Name
Gbankulso
Member since
July 2016
On-time repayments
107 installments • 16%
I am Gbankulso Soale Lute , 21 years of age , i completed high School at the age 18 years , i love and playing video games like soccar ,i am a Ghanaian by nationality, i am from the northern sector of Ghana , with Tamale as the regional capital and i am a Gonja by tribe in my country we are known as the Gonjas and the powerful people .
My culture,the way of life of my people(Gonjas) is more interesting tasted than heard because not all reactions and feellings can be expressed with words. with my culture ,several activities are tabood and not accepted among these are , adultry, fornication , stealling just to mention but afew. I love my land and my people for Hardwork, Strong, powerful and very influential.
Well, I have nothing much to say, I completed both basic, junior and secondary school from my hometown Buipe in the Northern Region.
My current educational status is Tertiary I am at the university currently offering a degree program in Actuarial Science. Basically, per my knowledge and understanding of the course, Actuarial science is the application of mathematical, statistical and economical approach to solve issues with finance and other related professions.
My business
Basically, I sell recharge cards of all the available network operator in my country Ghana these operators include, MTN, VODAFONE, AIRTEL, TIGO AND GLO.
in my country the major form of intra and inter personal communication is by mobile phones and computers and with ths, a mobile network provider is required and with the mobile network provider an airtime is required to run. I sat and made my own analysis and realized that getting airtime to communicate was a major challenge in my community, and as a business minded individual, you need to take advantage of the problems of your community to excell. Although the start up capital was also another great challenge I needed to overcome but per my determination and influensiveness I was able to convince my unty to give me aloan to start up my own business until now though I faced alot of challenges among them include, competition, consistency and also management but now I have a stable business with almost fixed income ranging from 200 to 300 Ghana cedis weekly.
I choose this recharge cars business for their higher demand and durability.
With the profit generated could cater for my school fees and tuition right through primary to High School and now to the University.
I started my business with little but with the main motive of marginalizing my resources, i am now a little bit on top of others.
Basically, I will buy provisions with the loan if honoured, among them include, biscuits, detergents, minerals, tofees and many others.
With the biscuits, like perk, king cracker, onion craker, cream craker mention but a few. Each pack cost for about 30 cedis (7.5 dollars) which after sales will be 55cedis (13.75 dollars) with this there is a profit of 25cedis on each pack which will take like 5 days each pack to finish.
With the soft drinks like cola, 5 star ,storm, fanta, sprite, malt, mentioned but a few each pack is about 22 cedis (5.5 dollars) which is of 12 pieces which after sales will be 400 cedis (10 dollars) which will also take 3 days for a pack to finish.
With this I can increase my profit to a certain height and with that I can expand my shop ask targeted.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$193.00
Date disbursed
May 26, 2017
Repayment status
Late
Projected term
18 months
Other loans
Amount repaid
$21.79
Amount remaining
$171.16
Expected completion
Dec 11, 2018
Status
Repaying late
Installment amount
$2.42
Expected Payments | Actual Payments | ||
---|---|---|---|
Jun 6, 2017 | $2.42 | May 30, 2017 | $2.42 |
Jun 13, 2017 | $2.42 | Jun 6, 2017 | $2.42 |
Jun 20, 2017 | $2.42 | Jun 13, 2017 | $2.42 |
Jun 27, 2017 | $2.42 | Jun 20, 2017 | $2.42 |
Jul 4, 2017 | $2.42 | Jun 27, 2017 | $2.42 |
Jul 11, 2017 | $2.42 | Jul 11, 2017 | $2.42 |
Jul 18, 2017 | $2.42 | Jul 11, 2017 | $2.42 |
Jul 25, 2017 | $2.42 | Jul 19, 2017 | $2.42 |
Aug 1, 2017 | $2.42 | Jul 19, 2017 | $2.42 |
Aug 8, 2017 | $2.42 | ||
Aug 15, 2017 | $2.42 | ||
Aug 22, 2017 | $2.42 | ||
Aug 29, 2017 | $2.42 | ||
Sep 5, 2017 | $2.42 | ||
Sep 12, 2017 | $2.42 | ||
Sep 19, 2017 | $2.42 | ||
Sep 26, 2017 | $2.42 | ||
Oct 3, 2017 | $2.42 | ||
Oct 10, 2017 | $2.42 | ||
Oct 17, 2017 | $2.42 | ||
Oct 24, 2017 | $2.42 | ||
Oct 31, 2017 | $2.42 | ||
Nov 7, 2017 | $2.42 | ||
Nov 14, 2017 | $2.42 | ||
Nov 21, 2017 | $2.42 | ||
Nov 28, 2017 | $2.42 | ||
Dec 5, 2017 | $2.42 | ||
Dec 12, 2017 | $2.42 | ||
Dec 19, 2017 | $2.42 | ||
Dec 26, 2017 | $2.42 | ||
Jan 2, 2018 | $2.42 | ||
Jan 9, 2018 | $2.42 | ||
Jan 16, 2018 | $2.42 | ||
Jan 23, 2018 | $2.42 | ||
Jan 30, 2018 | $2.42 | ||
Feb 6, 2018 | $2.42 | ||
Feb 13, 2018 | $2.42 | ||
Feb 20, 2018 | $2.42 | ||
Feb 27, 2018 | $2.42 | ||
Mar 6, 2018 | $2.42 | ||
Mar 13, 2018 | $2.42 | ||
Mar 20, 2018 | $2.42 | ||
Mar 27, 2018 | $2.42 | ||
Apr 3, 2018 | $2.42 | ||
Apr 10, 2018 | $2.42 | ||
Apr 17, 2018 | $2.42 | ||
Apr 24, 2018 | $2.42 | ||
May 1, 2018 | $2.42 | ||
May 8, 2018 | $2.42 | ||
May 15, 2018 | $2.42 | ||
May 22, 2018 | $2.42 | ||
May 29, 2018 | $2.42 | ||
Jun 5, 2018 | $2.42 | ||
Jun 12, 2018 | $2.42 | ||
Jun 19, 2018 | $2.42 | ||
Jun 26, 2018 | $2.42 | ||
Jul 3, 2018 | $2.42 | ||
Jul 10, 2018 | $2.42 | ||
Jul 17, 2018 | $2.42 | ||
Jul 24, 2018 | $2.42 | ||
Jul 31, 2018 | $2.42 | ||
Aug 7, 2018 | $2.42 | ||
Aug 14, 2018 | $2.42 | ||
Aug 21, 2018 | $2.42 | ||
Aug 28, 2018 | $2.42 | ||
Sep 4, 2018 | $2.42 | ||
Sep 11, 2018 | $2.42 | ||
Sep 18, 2018 | $2.42 | ||
Sep 25, 2018 | $2.42 | ||
Oct 2, 2018 | $2.42 | ||
Oct 9, 2018 | $2.42 | ||
Oct 16, 2018 | $2.42 | ||
Oct 23, 2018 | $2.42 | ||
Oct 30, 2018 | $2.42 | ||
Nov 6, 2018 | $2.42 | ||
Nov 13, 2018 | $2.42 | ||
Nov 20, 2018 | $2.42 | ||
Nov 27, 2018 | $2.42 | ||
Dec 4, 2018 | $2.42 | ||
Dec 11, 2018 | $1.69 |
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