Inventory for grocer and shop

Jackline

Gesonso Bomwanda, Kenya

100% repaid

Entrepreneur

Name

Jackline

Member since

March 2014

On-time repayments

226 installments  •  84%

About Me

My names are Jackline Kemunto, I am a married to Mr. Sameul Omboga .
I was born in the Kisii County in the year 1987. I am learned to Primary level and attained certificate although I was unable to proceed to higher level due to lack of funds from the parents , so I discontinued my education and started my small grocery business at home until the time I met with my beloved husband, I few months later my husband opened for a business shop and grocery.

My Business

My names are Jackline Kemunto, I run retail shop, and grocery at gesonso market. I sell common human consumption food, example maize, wheat flour, drinks, sanitizes, cooking fats, oils, rice, sugar, bread, milk, sweets, airtime cards of all Kenyan mobile subscribers and many more items that cannot explain all of them here.

Yes, this goods have demands to my customers as this goods are day to day used in the community. My customers also like my services because I make sure I have a stock and I operate in six days a week Sunday to Friday as Worship on Saturday so I do not operate my business on this day and my customers are always aware.

My business of course have some risks, whereby some customers takes goods on credit whereby they do not repay on time and others sometimes do not pay back at all. I also pay revenues to the municipality as this being paid yearly.

Loan Proposal

Dear to entire zidisha lending community, I am very thankful for the previous loan that I had taken from my supportive lenders. My business improved gradually in terms of stock, capital and also profit which indeed helped me to clear and repay my loan in time. The loan also assisted me to serve my customers well because I was able to meet my customers demands in terms of supply although their was ups and down as I can say this is normal that their was some commodities I did not have that my customers requested for but I hope to stock them in the next loan once the bids are raised in full.

The proposal of my next loan from zidisha lenders is as follows: -

Milk (regular), 12x4 boxes
Loaf of Fresh White Bread (2 creates of 500 g)
Rice (white), (90 kg)
Eggs (10 creates)
Apples (creates kg)
Oranges (90 kg)
Tomato (2 creates)
Potato (90 kg)

Total is KES 54,620 equivalent to $624.617

Thank you your continued support.

Feedback

6

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$262.00

Date disbursed

Nov 3, 2014

Repayment status

On Time

Projected term

3 months

Lenders

investor

Candiac, Canada

Hope2012

United Kingdom

Kysera

Crawfordsville, United States

J

jjonas

berlin, Germany

ads68

Melbourne, Australia

S

Spelbreker

Zwijnaarde, Belgium

Matthieu

Switzerland, France

E

E

Marin county, United States

T

thebonseung

Republic of Korea

Matching Fund

Sterling, United States

Paul Buchheit

Mountain View, United States

Vesa

Helsinki, Finland

Loungin

United States

K

KiraDee

United States

P

Prometheus

Duisburg, Germany

LouisB

ZIDISHA, Mozambique

J

JessicaAna

Maputo, United States

ToddTho

World Wide, United States

LutianaPablo

Rome, Italy

B

Berrin

Stuttgart, Germany

Ask Jackline a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Jackline    Feb 27, 2023

    Dear all,
    I has been hard times for me as the economy get so poor, as taxes, school fees and cost of living went higher, my business dropped drastically and could not be able to meet my loan installments but am hoping things will start improving from as we that new month. I am now requesting to adjust my installments so that am able to make repyments.

    Regards

    Jackline

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  • Jackline    Feb 9, 2023

    Dear All concern,
    I would like to reschedule the repayment amount and this due to that things are not working as planned as children are returning to school and the learning system has changed and very costly, so it has forced me to readjust so that I am able to repay my instalments.

    Regards

    Jackline

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  • Jackline    Feb 2, 2023

    Dear to all concerns due to poor economy and we have children who are going to school for first term and new year, I would like adjust my instalments so that am able to make my instalments easily.

    Thank you,

    Regards

    Kemunto

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  • Jackline    Feb 2, 2023

    Dear to all concerns, I would like to adjust my instalment amount due to that during this period children are going back to school and economy is so poor.

    Regards

    Kemunto

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  • Jackline    Jan 8, 2023

    Dear sir/Madam,
    I will like to adjust the amount so that I am able to repay in time and the business did not do well as anticipated during the festive and new year season. But am hoping this year to be good as am expect to expand the business.


    Thank you for the opportunity.

    Regards

    Jackline.

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  • Jackline    Dec 23, 2022

    Dear Sir/Madam,
    Hope you are all well, thank you very much for giving me an opportunity to borrow again, but I would like to adjust the amount due to the Christmass season so that I can be able to manage and get some food for the children and visitors during this season. Thank you very much for all the support.

    Regards
    Jackline

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  • Jackline    Dec 8, 2022

    Dear Sir/Madam,
    I would like to request to reduce my repayment so that I can have more stock for this festive season and hope I will will make interests from the sales for this month.

    Thank you for giving me the opportunity.

    Regards

    Jackline

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  • Jackline    Nov 25, 2022

    I would like to thank all members who have supported me to raise my project amount and I will be buying item goods as my project and the same time I will give more details on how the money is going to help me achieve my project expected goals. Thank you all for the support.

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  • Jentrix    Nov 19, 2022

    May your business grow mum

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  • Buddy    Nov 11, 2022

    Good job

    Translated by Google     Show original

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  • Jackline    Nov 15, 2019

    I am very much pleased to thank all my lenders for the continued support to my endevours in business. I am getting well with the business and hope to do good this coming month as we approach Christmas season.

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  • Gideon    Jul 13, 2019

    She promise to pay all with time,please understand her ,please lenders,am sure she cannot .....go away with this loan .

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  • Jackline    Apr 25, 2019

    I would like to reduce my amount installment due that I was unable to pay full amount at once as it was mistakenly selected that it was to be repaid ounce.

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  • Maggie and M    Mar 22, 2019

    Hi Jackline, I can see you are repaying your loan regularly and I just wanted to suggest you create a support ticket or ask your mentor to show you how to adjust your repayment schedule as you are repaying well and your current schedule is ruining your credit rating by detailing that you expect to repay it all at once.

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  • Jackline    Jan 13, 2019

    Hello I would like to reduce my installment as I have realized that there was a mistake when I posted a loan that I was repay in one installed which was not possible, kindly allow me to reschedule.

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  • Gideon    Jan 2, 2019

    Jackline said that she still hold down by some difficulties however she said that her husband can lend a hand on this and will make full payments this week.thanks

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  • Maggie and M    Dec 2, 2018

    Jackline, we can see you are regularly repaying your loan, which is great, but I agree with Gideon's advice below - if you create a support ticket and change your loan repayment structure, you will be able to repay at your current lower rate but not lose your high credit rating. Good luck.

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  • Gideon    Nov 27, 2018

    She said to have mistakenly chosen the amount that she can't afford on time,however promised to do her best.thanks.

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  • Gideon    Oct 2, 2018

    Hello kemunto, I don't know if there is a way to solve that issue but your better option is to create support ticket about it,thank you.

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