and accessories business as my initial business although my focus is on this one. My Major costs are to do with transportation of the goods from Lusaka to my town and also I have hired someone to help me with sales and I pay them K1,000 per month.Last month i made about $ 400 as my profit, and i think i will do more than that if i have more stock and i use most of my turn over to pay school fees for my kids and also reinvesting into other businesses particularly the phone business.
With this Loan I will spend $350 on stocking the new stand that will be opened on the copperbelt province of Zambia,$250 dollars will be used to stock the exisisting stands.
This will boost my revenue and help me to pay school fees for my children without much struggles.It will also help me pay my tuition fees as I advance my education.
I am planning to stock assorted types of phones and gadgets that will help the community have a variety of choices,especially that everyone wants hones that have facities such as whats app,face book etc.
As a result my revenues will increse to about $450 per week and I will not have a problem with paying back
Apr 8, 2021: Electronics and house hold items business
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$615.00
Date disbursed
Sep 30, 2018
Repayment status
On Time
Projected term
22 months
Other loans
Amount repaid
$615.94
Amount remaining
$0.00
Date repaid
Aug 4, 2020
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Oct 10, 2018 | $25.66 | Dec 19, 2018 | $15.40 |
Dec 21, 2018 | $10.27 | ||
Oct 17, 2018 | $0.00 | ||
Oct 24, 2018 | $0.00 | ||
Oct 31, 2018 | $0.00 | ||
Nov 7, 2018 | $0.00 | ||
Nov 14, 2018 | $0.00 | ||
Nov 21, 2018 | $0.00 | ||
Nov 28, 2018 | $0.00 | ||
Dec 5, 2018 | $0.00 | ||
Dec 12, 2018 | $0.00 | ||
Dec 19, 2018 | $0.00 | ||
Dec 26, 2018 | $5.13 | Dec 24, 2018 | $5.13 |
Jan 2, 2019 | $5.13 | Jan 4, 2019 | $5.13 |
Jan 9, 2019 | $5.13 | Jan 12, 2019 | $5.13 |
Jan 16, 2019 | $5.13 | Jan 17, 2019 | $5.13 |
Jan 23, 2019 | $5.13 | Jan 27, 2019 | $5.13 |
Jan 30, 2019 | $0.00 | ||
Feb 6, 2019 | $0.00 | ||
Feb 13, 2019 | $0.00 | ||
Feb 20, 2019 | $6.16 | Feb 19, 2019 | $6.16 |
Feb 27, 2019 | $6.16 | Mar 13, 2019 | $6.16 |
Mar 6, 2019 | $6.16 | Mar 13, 2019 | $6.16 |
Mar 13, 2019 | $6.16 | Mar 24, 2019 | $6.16 |
Mar 20, 2019 | $6.16 | Mar 24, 2019 | $6.16 |
Mar 27, 2019 | $6.16 | Mar 24, 2019 | $6.16 |
Apr 3, 2019 | $6.16 | Apr 3, 2019 | $6.16 |
Apr 10, 2019 | $6.16 | Apr 18, 2019 | $6.16 |
Apr 17, 2019 | $6.16 | Apr 27, 2019 | $6.16 |
Apr 24, 2019 | $6.16 | Apr 27, 2019 | $6.16 |
May 1, 2019 | $0.00 | ||
May 8, 2019 | $0.00 | ||
May 15, 2019 | $0.00 | ||
May 22, 2019 | $5.65 | May 21, 2019 | $5.65 |
May 29, 2019 | $5.65 | May 21, 2019 | $4.11 |
Jun 26, 2019 | $1.54 | ||
Jun 5, 2019 | $5.65 | Jun 26, 2019 | $5.65 |
Jun 12, 2019 | $0.82 | Jun 26, 2019 | $0.82 |
Jun 19, 2019 | $0.00 | ||
Jun 26, 2019 | $0.00 | ||
Jul 3, 2019 | $0.00 | ||
Jul 10, 2019 | $0.00 | ||
Jul 17, 2019 | $4.11 | Aug 27, 2019 | $4.11 |
Jul 24, 2019 | $4.11 | Aug 27, 2019 | $4.11 |
Jul 31, 2019 | $0.00 | ||
Aug 7, 2019 | $0.00 | ||
Aug 14, 2019 | $0.00 | ||
Aug 21, 2019 | $0.00 | ||
Aug 28, 2019 | $0.00 | ||
Sep 4, 2019 | $5.13 | Sep 9, 2019 | $5.13 |
Sep 11, 2019 | $5.13 | Sep 30, 2019 | $5.13 |
Sep 18, 2019 | $5.13 | Oct 19, 2019 | $5.13 |
Sep 25, 2019 | $5.13 | Oct 19, 2019 | $5.13 |
Oct 2, 2019 | $5.13 | Oct 21, 2019 | $5.13 |
Oct 9, 2019 | $5.13 | Oct 21, 2019 | $5.13 |
Oct 16, 2019 | $0.00 | ||
Oct 23, 2019 | $0.00 | ||
Oct 30, 2019 | $5.13 | Nov 4, 2019 | $5.13 |
Nov 6, 2019 | $5.13 | Nov 13, 2019 | $5.13 |
Nov 13, 2019 | $5.13 | Nov 15, 2019 | $5.13 |
Nov 20, 2019 | $5.13 | Nov 24, 2019 | $5.13 |
Nov 27, 2019 | $5.13 | Dec 5, 2019 | $5.13 |
Dec 4, 2019 | $5.13 | Dec 5, 2019 | $5.13 |
Dec 11, 2019 | $5.13 | Dec 17, 2019 | $5.13 |
Dec 18, 2019 | $5.13 | Dec 17, 2019 | $5.13 |
Dec 25, 2019 | $5.13 | Dec 20, 2019 | $5.13 |
Jan 1, 2020 | $5.13 | Dec 20, 2019 | $5.13 |
Jan 8, 2020 | $0.00 | ||
Jan 15, 2020 | $0.00 | ||
Jan 22, 2020 | $0.00 | ||
Jan 29, 2020 | $0.00 | ||
Feb 5, 2020 | $0.00 | ||
Feb 12, 2020 | $5.13 | Apr 3, 2020 | $5.13 |
Feb 19, 2020 | $0.51 | Apr 3, 2020 | $0.51 |
Feb 26, 2020 | $0.00 | ||
Mar 4, 2020 | $0.00 | ||
Mar 11, 2020 | $0.00 | ||
Mar 18, 2020 | $0.00 | ||
Mar 25, 2020 | $0.00 | ||
Apr 1, 2020 | $0.00 | ||
Apr 8, 2020 | $0.00 | ||
Apr 15, 2020 | $10.27 | Apr 17, 2020 | $10.27 |
Apr 22, 2020 | $10.27 | Apr 27, 2020 | $10.27 |
Apr 29, 2020 | $10.27 | May 12, 2020 | $10.27 |
May 6, 2020 | $10.27 | May 18, 2020 | $10.27 |
May 13, 2020 | $10.27 | May 18, 2020 | $10.27 |
May 20, 2020 | $28.23 | May 18, 2020 | $28.23 |
May 27, 2020 | $28.23 | May 18, 2020 | $28.23 |
Jun 3, 2020 | $28.23 | May 18, 2020 | $28.23 |
Jun 10, 2020 | $28.23 | May 18, 2020 | $17.96 |
Jun 16, 2020 | $10.27 | ||
Jun 17, 2020 | $28.23 | Jun 16, 2020 | $28.23 |
Jun 24, 2020 | $28.23 | Jun 16, 2020 | $2.57 |
Jun 22, 2020 | $25.66 | ||
Jul 1, 2020 | $28.23 | Jul 3, 2020 | $28.23 |
Jul 8, 2020 | $28.23 | Jul 18, 2020 | $28.23 |
Jul 15, 2020 | $28.23 | Jul 18, 2020 | $0.31 |
Jul 20, 2020 | $26.18 | ||
Jul 20, 2020 | $1.75 | ||
Jul 22, 2020 | $28.23 | Jul 20, 2020 | $0.31 |
Jul 27, 2020 | $27.92 | ||
Jul 29, 2020 | $28.23 | Jul 27, 2020 | $2.87 |
Jul 30, 2020 | $25.36 | ||
Aug 5, 2020 | $27.41 | Jul 30, 2020 | $5.44 |
Aug 4, 2020 | $21.97 |
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