Elizabeth

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Elizabeth

Member since

August 2010

On-time repayments

49 installments  •  57%

About Me

I am Elizabeth Ruto born in 1967 in Rongai . I am married to one husband and blessed with 5 children .I have 2 girls who are schooling in Kapkoiga girls secondary school . Joan Ruto will be sitting for her KCSE(Kenya certificate of secondary education) this year while Gladys is in form two.
Vivian is my third born and is schooling in Samge boarding school. She is in standard six. Benjamin and Amos are day scholars at Kanga primary and my desire is that I would like them to join Boarding school since education is the only key to success.

My Business

My business involves making new clothes such as skirt suits, school uniforms and wedding cloths .I also mend the worn out clothes.I started my tailoring shop at Waka centre in 2004. The business was running smoothly until 2007 when diminished due to post election violence. It was affected by conflicts because the enterprise is located in an area where the Kikuyu and Kalenjins live and the conflicts was between them. I closed down the business until there was peace in 2009.
My main purposes of running this business is to ; enable me to pay my children’s school fees, earn more capital for the continuation of my business and without forgetting orphans and widows whom I help by making and paying for their clothes at my society since they are human like us and they are ours.
Very many customers come to my tailoring shop because I handle them politely and with a lot of curtsey . In addition to this they like me because I mend them the clothes that fit them and fulfill their demands .
People from near and far come to my enterprise to view the displayed patters as they also demand for the customer` s book for more details .I also iron their clothes and ensure they are as sixpence.
If given the loan; I will invent more for my business, buy 2 new sewing machines and employ the jobless so as to earn their living .The major challenges that I face in my business is that customers fail to come for their clothes after they are mend and stiff competition from other cloth makers. Customers may fail to collect their clothes because of their dependences on agricultural activities. Due to adverse environment changes they fail to come for their clothes because they depend on agriculture and when the season is good they collect in time without problems . The stiff completion is due to many tailors in the area but I am able to run well with competition, because my customers like me and my job.
Lastly and not least I appreciate and love my job because it has uplifted my living standards from where I was to where I am whereby I am able to sustain my family and even lend a hand to the less fortunate in our society , since I believe in principle that goes ‘After a hardship comes relief.’

Loan Proposal

If given the loan; I will invent more for my business, buy 2 new sewing machines and employ the jobless so as to earn their living .The major challenges that I face in my business is that customers fail to come for their clothes after they are mend and stiff competition from other cloth makers. Customers may fail to collect their clothes because of their dependences on agricultural activities. Due to adverse environment changes they fail to come for their clothes because they depend on agriculture and when the season is good they collect in time without problems . The stiff completion is due to many tailors in the area but I am able to run well with competition, because my customers like me and my job.
Lastly and not least I appreciate and love my job because it has uplifted my living standards from where I was to where I am whereby I am able to sustain my family and even lend a hand to the less fortunate in our society , since I believe in principle that goes ‘After a hardship comes relief.’

Feedback

13

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$850.00

Date disbursed

Jan 26, 2011

Repayment status

On Time

Projected term

12 months

Lenders

J

jeffb

United States

P

Per

Randers, Denmark

C

CWS

Huntington beach, ca, United States

M

mikedufty

Perth, Australia

E

Errol

Bradenton, FL, United States

neffe

Berlin, Germany

fiego

Mannheim, Germany

S

Snick

Halle, Germany

C

Canlender1

Nanaimo, Canada

Sideburnjack

Conroe, TX, United States

Brian

Midhurst, Canada

G

Goodwins

Vancouver, Canada

C

Christian

Saarbruecken, Germany

Ask Elizabeth a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Elizabeth    Feb 3, 2015

    Dear lenders,
    I hope this will find you well,I have been taking care to my husband who has been sick for the whole of last year.As i'm writing to you,he is doing wel though he is undertaking drugs as directed by the doctor.I'm planning to resume back to my business on March.Lenders,i promise to repay to the last coin.I do beg your pardon for the inconvenience.
    Thanks in advance,
    Elizabeth.

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    • Hope2012    Feb 10, 2015

      That's quite alright and thanks very yo much for letting us know. All the best to you and your husband. Xx

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  • Brian    Jan 24, 2015

    Any news, Elizabeth??

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  • Brian    Nov 8, 2014

    Elizabeth, I notice that there have been no scheduled repayments since August. Are you having a problem with business or health? I continue to wish you every success in your business.

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  • KirstenShute    Apr 21, 2014

    Hello Elizabeth,

    Thank you for your latest repayment! I hope your business continues to do well. Keep us updated when you can. All the best,

    Kirsten S.

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  • Brian    Apr 6, 2014

    thank you for making your loan payments on time, Elizabeth. I hope your business is going well. How many other people are employed in your tailoring business? Do you look after the cows yourself, or have you hired someone to do that?

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  • Elizabeth    Sep 8, 2013

    Dear lenders,Thanks for the support,due to the heavy rain that is being experiencing in our country,i need to be given two more months to prepare my self in my repayment.For those two months ,i will be able to manage the cattle to a standard of making sure to have the repayment on time.Also i will have the chance to be very cross to my doctor for farther explanation on how to improve my business and to have profit as well

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    • Treesforpeople    Sep 25, 2013

      Hi Elizabeth,

      I'm sorry to hear you've been having trouble with heavy rain. I hope you, your family and the cattle are doing OK.

      I wish you all the best.

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    • Markus    Oct 8, 2013

      Dear Elizabeth,

      Thanks for your update. All the Best for you & good luck with the weather.

      God Bless & Best Wishes,

      Markus

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    • KirstenShute    Jan 9, 2014

      Hello Mrs. Ruto,
      I hope things are going better. I see that you are repaying on time now and I appreciate that. I wish you and all your loved ones a happy and healthy 2014!
      Kirsten Shute

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  • Somniferum    Jul 8, 2013

    Good luck, Elizabeth!

    I hope the cows will produce lots of milk =)

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  • Christian    Jul 8, 2013

    I wish you good luck and lots of success in the future, Elizabeth!

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  • Treesforpeople    Jul 6, 2013

    Good luck Elizabeth!

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  • Brian    Jun 29, 2013

    This is the third loan that I have been able to make to you, Elizabeth, I am proud to be a partner in your business. I do hope that Zidisha is indeed helping you to make a better life for yourself, and for your family. All the best.

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  • Elizabeth    Aug 7, 2012

    I would like to take this opportunity to pray almighty father to remember all who participated from this way or other so that my will to be fulfill.Secondly i want not to forget Ms. Julia for her effort to make sure my profile is well learning.Lastly but not least,because you have shown your kind,i will not let you be shamed for whatever you have done to me.As i said my intention was to buy cows of high quality production of milk,my dream has fulfill.

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    • rodcul    Aug 7, 2012

      Good luck to you Elizabeth - I wish you all the best!

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  • Brian    Aug 2, 2012

    Elizabeth, I am pleased that things are going well for you, and that you are expanding your business with the cows. It is an honor to lend to you again.

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  • Brian    Nov 25, 2011

    Elizabeth, I hope your business is going well. It looks like you will have your loan paid ahead of schedule - congratulations! If you need another loan in the future, I would certainly be willing to help out. God bless you. Brian

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  • Elizabeth    Oct 3, 2011

    I M VERY HAPPY TO YOU ZIDISHA,FOR I HAVE RIFTED MY LIFE IN KENYA.

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  • Elizabeth    Sep 23, 2011

    I am doing wel with my job.hopping to compliting my loan soon.GOD Bless you zidisha.

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  • Elizabeth    Jan 26, 2011

    I received the money on wednesday night .Iam planning to go to Nakuru to buy the sewing machines and materials to expand my business thanks for your funding.

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    • fiego    Jan 27, 2011

      Dear Elizabeth,

      I wish you all the best for your uprising business!
      Remember, never buy a sewing mashine for the regular price, there is always some negotiation potential ;) Good luck

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  • Elizabeth    Jan 25, 2011

    thanks Goodwins, snick ,christian and mikedufty for the bood things you have done to me .Iam still at my work now 8.00pm making new cloths because form ones will be reporting to varius district school on 31.01.2011 and I have to attend to their orders .Nice time.

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  • Elizabeth    Jan 24, 2011

    high lenders ! today our politics are crowded with alot of struggles and jostling over senior positions in the government such as chief justice ,attorney general and police commissioner. our government is a coalition of parties( ODM and Party of National Unity).senior position that have been created with the promulgation of the new constitution need to be filled after consultation with major partners of the coalition.The alcohol and liquor act that has extended the time of opening pubs to 5.00pm on weekdays is bringing animosity between bar owners and the public who are supporting the liqour act.wish you well lenders.

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  • Elizabeth    Jan 19, 2011

    kudos donfiego have a good time.

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  • Elizabeth    Jan 15, 2011

    sideburnjack and canlender1! may you receive my appretiation

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