David
Nairobi, Kenya
32% repaid
Name
David
Member since
February 2015
On-time repayments
18 installments • 0%
My name is David Aroko,I am the first born of family of five siblings.A graduate from jomokenyatta University of Agriculture and technology having done Bachelor of science in Information technology(BSC IT).Due to diverse IT skills that I gained in University,I was able to work online,though the payment was small because I had to balance and take my studies into considerations. I was working as a freelance writer,academic writer and sometimes website development and android app development, I used the money to pay my school fee and to cater for my daily budget such as Food,Clothing and other personal effect. My parents were not able to pay my School fee because there were 3 other siblings who were in the Secondary school,this was a burden to them so I had to cater for my needs.
I have my own business/Company name though not registered by Kenyan government due to Financial constraint.
Buasiness name:Nairobi POST SOLUTIONS(found in the first Google search)
Business website:www.nairobi-post.com
Facebook page:The Nairobi POST.
Google play developer Account Name:Nairobi POST SOLUTIONS
Having done a technology course(BSC IT).I have gained IT skills in the following areas.
1.Web design and Hosting services.
2.Android app development(I have some apps on Google play,Nairobi POST SOLUTIONS is the account name)
3.Digital advertisement(Having Google adwords certification,SEO certification from seocertification.org)also have skills in social media marketing.
4.Software development using java.
5.IT business Support system and Consultancy services.
I have been working as an article writer and I would like to move to software development business,article writing nowadays has few jobs as compared to software development business where there is high payment.
Monthly expenses.
Because I can still work online as an article writer,I can cater for my monthly needs such as Food and Clothing,I dont pay rent because I still leave with a friend here in Nairobi.So I will use the loan specifically to set up my Business.
how I will use the loan.
Though I get some clients,but most dont trust me because I dont have a physical Office,In Kenya,people work based on trust and if you dont have a physical office most clients may not trust.
At the Moment I will use the loan for business advertisement and to register my Company so that clients can trust me, I will also buy a modem for internet connection.
In Future I,I will use the loan in the following ways.
1.Register my Company with the Kenyan Government so that I can gained trust from my clients,approximately $225
2.Have a physical office in Nairobi Kenya approximately $100/month.
3.Small Office expenses app. $ 300
4.Online advertisement.
5.Moving my website(www.nairobi-post.com) to highly sophisticated and secure US web hosting companies.
My skills(web design,software development,android app development and online marketing) is one of the most demand skills not only in Kenya but entire world.
How I will repay the loan.
The skills I have gained are one of the most demand skills in the world,every business needs a website,apps and software to maintain their business.with good online and offline advertisement,I will get clients who will be able to pay me and repay the loan.payment is also good,as a single client can pay as little as $120 per service.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Feb 20, 2015
Repayment status
Late
Projected term
4 months
Amount repaid
$33.87
Amount remaining
$70.86
Expected completion
Jun 28, 2015
Status
Repaying late
Installment amount
$5.56
Expected Payments | Actual Payments | ||
---|---|---|---|
Mar 1, 2015 | $16.93 | Apr 8, 2015 | $16.93 |
Mar 8, 2015 | $16.93 | Apr 18, 2015 | $16.93 |
Mar 15, 2015 | $0.00 | ||
Mar 22, 2015 | $0.00 | ||
Mar 29, 2015 | $0.00 | ||
Apr 5, 2015 | $0.00 | ||
Apr 12, 2015 | $0.00 | ||
Apr 19, 2015 | $0.00 | ||
Apr 26, 2015 | $5.56 | ||
May 3, 2015 | $5.56 | ||
May 10, 2015 | $5.56 | ||
May 17, 2015 | $5.56 | ||
May 24, 2015 | $5.56 | ||
May 31, 2015 | $5.56 | ||
Jun 7, 2015 | $5.56 | ||
Jun 14, 2015 | $5.56 | ||
Jun 21, 2015 | $5.56 | ||
Jun 28, 2015 | $20.86 |
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