Entrepreneur
Name
Lydia
Member since
February 2013
On-time repayments
19 installments • 21%
About Me
My name is Lydia Kashutu Kahindi,Im married with two daughter children,the first born aged five years and the other three years,all are schooling in a private school.I live in Ghaba village in Makongeni sub-location in Chakama Location.My work is to run a cafeteria.Im a class eight leaver,could not continue with my farther education because of financial crisis.I started this business mainly to earn a living and to improve my life.I do purchase various items with the earnings from my business:sugar,salt,tomato/tomato sauce,beans,maize,coconuts,water,plates,firewood,sufurias,spoons,benches etcAlso buy clothes for my family,pay school fees for my daughtersand transport etc
My Business
My business is cafeteria,Im running a cafeteria in my locality.this provides selling of cooked foods to people.In this cafe I cook dumples,chapati,beans,meet,ugali,kitheri and many others.There is demand of these comodities because many people are employed and have to go with time well and because of the bother to kitchen work.My customers prefer to my business because I cook delious foods and talk to them in a friendly way.The business is profitable for because for instance one sack 90kg bought at ksh:1500/= can be sold in two weeks and give ksh:15000/=Risks that face my business are lack of enough capital and security.My monthly income is ksh:40000/= and my monthly expenditure is ksh:25000/= my profit is ksh:15000: of which can repay Zidisha loan comfortable.
Loan Proposal
I will use the loan in a well distributed manner as follows;atleast 10percent will be spent to buy new spoons,20percent spent to buy will be spent to buy new plates,20percent will be spent to buy beans,20percent will be spent to buy maize and the remaining fraction will be spent to buy sugar and flevers etc.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
May 1, 2013
Repayment status
Late
Projected term
19 months
Lenders
Summary
Amount repaid
$28.57
Amount remaining
$77.25
Expected completion
Dec 9, 2014
Status
Repaying late
Installment amount
$9.33
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jun 10, 2013 | $9.32 | Jun 10, 2013 | $9.32 |
| Jul 10, 2013 | $9.32 | Jun 10, 2013 | $0.20 |
| Jul 11, 2013 | $9.12 | ||
| Aug 10, 2013 | $9.32 | Jul 11, 2013 | $0.40 |
| Aug 11, 2013 | $8.92 | ||
| Sep 10, 2013 | $0.61 | Aug 11, 2013 | $0.61 |
| Oct 10, 2013 | $9.33 | ||
| Nov 9, 2013 | $9.33 | ||
| Dec 9, 2013 | $9.33 | ||
| Jan 9, 2014 | $9.33 | ||
| Feb 9, 2014 | $9.33 | ||
| Mar 10, 2014 | $9.33 | ||
| Apr 10, 2014 | $9.33 | ||
| May 10, 2014 | $9.33 | ||
| Jun 10, 2014 | $2.58 | ||
| Jul 10, 2014 | $0.00 | ||
| Aug 10, 2014 | $0.00 | ||
| Sep 10, 2014 | $0.00 | ||
| Oct 10, 2014 | $0.00 | ||
| Nov 9, 2014 | $0.00 | ||
| Dec 9, 2014 | $0.00 | ||
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