Income-generating for women victims of domestic violence

Harqatun Nizwa

Semarang, Indonesia

100% repaid

Entrepreneur

Name

Harqatun Nizwa

Member since

August 2017

On-time repayments

147 installments  •  10%

About Me

I am a social worker at a local NGO (non goverment organisation) in Indonesia. I currently work with minority groups such as women with disability including women victims of violence in rural areas. For 5 (five) years my focus of work and service is in the field of rural economic development. For this year (2017) my current work is related to rural economic development and income generation for women with disabilities, women victim of violence and young mother

My Business

Agribusiness is an activity related to the agricultural sector in a broad sense such as domestic resources such as agriculture, plantation, forestry, animal husbandry and fisheries. One area of agribusiness that has good development prospects in rural areas / mountains is the cultivation of organic papaya business. Because market demand is still large, investment payback time is fast, the price is relatively stable, and harvest continuously throughout the year. The market opportunity is still wide open, because supply in the market today is still lacking. Lack of access to credit for women in rural areas can be a serious obstacle to the creation of local businesses in many rural areas of Indonesia. Microfinance of SMEs and support for social entrepreneurship is a proven and proven tool that can contribute to high levels of quality and employment, reducing disparities and poverty; and thus contribute to the realization of priorities. This is my project, specifically to help a mother who lives in rural village of Gudeg a remote area of ​​province in Central Java Indonesia. Ibu Sartini lives in the Merbabu mountains. Ibu Sartini has a small business /small business of organic papaya seedling in a garden of 1/2 hectare which is a land grant from local government. This local papaya breeding, managed by 2 (two) children who have experienced in papaya seed cultivation since 2000. Local papaya seedlings are only using organic fertilizer and only sold through traditional markets. Currently, Mrs. Sartini needs loan capital to strengthen the supply sector of organic fertilizer. Through Zidisha, on behalf of Mrs. Sartini, I submission for a loan to strengthen the capital of organic papaya business. Limited Internet access for poor women in rural areas, thus not allowing rural poor women to access Zidisha, therefore through that, I am on behalf of and fully responsible for this loan.

Loan Proposal

This loan application will be used by Ms. Sopiah to buy work tools. Through this loan, Mrs. Sopiyah will buy Knives to boost Sapu production, which currently involves women"s groups in her village. Knife is the only tool to make a broom. Production of brooms that are done by Ibu Sopiah and several groups of women in a day of production as many as 5 (five) seeds. Estimated profit from this broom sale is 10 thousand rupiah per seed. With this loan support is expected to further increase the production of brooms that will be sold in the market every weekend.

Show original Bahasa Indonesia  

About Me

I am a social worker at a local NGO (non goverment organisation) in Indonesia. I currently work with minority groups such as women with disability including women victims of violence in rural areas. For 5 (five) years my focus of work and service is in the field of rural economic development. For this year (2017) my current work is related to rural economic development and income generation for women with disabilities, women victim of violence and young mother

My Business

Agribusiness is an activity related to the agricultural sector in a broad sense such as domestic resources such as agriculture, plantation, forestry, animal husbandry and fisheries. One area of agribusiness that has good development prospects in rural areas / mountains is the cultivation of organic papaya business. Because market demand is still large, investment payback time is fast, the price is relatively stable, and harvest continuously throughout the year. The market opportunity is still wide open, because supply in the market today is still lacking. Lack of access to credit for women in rural areas can be a serious obstacle to the creation of local businesses in many rural areas of Indonesia. Microfinance of SMEs and support for social entrepreneurship is a proven and proven tool that can contribute to high levels of quality and employment, reducing disparities and poverty; and thus contribute to the realization of priorities. This is my project, specifically to help a mother who lives in rural village of Gudeg a remote area of ​​province in Central Java Indonesia. Ibu Sartini lives in the Merbabu mountains. Ibu Sartini has a small business /small business of organic papaya seedling in a garden of 1/2 hectare which is a land grant from local government. This local papaya breeding, managed by 2 (two) children who have experienced in papaya seed cultivation since 2000. Local papaya seedlings are only using organic fertilizer and only sold through traditional markets. Currently, Mrs. Sartini needs loan capital to strengthen the supply sector of organic fertilizer. Through Zidisha, on behalf of Mrs. Sartini, I submission for a loan to strengthen the capital of organic papaya business. Limited Internet access for poor women in rural areas, thus not allowing rural poor women to access Zidisha, therefore through that, I am on behalf of and fully responsible for this loan.

Loan Proposal

Pengajuan pinjamam ini akan di gunakan oleh Ibu Sopiah untuk membeli alat kerja. Melalui pinjaman ini, Ibu Sopiyah akan membeli Pisau untuk meninkatkan produksi Sapu, yang saat ini juga melibatkan kelompok kelompok perempuan di desanya. Pisau merupakan satu satunya alat untuk membuat sapu. Produksi sapu yang di kerjakan oleh Ibu Sopiah dan beberapa kelompok perempuan dalam sehari produksi sebanyak 5 (lima) biji. Estimasi keuntungan dari penjualan sapu ini adalah 10 ribu rupiah per biji. Dengan dukungan pinjaman ini diharapkan akan semakin meningkatkan produksi sapu yang akan di jual di pasar setiap akhir pekan.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$12.00

Date disbursed

Aug 28, 2017

Repayment status

On Time

Projected term

2 weeks

Lenders

MarktheMormon

Sandy, Utah, United States

Donald Major

United States

SB

Stephen B

United States

Frank Bailey

United States

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  • Harqatun Nizwa    Apr 1, 2023

    Just about to start the project again because it stopped for quite a while when Zidisha stopped its project in Indonesia, and only this year did you receive confirmation via email regarding the reopening of Zidisha in Indonesia

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  • Harqatun Nizwa    Oct 12, 2022

    In the post-covid condition, the agricultural business has an impact, now it's about to start again

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  • Harqatun Nizwa    Nov 3, 2017

    This loan will be used for the purchase and stock of liquid organic fertilizer for a duration of 2 (two) weeks. This liquid organic fertilizer is suitable for the fertilization of local papaya seedlings, organic fertilizers derived from plant extracts, liquid fermentation liquid livestock, and fermentation of plants. Organic fertilizer has complete nutrient content so it is suitable for local papaya cultivation. Net income in this business is about 10-23% of the total loan that will be submitted to Zidisha. We hope Zidisha can provides loans for the empowerment of women farmers in Indonesia. Hopefully this loan proposal will soon be approved by Zidisha lenders. Thank you.

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  • Harqatun Nizwa    Nov 3, 2017

    Hello Lenders Good afternoon, I submitted the progress of the project last month, this is a local Papaya that uses organic fertilizer, in the village of Gudeg which is only 5 months old and has been fruitful, this business apart from the loan Zidisha also received technical support from the local government through the estate service.

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  • Harqatun Nizwa    Oct 26, 2017

    This is an Organic Papaya Garden which is managed by Ngatonah"s mother, a local papaya that is 4-6 months old who has started to bear fruit, this garden demonstration is a result of cooperation between government organizations (NGOs) and women farmers for food security development project (food security). Papaya (Organic Seeds) Cultivation for Women Farmers.

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  • Harqatun Nizwa    Oct 26, 2017

    I would like to thank Zidisha who has been providing small business loans to Indonesians, especially to women farmers living in remote areas. Through global Zidisha and Lender, hopefully women"s economy in Indonesia will be more advanced especially to people who have been marginalized and can not directly access capital to banks / or financial institutions in Indonesia, continue to Zidisha for the empowerment of poor women in Indonesia.

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  • Harqatun Nizwa    Oct 21, 2017

    Thanks to Lender and ZIIDISHA team for lending us in the development of papaya fruit cultivation business.

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  • Harqatun Nizwa    Oct 20, 2017

    Loans have been paid, thanks to lenders and Zidisha Team

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  • Harqatun Nizwa    Oct 19, 2017

    Thank you Mr. Paul Buchheit, Habraoukema and Sten Sau for lending, success is always your business

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  • Harqatun Nizwa    Sep 30, 2017

    Thank you Mr. Paul Graham for the loan in this project greetings from Indonesia

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  • Harqatun Nizwa    Sep 30, 2017

    This loan will be used for the purchase of 100kq organic fertilizer and will be used for one month

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  • Harqatun Nizwa    Sep 30, 2017

    Seeds of papaya fruit

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  • Harqatun Nizwa    Sep 30, 2017

    Economic empowerment through papaya seeds

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  • Harqatun Nizwa    Sep 30, 2017

    The cultivation of this papaya fruit for food security and support the economic empowerment of rural women

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  • Harqatun Nizwa    Sep 30, 2017

    Papaya Breeding for food security is my third project for Ms Sundari

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  • Harqatun Nizwa    Sep 16, 2017

    Whakawhetai koe for Ms. Anna Schimmel New Zealand, Your contribution will all help the economic development of rural women women with special needs.

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  • Harqatun Nizwa    Sep 16, 2017

    Thank you for your support. Donald Major, Jake Gibson and Beverly Picardo include someone who did not say his name (Anonymous), Greetings from Indonesia

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  • Harqatun Nizwa    Sep 16, 2017

    Thank you for Mr. JimVandegriff for your support our project

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  • Harqatun Nizwa    Sep 14, 2017

    The business of selling wooden branches of this forest product will contribute to the sustainability of education cost for 2 children of Ibu Mainah. The profit of this timber sale is about 10-15% of the total funds that will be submitted to Zidisha.

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