I will first all stock up my kiosk so that to attract more customers and also modify my kiosk in such away that it will...

Miriam

Nakuru, Kenya

23% repaid

Entrepreneur

Name

Miriam

Member since

July 2010

On-time repayments

54 installments  •  56%

About Me

My names are Miriam Njeri Kimani born in 1976 Iam MARRIED to one husband Sammy Gichuhi .
Iam blessed with 5 children ,three girls and two boys .One of my daughers schools at MAMA NGINA KENYATTA SEC ONDARY which is within Rongai District.One of my daughters dropped out of school because of lack of school fees and stays at home I dropped out of school early because my parents are poor and could not afford to secure my education.
I live in a rented house near Rongai Town because I was displaced from my home in Molo during the infamous post election violence of 2007-2008

My Business

I engage in a groceries bussiness . I sell many products such as carrots, sukumawiki , groundnuts and tomatoes One of the challenges I encouter is that my bussiness goes down especially when Itake my daughter to school at the beggining of the semester.Items at times cannot be easily gotten especially when there is drought .
I sell alot in a day to my customers because Iam charming and go an extra mile in cuttind the kales for them . Given a small loan of about KSH 20000 Ican boost my bussiness which is down at this time.

Loan Proposal

this is how i will use the money that i will get from the loan
1-buy new stock which will be approximately 20,000shilings
2-buy new upgrade for the kiosk which will cost up to 7,000shilings
3-the remaining money i will partion the money as follows
for emergency stocking up and also to carter for the new incoming stock demand.

Feedback

11

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$794.00

Date disbursed

Feb 10, 2014

Repayment status

Late

Projected term

4 months

Lenders

MindMuse

Talking Rock, United States

Sundstroms

Falun, Sweden

Jouni

Finland

mraph

Virginia, United States

V

Valis

Singapore, Singapore

Sarasota

Sarasota, Fl, United States

A

akshu71

Ottawa, Canada

OP

Old People

Corona Del Mar, United States

Matching Fund

Sterling, United States

G

gbelote

United States

E

edsonmedina

United Kingdom

Ask Miriam a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Miriam    Feb 9, 2014

    dear lender
    thank you all may God bless you all good evening.

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  • Miriam    Feb 9, 2014

    dear lenders
    thank you all for your kind support be blessed and may you all have a wonderful Sunday.
    Miriam Kimani

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  • Miriam    Feb 8, 2014

    dear lenders.
    thank you lenders so much for your continued support may God bless you all abundantly.good evening

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  • Miriam    Feb 8, 2014

    dear lenders
    its yet another beautiful day that the lord has granted me to thank you all an appreciate the good work you are doing may God bless you all.

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  • Miriam    Feb 7, 2014

    dear lenders
    thank you for your continued support may God bless you all.

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  • Miriam    Feb 3, 2014

    @akshu71 thank you for a handful support be blessed

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  • Miriam    Jan 30, 2014

    dear lenders
    thanks to you all who have taken part in funding my loan may God bless you all.

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  • Miriam    Nov 30, 2013

    Hello Zidisha,

    I hope you are doing well? On my side I am doing well and my business is also doing well. We are now approaching the end of year season and mostly this is the best time businesswise. It seems this is a holiday period for most of the people and they are normally ready to spend more money for pleasure. Therefore I am expecting to get more customers for the wines and spirits hence need to stock more. I am trying my level best to clear the remaining amount (loan) very soon so that I can apply for more to enable me prepare for the season. I am sure this will double my income. If all goes as I have planned, I beg you to assist me (financially) as you have always done. I thank you in advance and may God bless you.

    Miriam Kimani.

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  • Miriam    Nov 18, 2013

    Hi Zidisha Group,

    I wish to pay my tribute to you all for the generous funding that has changed my life for better since I became a member. It is worthy congratulating you for a job well done. Sincerely, I am a very different personal due to the financial assistance you offered to me. Due to the income I generate from your funding I have managed to move from an ordinary kiosk of greens to cereal store and currently to a Wines and Spirits shop which is doing well. The truth of the matter is that you have changed the life of many who have associated with you and my prayer is you keep up the spirit. Long live Zidisha.

    Miriam Kimani.

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  • Miriam    May 8, 2013

    i invested the loan and bought maize worth 70000.so far i have not been able to sell the maize and needs to hold on for the market prices to improve.the maize is still in my granary and i anticipate to sell it when prices improve .i know i will inconvenience you lenders but just bear with me for the time being.otherwise iam doing well with my ordinary kiosk,i am able to sell greens well because they are in great supply.

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  • Miriam    Dec 30, 2012

    Am happy for funding my loan,thank you and God bless you

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    • dajawein    Mar 8, 2013

      Thanks for this first repayment.

      How is the business going?
      How about your family? I hope they are doing well. :)

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  • Miriam    Dec 29, 2012

    Hi,am grateful once again for your contribution as it will enable me fulfill my plans,i am wishing all of you a happy new year and am praying that God to continue blessing all of you

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  • Miriam    Nov 8, 2011

    I thank you all for exceedingly funding my loan.

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  • Miriam    Jan 15, 2011

    thanks zidisha lenders iam now living above the poverty line because of you .the season is quite dry and people are buying my products like hot cake . My profits are quite supernormal and i hope this will continue.

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  • Miriam    Jan 3, 2011

    hello Julia Kurnia, Mr Mwaura Thomas reminded me mr Gachoka the user name and password for my wife ann wangari waweru but its not opening .advice me accordingly .Good day.

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  • Miriam    Jan 1, 2011

    wish you a wonderful prosperous new year full of God's favor.IAM DOING QUIT WELL IN BUSINESS .YOU HAVE TOUCHED AND CHANGED MY LIFE THROUGH THE LOAN YOU LEND ME .GOD BLESS YOU.IS IT POSSIBLE FOR LAURENE TO REMIND MR GACHOKA THE USER NAME AND PASSWORD FOR ANN WANGARI ZIDISHA ACCOUNT (HIS WIFE)

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  • Miriam    Oct 2, 2010

    how are you laurene badly misseg by gachoka and his family minjeki could not pay loan as planned because she sent money to the wrong account

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  • Lauren Rosenbaum    Aug 11, 2010

    I met Miriam while staying with the family of a friend, Mr. Gachoka, who teaches at Mugaa Secondary School. Miriam dropped by Mr. Gachoka’s house on her way to vote in the Kenya’s historic constitutional referendum. Miriam said that she looked forward to a new beginning for the country that would allow its citizens to move beyond the circumstances that had divided them in the past. These conflicts directly affected her family, first when her father was killed in the 1992 land kirmishes that affected her Rift Valley hometown, Bahati, and later when she moved to Rongai with her two children during the 2007 post-election violence.

    According to African tradition, the firstborn child in every family is responsible for managing its burdens. Miriam took care of her mother after her father’s death and covered her medical expenses after the old women was involved in a freak accident involving an exploding kerosene lamp. Three months of hospitalization cost Miriam 150,000 shillings, which is roughly three times the average yearly salary for an employed Kenyan citizen. As a single mother (she had divorced her first husband), this was a tall order for Miriam. Despite her efforts, her mother didn’t make it and Miriam was forced to continue raising and educating her two youngest sisters.

    After finding a house to rent in Rongai, Miriam met her current husband, who works as a casual laborer in the area. Their family of four grew to seven, not including Miriam’s two sisters. Miriam struggled to put her sisters through secondary school, but they graduated a year ago. Now she is faced with the burden of her oldest girl’s secondary education (7,000 shillings per term) on top of primary school education for the younger children (600 shillings), uniforms, books, pens, paper, etc. The childrens’ school expenses are her top priority, as she can see how much they enjoy their academics and she wants to see them succeed.

    Despite her daily struggles, Miriam is almost always smiling and talkative, a trait that serves her well as a businesswoman. Although she has not stayed in the area for long, she has many friends in Rongai who are happy to help her and her family. Mr. Gachoka said that he and some others are organizing a harambee, a traditional Kenyan fundraising event, in order to help her raise the money needed to continue sending her children to school.

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  • Lauren Rosenbaum    Aug 8, 2010

    Hi, lenders.

    Now that the constitution has successfully passed, Kenyans are optimistic that the days of ethnic violence and insecurity surrounding elections are in the past. Everyone was holding their breath before the referendum, wondering if they would see a repeat of the 2007 post-election violence that resulted in 1,300 deaths and the displacement of hundreds of thousands of citizens from their homes. Some residents of the Rift Valley, an area especially affected by this violence, moved out in anticipation of the referendum. Nevertheless, the proceedings were peaceful and the "no" side accepted defeat graciously. Now, people who had been fearing to return to areas like Miriam's will likely live in their original homes again. This year the country is recovering from drought, so people living in Rongai, who primarily rely on farming to earn a living, have money to spend on those foods that they do not grow themselves. Macroeconomically, foreign investors have more confidence in the country and the Kenyan economy should continue to grow as a result.

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  • Miriam    Aug 5, 2010

    the referendum results are being released in bits .the YES side is leading with about 4 million votes and the NO side is having 2million votes .We are hoping at last that we shall at have a new constitution.the atmosphere is appealing and the country is generally peaceful.We are greatful to GOD because we are on the floor of the RIFT VALLEY where violence is normally experienced during election time such as the referendum.We as a family are housing a wonderful beatiful lady by the name lauren Rousenbaum.God bless you people for having such a good client relations officer.she is down to earth and very friendly
    our business is doing well and we are anticipating greater sales in the near future.

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