Mercy
Mombasa, Kenya
100% repaid
Name
Mercy
Member since
September 2014
On-time repayments
271 installments • 23%
My name is Mercy Wambui. I was born in Muranga county I went attended my primary and secondary school there and later migrated to Mombasa where I went to live with a relative. I come from a family of 6 and I am the first born. My mother is a single parents and she raised us single handedly through doing menial jobs. i got employed as a house help for two years and later decided to start my own business from my savings.
I am a single mother of three children - two boys and a girl abed between 10 - 16 years and they are all in school. i am a hardworking person and this has enabled me raise my family in spite of many odds that I face as a single parent.
I currently deal with supplying 'over the counter' medicines to shops around Mombasa and the surrounding areas.My main area of specialty is painkillers which move very fast in this densely populated area. I buy them from big stores in cartons and then sell them in dozens in retail outlets.
This is one area that many people have not ventured and the business is quite profitable. I am able to make a net profit of $250 per month and I hoping to expand my business further and I am optimistic that my sales will rise further.
In spite of the relative success that I have made in my business, I do encounter challenges - key among them, slow business growth due to lack of finances. Being a sole bread winner, there are many competing needs for the profit I make and I only spare a small amount of money for business expansion. Given credit from Zidisha, I will be able to step up my growth curve within a short time.
Painkillers tablets is a big business in Kenya. This is partly due to the fact that you buy the tabs over the counter and from any general shop. I deal with sale of these tablets and I intend to expand my territory to cover far areas so as to maximize my returns.
If given this loan, I will use it to buy 12 big boxes of paracetamol based painkillers and histamines. Histamines are largely used in Kenya to control different types of allergies. This will cost me USD 180 and I will use the balance to cover my transport costs.
This will be a milestone in my business since I have always wished to expand my area of operation.
Positive
2
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$228.00
Date disbursed
Apr 14, 2015
Repayment status
On Time
Projected term
10 months
Other loans
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Amount repaid
$239.70
Amount remaining
$0.00
Date repaid
Jan 18, 2016
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Apr 26, 2015 | $5.44 | Apr 28, 2015 | $5.44 |
May 3, 2015 | $5.44 | Apr 28, 2015 | $0.56 |
May 5, 2015 | $4.89 | ||
May 10, 2015 | $5.44 | May 5, 2015 | $0.78 |
May 10, 2015 | $4.67 | ||
May 17, 2015 | $5.44 | May 10, 2015 | $0.89 |
May 24, 2015 | $4.56 | ||
May 24, 2015 | $5.44 | May 24, 2015 | $5.44 |
May 31, 2015 | $5.44 | Jun 3, 2015 | $5.44 |
Jun 7, 2015 | $5.44 | Jun 3, 2015 | $4.56 |
Jun 18, 2015 | $0.89 | ||
Jun 14, 2015 | $5.44 | Jun 18, 2015 | $5.44 |
Jun 21, 2015 | $5.44 | Jun 18, 2015 | $2.56 |
Jul 4, 2015 | $2.89 | ||
Jun 28, 2015 | $5.44 | Jul 4, 2015 | $5.44 |
Jul 5, 2015 | $5.44 | Jul 4, 2015 | $2.78 |
Jul 22, 2015 | $2.67 | ||
Jul 12, 2015 | $5.44 | Jul 22, 2015 | $5.44 |
Jul 19, 2015 | $5.44 | Jul 22, 2015 | $3.00 |
Aug 11, 2015 | $2.44 | ||
Jul 26, 2015 | $5.44 | Aug 11, 2015 | $5.44 |
Aug 2, 2015 | $5.44 | Aug 11, 2015 | $5.44 |
Aug 9, 2015 | $5.44 | Aug 16, 2015 | $5.44 |
Aug 16, 2015 | $5.44 | Aug 16, 2015 | $5.11 |
Aug 23, 2015 | $0.33 | ||
Aug 23, 2015 | $5.44 | Aug 23, 2015 | $5.22 |
Sep 8, 2015 | $0.22 | ||
Aug 30, 2015 | $5.44 | Sep 8, 2015 | $5.44 |
Sep 6, 2015 | $5.44 | Sep 8, 2015 | $5.44 |
Sep 13, 2015 | $5.44 | Sep 8, 2015 | $2.22 |
Sep 12, 2015 | $3.22 | ||
Sep 20, 2015 | $5.44 | Oct 10, 2015 | $5.44 |
Sep 27, 2015 | $5.44 | Oct 10, 2015 | $5.44 |
Oct 4, 2015 | $5.44 | Oct 10, 2015 | $1.22 |
Oct 16, 2015 | $4.22 | ||
Oct 11, 2015 | $5.44 | Oct 16, 2015 | $5.44 |
Oct 18, 2015 | $5.44 | Oct 16, 2015 | $1.44 |
Nov 9, 2015 | $4.00 | ||
Oct 25, 2015 | $5.44 | Nov 9, 2015 | $1.08 |
Nov 13, 2015 | $4.37 | ||
Nov 1, 2015 | $5.44 | Nov 13, 2015 | $5.44 |
Nov 8, 2015 | $5.44 | Nov 13, 2015 | $5.44 |
Nov 15, 2015 | $5.44 | Nov 13, 2015 | $5.44 |
Nov 22, 2015 | $5.44 | Nov 13, 2015 | $1.52 |
Nov 22, 2015 | $3.92 | ||
Nov 29, 2015 | $5.44 | Nov 22, 2015 | $0.52 |
Nov 29, 2015 | $4.92 | ||
Dec 6, 2015 | $5.44 | Nov 29, 2015 | $0.52 |
Jan 3, 2016 | $4.92 | ||
Dec 13, 2015 | $5.44 | Jan 3, 2016 | $0.52 |
Jan 11, 2016 | $4.92 | ||
Dec 20, 2015 | $5.44 | Jan 11, 2016 | $5.44 |
Dec 27, 2015 | $5.44 | Jan 11, 2016 | $1.19 |
Jan 18, 2016 | $4.26 | ||
Jan 3, 2016 | $5.44 | Jan 18, 2016 | $5.44 |
Jan 10, 2016 | $5.44 | Jan 18, 2016 | $5.44 |
Jan 17, 2016 | $5.44 | Jan 18, 2016 | $5.44 |
Jan 24, 2016 | $5.44 | Jan 18, 2016 | $5.44 |
Jan 31, 2016 | $5.44 | Jan 18, 2016 | $5.44 |
Feb 7, 2016 | $5.44 | Jan 18, 2016 | $5.44 |
Feb 14, 2016 | $5.44 | Jan 18, 2016 | $5.44 |
Feb 21, 2016 | $5.59 | Jan 18, 2016 | $5.59 |
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