Harqatun Nizwa
Semarang, Indonesia
100% repaid
Name
Harqatun Nizwa
Member since
August 2017
On-time repayments
147 installments • 10%
I am a social worker at a local NGO (non goverment organisation) in Indonesia. I currently work with minority groups such as women with disability including women victims of violence in rural areas. For 5 (five) years my focus of work and service is in the field of rural economic development. For this year (2017) my current work is related to rural economic development and income generation for women with disabilities, women victim of violence and young mother
Agribusiness is an activity related to the agricultural sector in a broad sense such as domestic resources such as agriculture, plantation, forestry, animal husbandry and fisheries. One area of agribusiness that has good development prospects in rural areas / mountains is the cultivation of organic papaya business. Because market demand is still large, investment payback time is fast, the price is relatively stable, and harvest continuously throughout the year. The market opportunity is still wide open, because supply in the market today is still lacking. Lack of access to credit for women in rural areas can be a serious obstacle to the creation of local businesses in many rural areas of Indonesia. Microfinance of SMEs and support for social entrepreneurship is a proven and proven tool that can contribute to high levels of quality and employment, reducing disparities and poverty; and thus contribute to the realization of priorities. This is my project, specifically to help a mother who lives in rural village of Gudeg a remote area of province in Central Java Indonesia. Ibu Sartini lives in the Merbabu mountains. Ibu Sartini has a small business /small business of organic papaya seedling in a garden of 1/2 hectare which is a land grant from local government. This local papaya breeding, managed by 2 (two) children who have experienced in papaya seed cultivation since 2000. Local papaya seedlings are only using organic fertilizer and only sold through traditional markets. Currently, Mrs. Sartini needs loan capital to strengthen the supply sector of organic fertilizer. Through Zidisha, on behalf of Mrs. Sartini, I submission for a loan to strengthen the capital of organic papaya business. Limited Internet access for poor women in rural areas, thus not allowing rural poor women to access Zidisha, therefore through that, I am on behalf of and fully responsible for this loan.
This loan application will be used by Ms. Sopiah to buy work tools. Through this loan, Mrs. Sopiyah will buy Knives to boost Sapu production, which currently involves women"s groups in her village. Knife is the only tool to make a broom. Production of brooms that are done by Ibu Sopiah and several groups of women in a day of production as many as 5 (five) seeds. Estimated profit from this broom sale is 10 thousand rupiah per seed. With this loan support is expected to further increase the production of brooms that will be sold in the market every weekend.
Show original Bahasa Indonesia
I am a social worker at a local NGO (non goverment organisation) in Indonesia. I currently work with minority groups such as women with disability including women victims of violence in rural areas. For 5 (five) years my focus of work and service is in the field of rural economic development. For this year (2017) my current work is related to rural economic development and income generation for women with disabilities, women victim of violence and young mother
Agribusiness is an activity related to the agricultural sector in a broad sense such as domestic resources such as agriculture, plantation, forestry, animal husbandry and fisheries. One area of agribusiness that has good development prospects in rural areas / mountains is the cultivation of organic papaya business. Because market demand is still large, investment payback time is fast, the price is relatively stable, and harvest continuously throughout the year. The market opportunity is still wide open, because supply in the market today is still lacking. Lack of access to credit for women in rural areas can be a serious obstacle to the creation of local businesses in many rural areas of Indonesia. Microfinance of SMEs and support for social entrepreneurship is a proven and proven tool that can contribute to high levels of quality and employment, reducing disparities and poverty; and thus contribute to the realization of priorities. This is my project, specifically to help a mother who lives in rural village of Gudeg a remote area of province in Central Java Indonesia. Ibu Sartini lives in the Merbabu mountains. Ibu Sartini has a small business /small business of organic papaya seedling in a garden of 1/2 hectare which is a land grant from local government. This local papaya breeding, managed by 2 (two) children who have experienced in papaya seed cultivation since 2000. Local papaya seedlings are only using organic fertilizer and only sold through traditional markets. Currently, Mrs. Sartini needs loan capital to strengthen the supply sector of organic fertilizer. Through Zidisha, on behalf of Mrs. Sartini, I submission for a loan to strengthen the capital of organic papaya business. Limited Internet access for poor women in rural areas, thus not allowing rural poor women to access Zidisha, therefore through that, I am on behalf of and fully responsible for this loan.
Pengajuan pinjamam ini akan di gunakan oleh Ibu Sopiah untuk membeli alat kerja. Melalui pinjaman ini, Ibu Sopiyah akan membeli Pisau untuk meninkatkan produksi Sapu, yang saat ini juga melibatkan kelompok kelompok perempuan di desanya. Pisau merupakan satu satunya alat untuk membuat sapu. Produksi sapu yang di kerjakan oleh Ibu Sopiah dan beberapa kelompok perempuan dalam sehari produksi sebanyak 5 (lima) biji. Estimasi keuntungan dari penjualan sapu ini adalah 10 ribu rupiah per biji. Dengan dukungan pinjaman ini diharapkan akan semakin meningkatkan produksi sapu yang akan di jual di pasar setiap akhir pekan.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$12.00
Date disbursed
Aug 28, 2017
Repayment status
On Time
Projected term
2 weeks
Other loans
Amount repaid
$11.49
Amount remaining
$0.00
Date repaid
Sep 13, 2017
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Sep 5, 2017 | $2.30 | Sep 5, 2017 | $2.30 |
Sep 12, 2017 | $9.19 | Sep 13, 2017 | $9.19 |
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