Of late i changed my hobbies,my latest are reading motivational books,watching motivational DVDs,riding motor bike,marke...
Justus
Ongata Rongai, Kenya
100% repaid
Entrepreneur
Name
Justus
Member since
November 2013
On-time repayments
297 installments • 37%
About Me
I am very very happy for you LENDERS for funding my second loan, may God almighty shower you with his blessings and bless you until your store is full,God loves a cheerful giver,there is a phrase which says "give without remembering and receive without forgetting"thanks for touching my life in a big way.
Thanks for your support
My Business
I started selling stationary ,and i found it has big profit marging ,now i am selling the stationary in a crazy manner ,i walk from shop to shop,and through this i have estamplise
d a customer base,the customers just calls me and i deliver.Thanks for your support
Loan Proposal
smilling alot has helped me view life in a different perspective,who laughs last laughs the longest,i will practice laughing and include it to my daily duties and my hobbies
thanks Zidisha for bringing this platform
enjoy your day
About Me
Name:Justus Mutinda,Born 1972,Religion:Christian,Proffession :accountant.Wife name:Sara Koki,Daughter :Hope Musangi.Iam an outgoing person ,i like socializing,reading motivational books,meeting and making new friends, i live in Ongata Rongai .I have done some network marketing for examle DIPEK,GNLD ,OIRFRAME,I am currentl working with Bowmans enterprises limited as an accountant,i worked For Nafrom kenya ltd as an accountant from January 2008- June 2013worked with New kilimo hardware as an accountant in 2008,
usually before i start a task i tell myself (you are a champion and you can make it )self talk,whatever i do i usually think win!win!win!and i get what i tell myself. My dad was a business man and i liked what he did ,at my tender age he encouraged me to be a business person . He would tell be that profits are better than wages .
I am from kamba community and we are long distance traders .At my tender age i liked looking after my fathers cattle.
at my free time i like watching motivational DVD,reading motivational books , listening to gospel music ,get engaged in communal activities and socializing .i also likes travelling
My Business
I will repay my loan using profits from sales of cookies and stationery which has a big margin ,this will enable me to expand the business ,i.e. buy more stationery and make more profit and expand my business, There is also a small shamba and enough water i will plant short season vegetables for domestic use and .
commercial purposes.if i am given a bigger loan i will expand my business,my stationary and cookies business is picking up and now i have a bigger market and atleast i have data base of customers.
Loan Proposal
i need us dollars 1125,us dollars 800,buy stock of pencils,us dollars325 ,buy a second hand motor bike to enable me to transport the pencils to the shops , i have a bigger net work , it will be home bases business ,i have done it for some times and it has a bigger market ,currently i make o gross profit of ksh 25 each packet ,a packet costs ksh 65therfore us dollars 800 wll be ksh (80x800) = 68000/65=1046*25=26150 profit,this will enable me to pay the loan and expand my business further
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Loan Info
Project Type
Classic Loan
Disbursed amount
$148.00
Date disbursed
Jun 13, 2014
Repayment status
On Time
Projected term
3 months
Other loans
Lenders
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Summary
Amount repaid
$151.23
Amount remaining
$0.00
Date repaid
Sep 11, 2014
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jun 21, 2014 | $12.58 | Jun 20, 2014 | $12.58 |
| Jun 28, 2014 | $12.58 | Jun 20, 2014 | $4.86 |
| Jun 28, 2014 | $7.72 | ||
| Jul 5, 2014 | $12.58 | Jun 28, 2014 | $9.72 |
| Jul 5, 2014 | $2.86 | ||
| Jul 12, 2014 | $12.58 | Jul 5, 2014 | $0.28 |
| Jul 12, 2014 | $12.30 | ||
| Jul 19, 2014 | $12.58 | Jul 12, 2014 | $1.30 |
| Jul 19, 2014 | $11.28 | ||
| Jul 26, 2014 | $2.30 | Jul 19, 2014 | $2.30 |
| Aug 2, 2014 | $13.60 | Jul 19, 2014 | $0.02 |
| Jul 26, 2014 | $2.56 | ||
| Aug 3, 2014 | $5.58 | ||
| Aug 7, 2014 | $5.44 | ||
| Aug 9, 2014 | $0.00 | ||
| Aug 16, 2014 | $2.33 | Aug 7, 2014 | $0.02 |
| Sep 1, 2014 | $2.30 | ||
| Aug 23, 2014 | $0.00 | ||
| Aug 30, 2014 | $0.00 | ||
| Sep 6, 2014 | $46.51 | Sep 1, 2014 | $0.02 |
| Sep 6, 2014 | $46.49 | ||
| Sep 13, 2014 | $23.57 | Sep 6, 2014 | $0.02 |
| Sep 10, 2014 | $23.55 | ||
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