Risper
Eldoret ,kamukunji Estate, Kenya
100% repaid
Name
Risper
Member since
February 2015
On-time repayments
83 installments • 76%
Iam Risper Shitanda ,I was born in Kenya ,Kakamega county ,My parents are Tom and Jescah Shitanda .I went to school at Mugunga primary school 1992-1999 then secondary school 2000-2003 and then went to Alpha College I pursued diploma in human resource management.2009-2012.Due to lack of jobs I decided to start business for up keep .
I started my business in the year 2013 that is immediately after college with a capital of ksh.5000 given to me by my father and now by the grace of God it has grown to around ksh.60000.The name of my business is called FAITH DAIRY SHOP.The stocks I do sell are house hold goods both consumables and non consumables this includes food stuffs, human, small boutique,I also have I have a dairy within the shop. the business makes approximately a gross profit of kshs 25000 (277 US Dollars) or income before these expenses. Nett profit usually fluctuates between ksh.12000 to ksh.18000 (US Dollars 130 to 210).I normally use the profits from my business as follows :40% to support family up keep ,10% to support my local church,30% I put back in business stock,20% savings.
The challenge I have in these business is lack of enough capital to stock ,while the strength I have is I have no competitors to my business because it is the only shop where I live.
Dear Lenders, I am so grateful to the opportunity of getting my first loan .I would like to propose that given funding I will use the entire loan the 100 us dollars to buy inventory for my shop and I believe that the move will increase my sales and enable me make more profits and repay early.
Thanks in advance I look forward o your support.Be blessed.
Positive
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Neutral
None
Negative
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Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Feb 25, 2015
Repayment status
On Time
Projected term
4 months
Other loans
Amount repaid
$102.62
Amount remaining
$0.00
Date repaid
Jul 9, 2015
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Mar 8, 2015 | $5.12 | Mar 8, 2015 | $5.12 |
Mar 15, 2015 | $5.12 | Mar 8, 2015 | $0.43 |
Mar 15, 2015 | $4.69 | ||
Mar 22, 2015 | $5.12 | Mar 15, 2015 | $1.20 |
Mar 22, 2015 | $3.92 | ||
Mar 29, 2015 | $5.12 | Mar 22, 2015 | $1.97 |
Mar 29, 2015 | $3.16 | ||
Apr 5, 2015 | $5.12 | Mar 29, 2015 | $2.62 |
Apr 5, 2015 | $2.50 | ||
Apr 12, 2015 | $5.12 | Apr 5, 2015 | $3.39 |
Apr 12, 2015 | $1.73 | ||
Apr 19, 2015 | $5.12 | Apr 12, 2015 | $4.16 |
Apr 23, 2015 | $0.97 | ||
Apr 26, 2015 | $5.12 | Apr 23, 2015 | $4.92 |
Apr 27, 2015 | $0.20 | ||
May 3, 2015 | $5.12 | Apr 27, 2015 | $2.02 |
May 10, 2015 | $3.10 | ||
May 10, 2015 | $5.12 | May 10, 2015 | $4.68 |
May 17, 2015 | $0.44 | ||
May 17, 2015 | $5.12 | May 17, 2015 | $5.12 |
May 24, 2015 | $5.12 | May 17, 2015 | $2.21 |
Jun 21, 2015 | $2.91 | ||
May 31, 2015 | $5.12 | Jun 21, 2015 | $5.12 |
Jun 7, 2015 | $5.12 | Jun 21, 2015 | $5.12 |
Jun 14, 2015 | $5.12 | Jun 21, 2015 | $2.73 |
Jul 5, 2015 | $2.39 | ||
Jun 21, 2015 | $5.12 | Jul 5, 2015 | $5.12 |
Jun 28, 2015 | $5.12 | Jul 5, 2015 | $4.71 |
Jul 9, 2015 | $0.41 | ||
Jul 5, 2015 | $5.12 | Jul 9, 2015 | $5.12 |
Jul 12, 2015 | $5.12 | Jul 9, 2015 | $5.12 |
Jul 19, 2015 | $5.30 | Jul 9, 2015 | $5.30 |
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